How to apply for a loan?
You can apply in two minutes on the company's website. To do this, after clicking on the "Get Started" button, fill in information about yourself, the purpose of obtaining financing, and information about your property that you want to improve. Next, fill in the information about your annual income and the source of income, as well as additional sources of income. Review and agree to the user agreement.
Requirements
Typically, long-term loans require a minimum FICO credit score of 600 and a debt-to-income ratio of 45%. You can find out the exact figures by submitting an application and talking to the company's support staff. The requirements are individual for each type of financing and from the state in which the property is located.
You need to upload your Social Security Number and bank statements for the last three months. You may be refused if you do not meet the criteria, if you have previously had bankruptcies or if your property is located in a state in which the company does not issue financing.
