First Commonwealth Banking
First Commonwealth Bank is a financial institution headquartered in Indiana, Pennsylvania, with branches throughout western and central Pennsylvania, and parts of Ohio. The bank offers a range of financial products and services, including personal and business checking and savings accounts, loans, mortgages, credit cards, and investment services.
The First Commonwealth Mobile Banking app is a convenient tool for managing your First Commonwealth Bank accounts from your mobile device. The app allows you to view account balances and transaction history, transfer funds between accounts, make mobile deposits, pay bills, and more. With the app, you can also access Zelle, a peer-to-peer payment service that enables you to send and receive money from friends and family using just their email address or mobile number.
The app is available for free download on the App Store for iOS devices and on Google Play for Android devices. The app is designed to be user-friendly and secure, with advanced security features such as biometric authentication, account alerts, and the ability to disable certain app features for added security. The app also offers a feature called Money Manager, which is a personal financial management tool that allows you to view all of your accounts in one place, set savings goals, establish a budget, and more.
Mobile App Features
The First Commonwealth Mobile Banking app offers several features to help customers manage their accounts conveniently and securely from their mobile devices. Some of the key features of the app include:
- Account Management. The app allows customers to view account balances, transaction history, and transaction details for checking, savings, and credit card accounts.
- Transfers. Customers can transfer funds between their accounts, schedule one-time or recurring transfers, and make loan payments.
- Bill Pay. Users can pay bills and schedule payments to recurring payees or new payees.
- Mobile Check Deposit. Customers can deposit checks remotely by taking a picture of the front and back of the check with their mobile device's camera.
- Debit Card Management. The app allows users to manage their debit card usage by turning their card on or off, setting spending limits, and receiving alerts for certain transactions.
- CardValet. This feature allows customers to control their debit card usage and prevent fraud by turning their card on or off, setting spending limits, and receiving alerts for certain transactions.
- Zelle®. Zelle is a person-to-person payment feature that is integrated into the app. With Zelle, customers can send and receive money directly to and from friends, family, and other people they know and trust, all from within the app.
- Money Manager. With a personal financial management tool, customers can easily stay informed about their complete financial situation with just a single click. Money Manager provides a centralized platform for accessing all of customer’s accounts, setting savings targets, creating a budget, and much more, making it a convenient one-stop solution for all their financial needs.
- Alerts. Customers can set up alerts for account activity, such as a low balance, large transaction, or payment due.
- ATM and Branch Locator. The app can locate First Commonwealth Bank branches and ATMs based on the customer's current location or by entering a zip code or address.
These features are designed to make banking with First Commonwealth Bank more convenient, secure, and accessible for customers.
How to Download
To download the First Commonwealth Mobile Banking app, follow these simple steps:
- Visit the App Store or Google Play on your mobile device.
- Search for "First Commonwealth Banking" in the search bar.
- Select the First Commonwealth Mobile Banking app from the search results.
- Click on the "Download" or "Install" button to start the download process.
- Once the download is complete, open the app and follow the prompts to enroll in online banking or sign in to your existing online banking account.
- Once you are signed in to your account, you can begin using the First Commonwealth Mobile Banking app to manage your accounts and perform banking transactions from your mobile device.
Note that you must have a First Commonwealth Bank account and be enrolled in online banking to use the First Commonwealth Mobile Banking app. If you are not enrolled in online banking, you can enroll by visiting the First Commonwealth Bank website or contacting the bank directly.
How to Apply in the App
You cannot apply for a new account directly through the First Commonwealth Mobile Banking app. However, you can apply for a new account by visiting the First Commonwealth Bank website or by visiting a local branch.
To apply for a new account online, follow these steps:
- Visit the First Commonwealth Bank website.
- Click on the "Open an Account" button located at the top of the homepage.
- Choose the type of account you want to open and click on the "Open Now" button.
- Fill out the online application form with your personal information, including your name, address, Social Security number, and contact details.
- Agree to the terms and conditions and submit your application.
- Wait for a response from First Commonwealth Bank, which may take a few business days.
- Once your account is approved, you can enroll in online banking and download the First Commonwealth Mobile Banking app to start managing your account from your mobile device.
Alternatively, you can visit a local First Commonwealth Bank branch to apply for a new account in person. A customer service representative can guide you through the application process and help you enroll in online banking and download the mobile app.
How to Make Payments Through the App?
To make payments through the First Commonwealth Mobile Banking app, follow these steps:
- Log in to the First Commonwealth Mobile Banking app using your username and password.
- From the main menu, select the "Payments" option.
- Choose the type of payment you want to make, such as a bill payment or a person-to-person payment.
- If you are making a bill payment, select the payee from your list of existing payees or add a new payee by entering their payment details.
- Enter the payment amount and the date you want the payment to be sent.
- If you are making a person-to-person payment, enter the recipient's email address or mobile phone number, and the amount you want to send.
- Confirm the payment details and authorize the payment.
- Review the payment confirmation to ensure that the details are correct.
The payment will be processed and the recipient will receive the funds according to the payment type and the payee's policies. Note that some payments may take longer to process than others, depending on the payment method and the recipient's bank.
How to Delete an App?
To delete the First Commonwealth Mobile Banking app from your mobile device, follow these steps:
For iOS (iPhone/iPad) users:
- Press and hold the First Commonwealth Mobile Banking app icon until it starts to wiggle.
- Tap the "X" button that appears on the app icon.
- Tap "Delete" to confirm that you want to delete the app.
- Wait for the app to be deleted, which may take a few seconds.
For Android users:
- Go to your device's "Settings" menu.
- Select "Apps" or "Applications Manager".
- Scroll down and locate the First Commonwealth Mobile Banking app.
- Tap on the app to open its details.
- Tap the "Uninstall" button.
- Tap "OK" to confirm that you want to delete the app.
- Wait for the app to be deleted, which may take a few seconds.
Note that deleting the First Commonwealth Mobile Banking app from your mobile device will only remove the app from your device. It will not close your account or cancel any services you have enrolled in. If you wish to close your account or cancel any services, please contact First Commonwealth Bank directly.
