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Regions Bank Credit cards for february 2024

Apply for a Regions Bank Credit card. On 27.02.2024 you have access to 5 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 5
Updated:
29.12.2022
11:03
Regions
Regions Premium Visa® Signature Credit Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Regions
Regions Cash Rewards Visa® Credit Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Regions
Regions Explore Visa® Credit Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Regions
Regions Prestige Visa® Signature Credit Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
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Regions
Regions Life Visa® Credit Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000

Credit Card Online Application of February 2024

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CreditFresh
4.8
The application process was a breeze, and I received a response within minutes. This straightforward and prompt procedure proved to be a great help to me during a crucial time of need.
Review
JG Wentworth
4.6
The assistance I received was exceptional. My representative handled my case with care and provided all the necessary information...
Review
OneMain Financial
4.4
The loan application process was straightforward, and the representative I interacted with displayed patience, provided informative answers, and was quite pleasant throughout...
Review
My Funding Choices
4.6
The process was swift and straightforward, which was particularly helpful during a time when, despite my reluctance to seek assistance, I genuinely needed help.
Review
Plain Green Loans
2
The interest rate is shockingly high, and it feels like taking advantage of individuals facing financial challenges when unexpected expenses arise...
Review
Advance America
4.6
I have never encountered any issues with this company. They consistently deliver funds on time, and the repayment process is straightforward...
Review

Types of credit cards 

Explore Visa Credit Card

The account for the Regions Explore Credit Card is a secured revolving line of credit that can be used where Visa credit cards are accepted. It is possible that you will not have access to this product if you are a United States Armed Forces member or the dependent of a service member. You can apply right now with a minimum initial deposit of $250.

Life Visa Credit Card

For individuals in the market for a balance transfer credit card, the Regions Life Visa is a solid option. The 15-month promotional period where both balance transfers and purchases are interest-free is above average, and the balance transfer cost is about average. Credit cards often charge a fee of 4% to transfer a balance. However, the minimum balance transfer cost is somewhat steep. We propose a minimum charge of $5. If you can receive the lowest possible interest rate on a balance transfer, this card is fantastic. However, approval is conditional on your credit history.

Cash Rewards Visa Credit Card

The variable purchase APR for the Regions Cash Rewards Visa Signature® Credit Card is between 14.24% and 24.24%. If you want a cash-back credit card that requires little attention, this is a good choice. Cash rebates on purchases are offered without an annual charge. Within the first 60 days after you open an account, transferring a balance from another credit card to the Regions Cash Rewards Visa Signature Credit Card will cost you 4%. A transfer fee of $40 could be assessed on a balance of $1,000. There is a $10 minimum charge.

Premium Visa Signature Credit Card

A new Regions Premium Visa Signature Credit Cardholder will get a welcome bonus of 30,000 points after spending $3,000 in purchases during the first 90 days of account opening, in addition to the standard earning rate of 1.5 points per dollar spent on all eligible transactions. Additionally, there are no fees assessed for purchases made in a foreign country with this card.

Prestige Visa Signature Credit Card

If you want a rewards card that doesn't need much of your time or attention, this is a good choice. With this card, you may earn rewards on your purchases without having to pay an annual fee. For the first 12 months, which is the typical introductory period for 0% APR balance transfer cards, you can transfer your balance at no interest. An annual percentage rate (APR) for purchases made with a Regions Prestige Visa Signature Credit Card might be anywhere from 13.24% and 23.24%.

Pros and cons

Pros

  • Initially, your balance transfer interest rate will be zero percent.

  • There are a plethora of credit card benefits.

  • It includes a payment plan without interest.

  • There are no black-out dates.

  • Points can be redeemed for hotel stays, concert tickets, gift certificates, products, or even a direct deposit into your bank account.

Cons

  • It is exclusive to the 15 states.

  • There is no loyalty program for either new or current cardholders.

  • The amount of points needed to redeem for a vacation is quite high.

Main requirements

In most cases, you will be expected to supply information regarding your legal name, date of birth, residence, Social Security number, and annual income. If you provide an issuer with your Social Security number, that issuer will be able to verify your credit, which will have a significant impact on whether or not you are approved for the card.

How to apply for a card

You can apply for a Regions credit card online if you already have a Regions checking or savings account. Go to your local Regions branch or contact 1-800-REGIONS if you are not already a customer or if you need help with your application (1-800-734-4667). To get started with the application process, you'll need to supply personal details like your SSN, current residence, proof of work, and financial stability.

How to pay off a debt

There are several handy options that Regions Bank offers customers to pay their credit card bills, including the following:

  • Regions mobile app (view payment details and transfer funds to your credit card account);

  • Regions Online Banking via website;

  • Regular mail;

  • Pay via phone - contact 1-800-253-2265;

  • A branch dedicated to the various regions

FAQ

What is the Regions credit card limit?

The Regions Credit Line is a revolving line of credit with low maximum loan amounts, ranging from $500 to $3,000. The APR will never go above 21.90%. Once you've decided to go through with the purchase, you'll be able to make instant transfers of funds within your Regions Online Banking account.

What credit score does Regions Bank use?

Regions Bank uses FICO Scores to assess a customer's creditworthiness. Examining your FICO Scores is one way to gain insight into the perception of your credit risk held by lenders and gain knowledge of your financial standing. The "pulled on a date" associated with your FICO Score in Regions Online Banking indicates the date on which the information used to generate the score was taken from your TransUnion credit report.

How do I pay my Regions credit card bill?

On the "Account Details" tab of Online Banking, click "Make a Payment" below your credit card balance to make a payment to your Regions credit card. You then have the option to make the payment from an account at another financial institution.