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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Dividend Finance Review

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About lender

Dividend Finance is a company that provides financial services for home improvement through a modern online process. Dividend Finance, Inc offers customers financing for home improvement to increase energy efficiency and stimulate renewable energy development.

Dividend Solar Finance LLC was founded by Eric White and Steve Michellа in 2013 in San Francisco. Its goal is to protect the planet by providing technological and modern financial solutions in the field of home improvement financing through the introduction of clean energy.

The company's services are available in all states except North and South Dakota, Montana, Alaska, and Vermont. Dividend Finance, Inc. is headquartered in San Francisco, California. You can also use the company's services online.

Pros and cons

Pros

  • Fixed rate for all types of loans

  • No down payment required

  • Financing to improve the sustainability of buildings

  • No penalties for early payoff

  • The customers can complete the online application process in 2 minutes.

Cons

  • The exact figures of the interest rate are not specified

  • The criteria for applying for a loan are not specified.

Terms and conditions

The company is a leader in sustainable financial solutions for sustainable buildings. All interest rate indicators are not available to customers until the application is approved.

Solar and storage

Solar and storage financing is a solution for companies that want to develop their business through the introduction of clean energy. With solar and storage loans, you can install solar panels for your home or commercial building. Installing such panels will reduce electricity costs and help you become part of a society that protects the environment. The maximum loan amount is $120,000. The loan can be taken for ‌ 12 or 20 years. Unfortunately, the interest rate is not specified, but it depends on the term and amount of the loan. For this loan, you do not need to make a down payment.

Home Improvement

Home improvement financing allows you to make home improvements and has a low fixed rate and affordable monthly payments. There is no down payment for this loan. You can provide your home with renewable energy, water conservation installations, and seismic improvements. Loans with high maximum amounts are available for this financing. The interest rate and the maximum loan amount depend on which state you take financing from.

C-PACE

Commercial Property-Assessed Clean Energy Financing (C-PACE) is not a loan. It is a special assessment and does not accelerate throughout its term. You can use your property as a guarantee for obtaining financing. There is no mandatory down payment for this type of financing. The maximum term of financing is 25 years. This financial solution can be used for new construction instead of mezzanine debt or equity. A fixed rate is provided for this financing.

Funding a loan

You can receive your funds on your credit card, or checking and savings account that you have linked to your account on the company's website. You will get a decision on the loan on the same day. You can also receive your money on the same day or the next business day.

Dividend Finance

Reviews

FAQ

What is Dividend Finance?

Dividend Finance is a company that offers sustainable financial solutions for sustainable buildings.

Does Dividend Finance require a down payment?

No, all the Dividend Finance’s options do not require a down payment.

Does Dividend Finance have in-store locations?

Dividend Finance has its head office in San Francisco, California. However, it operates online.

Company documents

Terms of use
Privacy Policy
Licenses

We give our customers the opportunity to obtain financing through a comprehensive suite of financing options with a seamless easy process. Dividend continues to expand its products into new vertical in clean energy and home improvement.

© Dividend Finance, Inc.
Offers
Dividend Finance
Financing for home improvement
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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up to $120,000
Rate
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Interest rate

up to 2.99%
Term
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Loan term for the financial product

up to 25 years
Similars products
Best Mortgage Today 14.02.2025*
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Calculate loan payments in Dividend Finance

Dividend Finance calculator will allow you to calculate an approximate payment schedule for the loan

Dividend Finance calculator
Interest rates are given in accordance with the rates of the Dividend Finance of 14.02.2025
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