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3.5

(31 Ratings)

CreditNinja Reviews july 2025

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CreditNinja reviews 2025

Cons

I wish I had the opportunity to review my interest rate before making a commitment, as it turned out to be extraordinarily high.

Pros

I required some additional funds and obtained them swiftly and effortlessly. Thank you, CreditNinja, for your assistance.

Pros

I encountered some technical difficulties, but the second customer service representative patiently guided me through the process and was exceptionally helpful.

Cons

Please be extremely cautious. I borrowed $1,000, and when I tried to repay it after just two weeks, I was told I owed $2,450. It's incomprehensible to be charged double for a loan taken out for less than a month. I strongly advise against borrowing from them; it appears to be a significant scam. Authorities should be alerted to this situation.

Pros

They delivered on everything they promised. I highly recommend it, especially for individuals like me who are working on building their credit.

Cons

I went through the application process and initially received approval for a $2,500 loan. However, there was an issue with the bank verification that took some time to resolve. When I logged in the next day, the bank verification finally went through, but the approval amount was reduced to $800. To make matters worse, I received a bank alert stating that this company had shared my bank data, leading my bank to block my card for potential fraud.

Pros

The application process was incredibly easy and straightforward, with a prompt response. The customer service team was exceptionally friendly and well-informed.

Pros

Their assistance in securing a loan was immensely helpful, and their approval process was remarkably swift. I would highly recommend their services to anyone in need.

Pros

While the interest rate was on the higher side, which is typical for these kinds of loans, I was pleased with the swift deposit into my bank account. This allowed me to promptly settle some outstanding bills.

Pros

The customer service representatives are exceptionally kind and genuinely helpful in addressing questions and concerns. This is my second time returning to Credit Ninja because they are exceptionally efficient in processing loans.

Welcome to the review page of CreditNinja!

Here, you will find client reviews about their experience with CreditNinja. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with CreditNinja. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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