Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.1
(22 Ratings)

Fig Loans Account Review

Advertiser Disclosure

How To Login in Fig Loans Account?

To log in to your personal account at Fig Loans, please follow the steps below:

  1. Go to the Fig Loans website.
  2. Click on the "Sign In" button located at the top right corner of the page.
  3. Enter the email address associated with your Fig Loans account.
  4. Type in your password.
  5. Click on the "Login" button to access your account.

If you have trouble logging in, you can click on the "I forgot my password!" link and follow the steps to reset your password. Alternatively, you can contact Fig Loans customer support for assistance.

Key Features

Fig Loans is a financial services company that provides loan options to help people with poor credit or limited access to traditional financial products. Some of the key features of the company include:

  1. Loan amounts. They range from $300 to $1,000 depending on your eligibility and state of residence.
  2. Repayment. The company provides flexible repayment options that can be customized to fit your individual needs. You can choose to repay your loan in one lump sum or in installments over time, with repayment terms ranging from 6 to 12 months. If you have difficulty repaying your loan on time, Fig Loans offers a grace period and the option to extend your loan with an additional fee.
  3. Transparent terms. The company is transparent about its fees and charges, so you know exactly what you'll be paying before you sign up for a loan.
  4. Credit building. Fig Loans reports your repayment history to credit bureaus, which can help you build your credit score over time. If you make your loan payments on time, it can help you establish a positive credit history and potentially qualify for lower interest rates and better loan terms in the future.

How To Register an Account?

To apply for a loan with Fig Loans, you will need to provide personal and financial information such as your full name, address, phone number, email address, date of birth, social security number, employment status, income source, monthly income, bank account number, routing number, length of time the account has been open, recent bank transactions, loan amount requested, and desired repayment terms.

After submitting your loan application, the company will review your information and make a decision on your loan request. If approved, you will receive a loan offer detailing the loan amount, repayment terms, and fees.

If you accept the loan offer, you will need to provide your electronic signature and bank account information to receive the loan funds. Once you sign the loan agreement, the funds are typically deposited into your bank account within one business day.

Step-by-step Registration

Here is a step-by-step guide to registering a Fig Loans account:

  1. Visit the Fig Loans website and click on the "SIGN IN" button.
  2. On the sign-in page, click on the "I Need To Create an Account!" link.
  3. Select your state and loan amount on the next page, then click on "Continue."
  4. You will be directed to the registration page. Here, you will need to enter your email address and password and confirm your password. Make sure that your password contains at least eight characters and includes one letter and one number. You can also enter a referral code if you have one.
  5. Once you have filled in the required details, click on "SUBMIT."
  6. You will then be taken through a series of stages, including disclosures, personal information, secure information, and acceptance of the terms and conditions.
  7. Review your entered information after completing all the stages and click "Submit Application".
  8. Fig Loans will then process your application and notify you of the outcome via email or phone.

How Do Fig Loans Work?

Here is how Fig Loans loans work:

  1. Application. To apply for a loan, you need to complete an application form on the Fig Loans website. You will need to provide personal and financial information, such as your name, address, income, and banking information.
  2. Loan approval. The lending company evaluates your application and banking history to determine your eligibility. They don't require a traditional credit check, but they do look at your credit history and other factors.
  3. Loan offer. If approved, Fig Loans will provide you with a loan offer detailing the loan amount, repayment terms, and fees.
  4. Loan acceptance. If you accept the loan offer, you will need to provide your electronic signature and bank account information to receive the loan funds.
  5. Repayment. Fig Loans offers flexible repayment options that can be customized to fit your individual needs. You can choose to repay your loan in one lump sum or in installments over time, with repayment terms ranging from 6 to 12 months.
  6. Credit building. Fig Loans reports your repayment history to credit bureaus, which can help you build your credit score over time.
  7. Loan extension. If you have difficulty repaying your loan on time, the company offers a grace period and the option to extend your loan with an additional fee.

Loan Funding Times

Fig Loans typically sends loan funds to the borrower's bank account at 5 p.m. ET every evening. If you submit your loan application early in the day and it is approved, your loan funds will be sent out the same evening. The actual time it takes for the loan funds to appear in your account will depend on your bank and their processing times. If you have a debit card, the funds may be deposited instantly, but ACH deposits may take several days to process.

Fig Loans prides itself on its fast and easy application process and its ability to provide customers with instant funding upon approval, making it an excellent option for those who need cash quickly.

Who Are Fig Loans For?

Fig Loans is a financial services company that offers installment loans that  are designed for people who need short-term financial assistance to cover unexpected expenses or to bridge gaps in their finances.

Fig Loans loans are particularly useful for people who:

  1. Have poor credit. The lender does not require a traditional credit check, making their loans more accessible to people with poor credit or limited credit history.
  2. Need a small loan. Fig Loans offers loans ranging from $300 to $1,000, making them a good choice for people who need a small amount of money to cover unexpected expenses.
  3. Need flexible repayment options. The company provides flexible repayment options that can be customized to fit your individual needs. You can choose to repay your loan in one lump sum or in installments over time.
  4. Want to build credit. Fig Loans reports your repayment history to credit bureaus, which can help you build your credit score over time.

How To Delete an Account?

According to the Fig Loans website, you cannot delete your account due to legal requirements to keep records of all loan applications. However, if you no longer need a loan or wish to cancel your application, you can contact Fig Loans to cancel your application. If your loan has not yet been funded, the company can cancel your application without affecting your FICO score or appearing on your credit report. However, if your loan has already been funded, you will need to repay the loan as per the terms of the agreement.

While you may not be able to delete your Fig Loans account, the company assures customers that they safeguard every customer's information like it is their own, ensuring that nobody using your unique information can use it to get a loan in the future.

How To Reset a Password?

If you have forgotten your Fig Loans password, you can reset it by following these simple steps:

  1. Go to the Fig Loans website and click on the "SIGN IN" button.
  2. On the sign-in page, click on the "I forgot my password!" button.
  3. Enter your email address associated with your Fig Loans account, and click on the "EMAIL PASSWORD RESET" button.
  4. You will receive an email from Fig Loans with instructions on how to reset your password. Click on the link provided in the email.
  5. Once you click on the link, you will be directed to a page where you can enter a new password.
  6. Enter your new password, then confirm it by entering it again.

FAQ

How Do I Contact Fig Loans?

There are a few ways you can contact Fig Loans:

  1. Phone. You can call at 1-833-335-0855 (toll-free) to speak with customer support representatives.
  2. Email. You can email Fig Loans at [email protected] for general inquiries or questions about your account.
  3. Mail. You can send mail to Fig Loans at the following address: Fig Tech Inc. 2245 Texas Drive Ste. 300, Sugar Land, Texas 77479. Please do not send sensitive information, such as your social security number or bank account number, through regular mail.

How Do I Activate My Fig Loans Account?

Once you've completed the loan application process with Fig Loans and your loan has been approved, you will receive an email with instructions on how to activate your account. Here are the steps to activate your account:

  1. Open the email from Fig Loans that contains your account activation instructions.
  2. Click on the link in the email to activate your account.
  3. Enter your email address and create a password for your account.
  4. Provide any additional information required to activate your account.

    Once you've activated your account, you can log in to the Fig Loans website using your email address and password to manage your loan, make payments, and access other account features.

    If you have any questions or issues activating your account, you can contact customer support for assistance.

    Why Can't I Access My Fig Loans Account Online?

    There could be several reasons why you are unable to access your Fig Loans account online. One possible reason could be that you are entering the wrong login credentials, such as the wrong email address or password. Ensure that you enter the correct information and that your Caps Lock is turned off.

    Another reason could be that there is a technical issue with the Fig Loans website or server, preventing you from accessing your account. You can try accessing your account later or contact Fig Loans customer service for assistance.

    Additionally, if you have not verified your email address or completed the registration process, you may not be able to access your account.

    Finally, if your loan has been fully repaid and completed, you may no longer have access to your account.

    Financial products
    Rating by Finanso®
    i

    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    4.22
    (20 Ratings)
    Recommended FinScore™
    0
    300
    650
    1000
    50.00 – 800.00 $
    Rate
    i

    Effective interest rate on the product

    to 190.00 %
    Term
    i

    Loan term for the financial product

    1 months – 6 months
    Apply
    Similars products
    Best Quick Loan Today 23.05.2024*
    Finanso
    Need a Quick Loan Now?
    Rating by Finanso®
    i

    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    Recommended FinScore™
    0
    300
    650
    1000
    100.00 – 20000.00 $
    Rate
    i

    Effective interest rate on the product

    from 0.05 %
    Term
    i

    Loan term for the financial product

    5 days – 3 months
    Rating by Finanso®
    i

    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    Recommended FinScore™
    0
    300
    650
    1000
    100.00 – 4000.00 $
    Finanso
    Personal Loans
    Rating by Finanso®
    i

    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    Recommended FinScore™
    0
    300
    650
    1000
    2000.00 – 100000.00 $
    Rate
    i

    Effective interest rate on the product

    6.34 – 35.89 %
    Term
    i

    Loan term for the financial product

    2 months – 72 months
    Rating by Finanso®
    i

    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    4.25
    (20 Ratings)
    Recommended FinScore™
    0
    300
    650
    1000
    to 1500.00 $
    Rate
    i

    Effective interest rate on the product

    to 160.00 %
    Fig Loans Loans Calculator

    Fig Loans calculator will allow you to calculate an approximate payment schedule for the loan

    Fig Loans calculator
    Interest rates are given in accordance with the rates of the Fig Loans of 23.05.2024
    Loan amount
    i

    Enter the desired loan amount

    USD
    USD
    50 $
    500 $
    Loan term
    i

    Specify the loan term for the calculation

    days
    months
    7
    30
    State
    Your comment has been added
    Error
    Your complaint has been recorded
    Invalid username or password
    comment.alert.error-reg
    Please log in to like/dislike
    Invalid SMS code has been entered
    All Fig Loans’s reviews by may 2024
    Leave feedback
    4.8
    Advantages
    This is an excellent company. I had no difficulty securing a loan, and the monthly payments are manageable. I would recommend their services to anyone, and their staff is also a pleasure to work with.
    Complain
    4.2
    Advantages
    Fig Loans has been an incredible source of assistance for me. Living on my own, I often find bills piling up, and I occasionally run short on cash. Whenever I log into Fig Loans online, they consistently approve my loan request, and they even offer me flexible repayment options. In my experience, there's simply no comparison with any other company out there.
    Complain
    4.4
    Advantages
    This company is exceptional for not burdening you with exorbitant interest rates, and they consistently report to credit bureaus. I wholeheartedly recommend their services.
    Complain
    4.8
    Advantages
    My experience with Fig Loans has been fantastic because they were willing to give me a chance. I've been able to demonstrate my reliability, and every loan I've taken with Fig Loans has been approved. I'm genuinely grateful for their support, as it has been a lifeline in numerous unforeseen emergency situations that were beyond my control. They have been a blessing to both me and my family, and their services have significantly contributed to improving my credit score.
    Complain
    4.6
    Advantages
    Fig Loans is playing a crucial role in getting me back on the right track with my credit score. Their assistance is helping me achieve a higher credit score, opening up opportunities to receive other credit offers.
    Complain
    1.8
    Disadvantages
    I've been a long-time user of this service, and I haven't seen any increase in my loan amount during this time.
    Complain
    4.8
    Advantages
    Being rejected by all other lenders and finally receiving approval is undeniably a remarkable and fortunate turn of events for individuals striving to rebuild their lives. Thank you, Fig Loans!
    Complain
    4.4
    Advantages
    While it was just a $300 loan, it made a positive impact on my credit score. The only setback was that they didn't permit me to obtain another loan after I had paid it on time. Nevertheless, every bit of assistance counts when you're working on rebuilding a severely damaged credit history.
    Complain
    4.6
    Advantages
    Fig Loans offers excellent, affordable small loans. Their communication is exceptional, and they are willing to assist you during challenging times. Making on-time payments provides a chance to improve your credit score. I would highly recommend them!
    Complain
    4.6
    Advantages
    The application process is straightforward, and once approved, the funds are quickly and effortlessly deposited into your account.
    Complain
    Overall company rating
    4.1
    / 5
    22 reviews
    Execution of an application
    4.3
    Support service
    4.0
    Mobile app
    3.9
    Service quality
    4.2
    Your satisfaction level
    4.1
    Similar companies
    Titlelo
    3000 NE 30th Pl Ste 104 Fort Lauderdale, FL 33306
    +1 (855) 341-4500
    Ace Title Loan
    5371 HIGHWAY 90 West, Mobile, AL 36619
    +1 (251) 665-1222
    LoanStar Title Loans
    3440 Preston Ridge RD STE 500 Alpharetta, GA, US, 30005
    +1 (877) 511-2274
    TFC Title Loans
    3055 Wilshire Blvd #530, Los Angeles, CA 90010-1145
    +1 (844) 242-3543
    TitleBucks
    15 Bull Street Savannah, Ga. 31401