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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply for a Eagle Valley Lending's loan



You must not be a member of the military or their dependent. You must be at least 18 years old and have a consistent source of income for the previous 90 days. For 90 days, you must also have open bank accounts in your name. Have the following Eagle Valley Lending requirements on hand when applying for an installment loan:

  • Account statement inquiry,

  • Debit card,

  • Government-issued identification,

  • Utility bill as proof of address,

  • You can use a recent pay stub or benefits statement to prove income.

Application details

Eagle Valley can pre-approve you in minutes and fund you a loan in a minimum of one business day. The company is available from Monday to Friday, 9 am to 5 pm CT.

Once the company receives your application, a customer service representative may reach out to you to verify your information. If your loan is approved by 2:00 pm CT, it will typically fund the time as soon as the same business day. Business days are Monday-Fridays excluding banking holidays.

Eagle Valley Lending can refuse or end your account registration if any of the information you give is false, out of date, or incomplete. If you do not satisfy the requirements to fund a loan, the company may reject your application.

How to apply

Apply for an Eagle Valley Lending installment loan application online, by phone, or in-person at one of the company's 50 locations in Tennessee, Indiana, Kentucky, and Ohio. Follow these procedures if you wish to apply for one of Eagle Valley Lending loans:

  1. Click the Apply Here link on Eagle's website.

  2. Enter the value you want to borrow, your ZIP code, and the loan's purpose.

  3. Specify if you're applying alone or with a partner.

  4. Click Apply Now after selecting how you learned about Eagle.

  5. Complete the application with your personal and professional information.

  6. Submit the form.


How much can you borrow from Eagle Valley Lending?

The smallest loan amount is $200. For first-time consumers, the maximum loan amount is $800.

What are Eagle Valley Lending interest rates?

Until you apply for a loan with Eagle Finance, you won't know how much it will cost or whether you'll be approved. Eagle Valley Lending rates and fees aren't listed on its website, and there doesn't appear to be a way to apply for prequalification.

How fast does Eagle Valley Lending deposit money?

A thoroughly verified application accepted by 2:00 pm CT is typically funded the same business day.

Calculate loan payments at Eagle Valley Lending

Eagle Valley Lending calculator will allow you to calculate an approximate payment schedule for the loan

Eagle Valley Lending calculator
Interest rates are given in accordance with the rates of the Eagle Valley Lending in Washington, D.C. as of 25.09.2022
Loan amount

Specify the desired loan amount

200 $
1500 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Eagle Valley Lending

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Eagle Valley Lending and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Eagle Valley Lending’s reviews by September 2022
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