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Visa® Credit Cards of February 2023

Visa®
Apply for a Visa® Credit Cards. On 09.02.2023 you have access to 24 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.

Offers: 24

Updated:
04.02.2023
13:04
Best Mid-Tier Airline Card
Chase
United℠ Explorer Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.74 – 27.74 %
BEST CREDIT CARD FOR E-SHOPPING
Chase
Amazon Prime Rewards Visa Signature Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

18.49 – 26.49 %
BEST CREDIT CARD FOR E-SHOPPING
Chase
Amazon Prime Rewards Visa Signature Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

18.49 – 26.49 %
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Chase
Chase Sapphire Preferred®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.24 – 27.24 %
BEST HOTEL CREDIT CARD
Chase
World of Hyatt Credit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.24 – 27.24 %
Chase
United Club℠ Infinite Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.74 – 27.74 %
Bank of America
Bank of America® Travel Rewards for Students
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

18.24 – 28.24 %
Mission Lane
Mission Lane Cash Back Visa® Credit card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Self
Self Visa® Credit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $100
Rate
i

Effective interest rate on the product

up to 15.97%
Term
i

Loan term for the financial product

up to 24 months
Regions
Regions Premium Visa® Signature Credit Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000

Credit card online application

Define the conditions and choose an appropriate bank card

Card limit
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Specify the loan term for the calculation

500 $
15000 $
$
Konstantin T
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Other credit cards offers

1. Fill out your application
1. Fill out your application

On our website you can fill out a short application form for a credit card.

2. Pass a credit check
2. Pass a credit check

We will offer you to check your credit score online for free.

3. Send your application online to the suggested companies
3. Send your application online to the suggested companies

After checking your credit rate, you will be able to send your loan application to the appropriate companies.

4. Wait for a response from the lender
4. Wait for a response from the lender

If necessary, the lender will contact you to clarify the details.

5. Get your credit card!
5. Get your credit card!

Sign the agreement and get the card

Apply for a credit card Your data is securely protected

Wells Fargo
4.2
Liam H
Liam H
03.02.2023 at 13:05
The account has a high monthly fee, which quickly eats into my savings and makes it difficult to grow my balance...
Review
Wells Fargo
5
Ethan J
Ethan J
03.02.2023 at 12:55
I recently opened this card and I am extremely satisfied with my experience so far. The account provides a high interest rate, which is a great way to grow my savings...
Review
Arrowhead Advance
2.4
Noah J
Noah J
10.12.2022 at 10:15
I still have a not very pleasant feeling about this company. The company is not licensed, is not a legitimate lender. This suggests fraud. It is important for me that everything is legal and stable...
Review
Arrowhead Advance
2.8
Mason J
Mason J
04.12.2022 at 10:25
Arrowhead Advance gave me cash very quickly and simply.To be honest, I didn't expect it from a lender company. It is very convenient to use your account on the site...
Review
Arrowhead Advance
3.2
Olivia H
Olivia H
01.12.2022 at 06:07
My experience with getting a personal loan from this company was quite pleasant. The service was fast, no one asked about any collateral or my creditworthiness. Such things are always annoying...
Review
Spotloan
4.4
Noah J
Noah J
30.11.2022 at 20:45
Before taking out a loan, I compared Spotloan with other lenders and found out that their rates are the most acceptable. The mobile application works flawlessly. I quickly received approval...
Review
Visa® Credit Cards of February 2023

Many major US banks issue Visa credit cards. Such cards can offer extremely useful and profitable bonuses. Moreover, Visa has credit cards for bad credit. This article will explain to you how to choose the right Visa credit card, how to get it, and what options are available to you if you have bad credit.

Types of Visa® Credit Cards

  1. Visa Classic. It is one of the traditional credit cards from the line of credit cards from Visa. Since Visa services this card, you can pay with it almost anywhere in tens of millions of locations around the world. You can use any of the 1.9 million ATMs in more than 200 countries if you need cash. The cardholder can contact Visa's Global Customer Assistance Services 24/7. The Visa Classic Credit card includes such bonuses as a replacement and emergency cash advances.
  2. Visa Gold. This credit card has numerous benefits of Visa Classic cards. This card is ideal for travelers as the Visa Gold owner gets access to VIP lounges in a large number of airports around the world. They have various types of travel insurance that help in case of, for example, lost luggage. The Visa Gold owner has car rental insurance and bonuses when booking hotels. The cardholder also has health insurance for travel.
  3. Visa Platinum. It is the highest-tiered credit card among the classic three. Besides all the benefits that Visa Classic and Gold cards have, Visa Platinum offers cardholders Visa Concierge services with which they can book travel tickets, special event tickets, and a table in their favorite restaurant. Travelers get the opportunity to have Travel Emergency Medical Compensation and Shenzhen Medical Coverage Certificate. Visa Platinum cardholder has access to hotel room upgrades, late checkout, and VIP guest status in more than 900 hotels around the world.
  4. Visa Signature. This is a card of a higher level than traditional Visa credit cards. Having a Visa Signature credit card, the cardholder can access extended warranty and cell phone protection. This card offers golf discounts and privileges, such as discounts on golf fees. The cardholder has year-round exclusive access to over 50 select Sonoma County Visa Signature wineries.
  5. Visa Infinite. This card offers cardholders such unique benefits as auto rental collision damage waiver and discounts in car rentals like Avis, Hertz, and Silvercar. Avid travelers can receive non-refundable reservation coverage in case of cancellation or postponement of a trip and receive up to $500 compensation in case of flight delays. The owner of the Visa Infinite card has return protection, which allows them to return any purchase up to $300 within 90 days.

The best Visa credit cards to get

  1. Mission Lane Cash Back Visa® Credit card is among the best credit cards for fair credit. This card has a $19 annual fee and a foreign transaction fee of 3%. This fair credit card has a variable APR of up to 29.99%.

    You should pay attention to the Mission Lane Visa Credit card if you want a credit card for fair score with high credit limits, as Mission Lane allows customers to increase their credit limits if they make on-time payments on the loan within 6 months. The main feature of this card is an unlimited cashback of 1% on all purchases.

  2. United Club Infinite Card is the best visa credit card for flights. This card allows the cardholder to get 100,000 bonus miles after they spend $ 5,000 in the first 3 months after account opening. This card's annual fee is $525, and APR varies from 19.49% to 26.49%.

    The cardholder can receive 4 miles for every $1 spent on United purchases, 2 miles for every dollar spent on travel, and for every dollar spent on dining in delivery, and 1 mile for every $1 spent on other purchases. They can also have free checked bags for round trips.

  3. Bank of America® Visa Travel Rewards for Students credit card is best for students. It does not have an annual fee. A cardholder can receive 25,000 online bonus points after they spend $1,000 within 90 days after account opening. This is equivalent to $250 in statement credit for travel purchases. The Bank of America Travel Rewards credit card owner can receive 1.5 reward points for each dollar spent. The card also offers a 0% intro APR of 18 billing cycles.

Pros and cons of Visa credit cards

Pros

  • Visa's Global Customer Assistance Services, which operates 24/7, is available for cardholders of cards of any level.
  • Since banks themselves set bonuses and perks for their Visa credit cards, any future cardholder can pick up a card for their needs.
  • Many cards have extremely favorable offers, welcome offers, perks, and bonuses.
  • A Visa credit card holder can withdraw cash at over 1.9 million ATMs in more than 200 countries worldwide.
  • Regardless of the issuing bank, all Visa cards have bonuses such as emergency card replacement and emergency cash advance.
  • Some banks that offer credit cards apply for bad credit.

      Cons

      • Card-issuing banks set rates and terms themselves, so it can be unpredictable.
      • The annual fee of some cards may be too high.

      How to get a Visa credit card?

      When you get a credit card apply for Visa, you have to meet the basic requirements:

      • In most states, the applicant must be an adult, 18 years old. Some banks may require the applicant to be 21 years old.
      • The applicant must be a citizen or permanent resident of the United States.
      • Usually, banks and other financial institutions request downloads of additional documentation to confirm the identity of the future cardholder. Such documents can be a driver's license, state-issued ID, or passport.

      Before applying for a Visa credit card, you need to check which credit score range your credit rating is in. You can request your credit score from the bank or credit bureaus for free. If your FICO score is less than 580, then you have bad credit. A credit score from 580 to 670 is fair credit, and a credit score of 670 is good credit. Different credit card issuers have different requirements for credit scores. The main points to know regarding the credit requirements for a Visa credit card:

      • Cards with the most favorable welcome bonus offers, perks, and a high cashback rate require the cardholder to have good to excellent credit.
      • You can find quite a few credit cards for fair credit.
      • If you want to apply for a credit card having bad credit, you need to look for special offers on credit cards for low credit.

      For most financial institutions, the income level of the future cardholder is also important. To confirm the level of income, in most cases, you will need to provide documents such as pay stubs, tax returns, bank statements, or W-2s.

      Most banks have a fast and convenient Visa credit card application process. Usually, an application for opening a credit card is filled out in 10 minutes if all the necessary information is available. The approval comes in a matter of minutes.

      How to get a Visa credit card with no credit?

      You can still get a visa credit card for bad credit if you have a bad credit score or no credit history. Credit cards for bad credit do not have many profitable offers for bonuses and perks. However, if you make a credit card application with bad credit, you will still get quite favorable cashback offers and will use a credit card cash advance.

      One type of credit card for low credit is a starter credit card. Starter credit cards allow young people to build credit by making on-time payments on their credit balance. One of the best credit cards for beginners is the Petal 1 "No Annual Fee" Visa Credit Card. This card does not have annual fees and does not require a future cardholder to have a credit score.

      Secured credit cards for bad credit are the easiest ones to get with bad credit. Such credit cards require the borrower to make a security deposit as collateral, guaranteeing their solvency. The credit limit of such cards depends only on the security deposit amount. One of the best secured credit cards is the Bank of America Customized Cash Rewards credit card. You don't pay an annual fee on this card. It allows cardholders to receive 3% cash back for purchases from the category of choice, 2% cash back for grocery purchases, and 1% unlimited cash back for all other purchases.

      FAQ

      Which Visa card is best?

      One of the best Visa credit cards is the Chase Sapphire Reserve. This card allows the cardholder to receive 60,000 bonus points after they spend $4,000 in the first 3 months after account opening. They can also receive $300 per year in statement credits as reimbursement for travel purchases. The Chase Sapphire Reserve credit card owner can receive 10 times more points for hotels and car rentals, 3 times more points for other purchases in travel worldwide, and 1 point for every dollar spent in other categories of purchases.

      Which card is best, Visa or Mastercard?

      The Visa credit card system is slightly larger than the Mastercard system. However, the Mastercard is accepted in more countries than Visa. You should choose between Visa and Mastercard based on your needs. Visa cards are more likely to offer bus tours, car rentals, and hotel discounts. In contrast, Mastercard cards focus on shopping, entertainment, and sports.

      Which bank gives Visa cards?

      Banks such as Wells Fargo, Capital One, Chase, and U.S. Bank issue Visa credit cards. You can open such credit cards as Wells Fargo Active Cash Card, Chase Freedom Unlimited U.S. Bank Visa Platinum Card, and many others.

      Which is the easiest Visa card to get?

      The easiest Visa credit cards to get are secured credit cards. Issuers of such cards do not make a credit check since the cardholder provides a guarantee as a security deposit. One of these cards is the OpenSky Secured Visa Credit Card. This card allows the cardholder to have a credit limit of up to $3,000 and has an annual fee of $35. To be qualified for this card, you do not need to meet any credit score requirements and have a bank account.