Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.4
(20 Ratings)

CreditFresh Reviews

Advertiser Disclosure

All CreditFresh’s reviews by may 2024

4.8
Advantages
The application process was a breeze, and I received a response within minutes. This straightforward and prompt procedure proved to be a great help to me during a crucial time of need.
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4.2
Advantages
Credit Fresh is a reliable lender when you're facing a significant financial squeeze. However, as they openly acknowledge, it's a very costly option. It's wise to pay off the debt as quickly as possible, but consider keeping the account open. You never know when you might need it again.
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2.4
Disadvantages
This is my second experience using their services, and the first time was satisfactory. I managed to pay off the loan early without any issues. However, this time, the situation took a turn for the worse. The customer service agent was incredibly rude. I made an overpayment before the due date, and she informed me that, because I paid online the day before the due date, the entire amount went toward the principal. This felt unreasonable. When I requested to speak with a supervisor, my request was denied. Their conduct is becoming increasingly problematic.
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2
Disadvantages
This is an outright scam. I'm shelling out $400 every month, but my balance remains stagnant, leaving me in perpetual debt. It's essential for everyone to steer clear of such companies that exploit hardworking individuals struggling to make ends meet.
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4.6
Advantages
They are incredibly cooperative and accommodating. While I haven't made a draw from them yet, their payment terms appear to be more reasonable compared to other companies in this industry.
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4.6
Advantages
CreditFresh was a lifeline when I faced financial hardship. Their application process was incredibly straightforward, and I received the funds without any hassles. I highly recommend them.
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4.6
Advantages
The approval process is straightforward, easy, and quick. My only concern is not knowing the monthly payments upfront before signing the agreement. I believe they should provide this information beforehand. However, it's a quick and simple solution for emergency cash needs. Additionally, they are prompt in responding to email inquiries, which is quite helpful.
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4.2
Advantages
The CreditFresh website has an inviting design, and it's user-friendly with easy navigation. The terms of service are presented clearly, and the chat assistance is excellent. They provide fast and clear answers to all my questions.
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2.8
Disadvantages
The interest rate is incredibly steep, and reducing the balance is a real challenge. They deduct payments from my account every two weeks, and even when I make extra payments, it seems like the majority of it goes towards interest. I regret ever taking money from them, even though it was a necessity at the time. The fees they charge for each billing cycle are outrageous compared to the loan balance. It's clear that they take advantage of individuals with poor credit.
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2
Disadvantages
The fees are exorbitant. I'm hit with a $90 charge every time I make a payment, and I've borrowed $1,400. To make matters worse, every time I pay $100, they tack on an additional $50 to the outstanding balance. It feels like an endless cycle, and it's extremely challenging to pay off this loan.
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Welcome to the review page of CreditFresh!

Here, you will find client reviews about their experience with CreditFresh. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with CreditFresh. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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