About
First Cahawba Bank is a community bank based in Selma, Alabama. The bank was established in 1987 and has been serving the financial needs of its customers for over 30 years.
The bank offers a range of personal and business banking services, including checking and savings accounts, and online banking. Additionally, they offer investment and wealth management services through their subsidiary, Cahaba Wealth Management.
First Cahawba Bank prides itself on its commitment to the local community and strives to make a positive impact through various community initiatives and partnerships. The bank also emphasizes its focus on building long-lasting relationships with its customers by providing personalized service and tailored financial solutions.
Overall, First Cahawba Bank is a well-established and community-focused bank that offers a variety of financial products and services to its customers in Alabama.
Key Features
Here are some key features of First Cahawba Bank:
- Personal and Business Banking. The bank offers a range of personal and business banking services.
- Investment and Wealth Management. The bank's subsidiary, Cahaba Wealth Management, provides investment and wealth management services to help customers achieve their financial goals.
- Community Commitment. First Cahawba Bank is committed to supporting the local community through various initiatives and partnerships, including education and economic development programs.
- Personalized Service. The bank emphasizes its focus on building long-lasting relationships with its customers by providing personalized service and tailored financial solutions.
- Online and Mobile Banking. First Cahawba Bank offers online and mobile banking options, allowing customers to conveniently manage their accounts and finances from anywhere.
Requirements
The specific requirements to open an account at First Cahawba Bank may vary depending on the type of account you are interested in opening. However, in general, here are the requirements you may need to fulfill:
- Personal Information. You will need to provide personal information such as your full name, date of birth, and Social Security number.
- Government-Issued ID. You will need to present a valid government-issued photo identification such as a driver's license, passport, or state-issued ID card.
- Proof of Address. You may be required to provide proof of your current address such as a utility bill, lease agreement, or other official document.
- Initial Deposit. You may need to make an initial deposit to open the account. The minimum deposit amount may vary depending on the type of account.
- Business Documents (if applicable). If you are opening a business account, you will need to provide business documents such as the business's legal name, address, tax identification number, and organizational documents.
It's always a good idea to contact the bank directly or visit their website to confirm the specific requirements for opening an account at First Cahawba Bank.
Access on the Go
First Cahawba Bank offers several options for accessing your account on the go:
- Online Banking. The bank's online banking platform allows you to manage your accounts and finances from anywhere. You can view account balances, transfer funds, pay bills, and more.
- Mobile App. The bank also offers a mobile banking app that allows you to access your account using your smartphone or tablet. The app offers many of the same features as the online banking platform, including the ability to check account balances, transfer funds, and pay bills.
- ATMs. First Cahawba Bank has several ATMs located throughout Alabama that you can use to withdraw cash, check account balances, and transfer funds.
- Telephone Banking. If you prefer to access your account over the phone, the bank offers a telephone banking service that allows you to check account balances, transfer funds, and more.
Overall, First Cahawba Bank offers several convenient options for accessing your account on the go, making it easy to manage your finances no matter where you are.
Products and Services
First Cahawba Bank offers a variety of products and services for both personal and business banking customers. Here are some of the main offerings:
- Checking and Savings Accounts. The bank provides a range of checking and savings account options to meet your financial needs. These include basic checking and savings accounts, as well as interest-bearing accounts.
- Wealth Management. First Cahawba Bank's subsidiary, Cahaba Wealth Management, provides investment and wealth management services to help you achieve your financial goals.
- Business Banking. The financial institution provides business banking products and services, including business checking and savings accounts.
- Online and Mobile Banking. The bank's online and mobile banking platforms allow you to manage your accounts and finances from anywhere, with features such as bill pay, mobile deposit, and account alerts.
- Other Services. The bank also offers additional services such as safe deposit boxes, wire transfers, notary services, and foreign currency exchange.
Overall, First Cahawba Bank offers a wide range of products and services to meet the financial needs of both personal and business banking customers.
Which associations does First Cahawba Bank belong to?
First Cahawba Bank is a member of several associations in the banking industry, including:
- Federal Deposit Insurance Corporation (FDIC). First Cahawba Bank is an FDIC-insured institution, which means that deposits are insured up to the maximum amount allowed by law.
- Alabama Bankers Association (ABA). First Cahawba Bank is a member of the ABA, which represents banks and other financial institutions in Alabama.
- Independent Community Bankers of America (ICBA). First Cahawba Bank is also a member of the ICBA, which represents community banks across the United States.
- American Bankers Association (ABA). The bank is also a member of the ABA, which represents banks of all sizes and types across the United States.
Being a member of these associations helps First Cahawba Bank stay up-to-date on industry trends and best practices, as well as provides access to resources and networking opportunities.
