Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.1
(15 Ratings)

Credit Central Reviews july 2024

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Credit Central reviews 2024

4
Pros
I contacted Credit Central for a payoff amount and stated that I was sending the check on the same day, well before the payment due date on the 25th. I actually mailed it on the 20th, but now they are claiming I owe an additional $34 and are refusing to accept my payoff check.
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4.4
Pros
Wonderful individuals to collaborate with, always ready to assist. As long as you make your payments, you'll have a peaceful experience with them, and the only time they might contact you is for a courtesy call.
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1.2
Cons
The service from the staff was extremely disappointing. The manager would promise one thing, but when you called back, he was nowhere to be found. The rest of the staff seemed unaware of what was happening. I would advise taking your business elsewhere, where you won't have to deal with false promises and being repeatedly told they'll call you back, only to never follow through.
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4.6
Pros
The staff is truly amazing! They display patience and won't make your life difficult if you fall behind, unlike many other loan companies. I highly recommend!
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2.6
Cons
I won't be dealing with Credit Central anymore. Initially, I used their services to boost my credit, making every payment on time. However, during my last payment, they double charged me. Despite having evidence of this in their system, I had to provide a bank statement months ago. The account should have been closed and marked as paid in full, but I just noticed today that they still have me listed as having a late payment, even though I paid off the loan and their system had double charged me, requiring a refund.
So, I returned with a new bank statement to resolve the issue. The man I spoke to acted as if I didn't know what I was talking about, despite having my statement as proof. He mentioned that I had ignored their calls and letters, but I pointed out that they didn't have my phone number, and I hadn't received any letters. I was not happy with how he treated me. Fortunately, the matter is now resolved, but this was my second time working with them, and I won't be doing it again.
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4.2
Pros
Credit Central is an excellent choice for obtaining a loan. Their rates are reasonable, and the staff is exceptionally friendly. If I ever require another loan, I wouldn't hesitate to use their services again.
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4.4
Pros
The staff is consistently friendly and readily available to address any questions I may have. The ladies always wear warm, welcoming smiles, making it a great place to do business.
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4.6
Pros
I recently faced some personal challenges that led me to secure a loan with Credit Central. Just before my first payment was due, I encountered difficulty in making a timely payment to the office. I reached out to the manager, who discussed my situation with me in a considerate and non-pressure manner, which I truly appreciated. I've found this company to be flexible and willing to collaborate with me while maintaining a high level of professionalism.
I want to emphasize that they didn't coerce me into taking a loan; it was my decision, and I take full responsibility for keeping them informed about my situation, which I've consistently done, receiving excellent customer service in return. If the need arises in the future, I would gladly do business with this company again, once my current loan situation is resolved. I'm thankful that Credit Central is there to support me without causing any undue stress. Looking back, I wish I had discovered this company earlier, as my previous experiences with other companies fell short of my expectations, but Credit Central has exceeded them. Thank you very much!
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4.4
Pros
This is a great destination for obtaining a loan. The staff is truly the best. They comprehend your challenges and are always ready to lend a helping hand whenever you need assistance.
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4.2
Pros
This is an outstanding place to seek a loan. The staff is exceptionally helpful and well-informed. Even when I need to make a late payment, they consistently assist me in finding a reasonable solution.
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Welcome to the review page of Credit Central!

Here, you will find client reviews about their experience with Credit Central. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with Credit Central. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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