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First Community Bank of Central Alabama

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About

First Community Bank of Central Alabama is a locally owned and operated financial institution based in Wetumpka, Alabama. The bank offers a range of financial services to individuals, small businesses, and commercial customers, including checking and savings accounts, loans, credit cards, and online banking.

The bank's mission is to provide excellent customer service and support the financial needs of its community.

First Community Bank of Central Alabama has a strong focus on customer service and has received positive reviews from customers who appreciate the personalized attention they receive. If you're considering banking with First Community Bank of Central Alabama, it's a good idea to research their services and compare them with other financial institutions to determine if they're the right fit for your needs.

Key Features

Here are some common key features that First Community Bank of Central Alabama offers:

  1. Online Banking. The bank offers online banking services, which allow customers to access their accounts, transfer funds, pay bills, and more from their computer or mobile device.
  2. Customer Service. First Community Bank of Central Alabama strives to provide excellent customer service.

Requirements

The specific requirements to open an account at First Community Bank of Central Alabama may vary based on the type of account you wish to open and your individual circumstances. However, generally speaking, here are some common requirements that banks may ask for:

  1. Identification. You will need to provide valid identification, such as a driver's license or passport, to open an account.
  2. Social Security Number. You may need to provide your Social Security number or Taxpayer Identification Number (TIN) to open an account.
  3. Minimum Deposit. Some accounts may require a minimum opening deposit, so be prepared to make a deposit at the time of account opening.
  4. Personal Information. You may need to provide personal information, such as your name, address, and phone number.
  5. Business Information. If you are opening a business account, you may need to provide additional documentation, such as your business license or tax identification number.

It's always a good idea to contact the bank directly or visit their website to find out more about their specific requirements for opening an account.

Access on the Go

First Community Bank of Central Alabama may offer various ways for customers to access their accounts on the go, such as:

  1. Online Banking. The financial inatitution may offer an online banking platform that allows customers to access their accounts from any device with an internet connection.
  2. Text Banking. The bank may offer text banking, which allows customers to check their account balances, view recent transactions, and receive alerts via text message.
  3. ATMs. First Community Bank of Central Alabama may have a network of ATMs that customers can use to withdraw cash and check their account balances.
  4. Debit Cards. The bank may provide debit cards that customers can use to make purchases or withdraw cash from ATMs.

Customers can contact the bank's customer service department for more information on how to access their accounts on the go or to set up these services.

Products and Services

First Community Bank of Central Alabama may offer a range of products and services to meet the banking needs of its customers, which include:

  1. Checking and Savings Accounts. The bank may offer various types of checking and savings accounts with different features and benefits, such as free checking, interest-bearing savings, and money market accounts.
  2. Loans. The bank provides different types of loans, such as personal loans, home loans, and business loans, with competitive interest rates and flexible repayment terms.
  3. Wealth Management. First Community Bank of Central Alabama offers wealth management services, such as investment management, financial planning, and retirement planning.

Customers can contact the bank directly or visit their website to find out more about their specific products and services.

Which associations does First Community Bank of Central Alabama belong to?

Here some common associations that banks may belong to include:

  • Federal Reserve System. First Community Bank of Central Alabama is likely a member of the Federal Reserve System, which is the central bank of the United States.
  • Federal Deposit Insurance Corporation (FDIC). First Community Bank of Central Alabama is likely insured by the FDIC, which is an independent agency of the federal government that provides deposit insurance to protect customers' deposits.
  • Alabama Bankers Association (ABA). The bank may be a member of the Alabama Bankers Association, which is a trade association for banks in Alabama that provides advocacy, education, and networking opportunities.
  • Independent Community Bankers of America (ICBA). First Community Bank of Central Alabama may be a member of the Independent Community Bankers of America, which is a national trade association that represents community banks across the country.

    Customers can contact the bank directly or visit their website to find out more about the associations that First Community Bank of Central Alabama belongs to.

    First Community Bank of Central Alabama

    FAQ

    Who owns First Community Bank of Central Alabama?

    First Community Bank of Central Alabama is a privately held, locally owned community bank. It is owned by its shareholders, who may include individuals, businesses, and other entities. The bank was founded in 1995 and has its headquarters in Wetumpka, Alabama. As a community bank, it is focused on serving the needs of its local communities and providing personalized service to its customers. If you need more specific information about the bank's ownership structure or shareholders, you may contact the bank directly or visit their website.

    Is First Community Bank of Central Alabama a good bank?

    There are several factors that customers may consider when evaluating a bank, including:

    1. Reputation. Customers may research the bank's reputation and track record in serving its customers and the community. They may also look for reviews and ratings from other customers and industry organizations.
    2. Products and Services. Customers may assess the bank's product and service offerings to ensure they meet their specific banking needs.
    3. Fees and Charges. Customers may review the bank's fee structure and charges to determine if they are reasonable and competitive with other banks.
    4. Convenience. Customers may evaluate the bank's branch and ATM locations, hours of operation, and online and mobile banking capabilities to ensure they can access their accounts easily and conveniently.
    5. Customer Service. Customers may evaluate the bank's customer service and support, such as responsiveness to inquiries and complaints, and the availability of helpful resources and tools.

    Ultimately, whether First Community Bank of Central Alabama is a good bank depends on the individual customer's needs and preferences. Customers may research and compare different banks to find the one that best fits their needs.

    Is First Community Bank of Central Alabama hard to get approved for?

    Like all banks, First Community Bank of Central Alabama will have its own set of eligibility requirements and criteria that customers must meet to be approved for its products and services. These requirements may vary depending on the type of product or service being applied for, as well as the customer's creditworthiness, financial situation, and other factors.

    Customers may contact the bank directly or visit their website to find out more about the eligibility requirements and approval process for their specific products and services. In general, it is recommended that customers maintain a good credit score, have a stable source of income, and meet other financial requirements to increase their chances of being approved for a bank's products and services.

    First Community Bank of Central Alabama disputes number

    If you need to dispute a transaction or report fraudulent activity on your First Community Bank of Central Alabama account, you can contact their customer service department as soon as possible at (334) 567-0081 during their regular business hours. Alternatively, you can also contact their 24-hour fraud hotline at (800) 554-8969 to report any suspicious activity on your account or dispute unauthorized transactions.

    If you have a general question or concern that is not related to a dispute or fraud, you can contact the bank's customer service department at (334) 567-0081 during their regular business hours. You can also visit their website and fill out a contact form with your inquiry or concern, and a representative will get back to you as soon as possible.

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    It is our belief that a community is best served by a local financial institution which understands the communities it serves and the financial needs of the people who live in those communities. 

    © First Community Bank of Central Alabama
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