Gamer Credit Cards of March 2023

The Wells Fargo Active Cash card is a rewards credit card offered by Wells Fargo Bank. The card offers cash back rewards on purchases made in several categories, including everyday spending, travel, and dining. It also provides some additional benefits, such as cell phone insurance, roadside assistance, and extended warranty coverage on eligible purchases.

APR: The APR for the Wells Fargo Active Cash card varies based on the prime rate but is typically around 15.74% for purchases and balance transfers. There is a 0% Intro APR for 15 months on qualifying balance transfers.

Fees: The Wells Fargo Active Cash card has a $0 annual fee and does not charge foreign transaction fees for purchases outside of the US. The card also has a balance transfer fee of 3% or $5 for balance transfers made within 120 days of account opening.

Rewards: The credit card rewards program for the Wells Fargo Active Cash card offers cash back on purchases made in several categories, including:

• Everyday spending: 1.5% cash back on all eligible purchases

• Travel: 3% cash back on travel purchases, such as flights, hotels, and rental cars.

• Dining: 3% cash back on dining purchases, including restaurants, cafes, and fast food.

Cash back rewards are earned in the form of points. You can redeem rewards for cash back, merchandise, or travel. There is no limit to the amount of rewards that can be earned, and rewards do not expire as long as the card is in good standing. You can save money on interest payments.

The Bank of America Customized Cash Rewards credit card is a cashback rewards credit card that offers its cardholders the opportunity to earn cash rewards on their purchases.

Rewards: With this credit card, you can earn 1% cashback on all your purchases, an additional 2% cashback at grocery stores and wholesale clubs, and 3% cashback on gas for the first $2,500 in combined grocery, wholesale club, and gas purchases each quarter.

Benefits: Some of the benefits of the Bank of America Customized Cash Rewards credit card include zero liability for fraudulent purchases, extended warranty protection, and travel accident insurance. You can also receive exclusive access to ticket pre-sales, discounts, and special offers through Bank of America's preferred rewards program.

APR: The annual percentage rate (APR) for purchases and balance transfers with this credit card is a variable rate based on the Prime Rate. The APR for cash advances is also a variable rate, which is higher than the rate for purchases and balance transfers.

Fees: Some of the fees associated with the Bank of America Customized Cash Rewards credit card include a 3% foreign transaction fee for purchases made outside of the United States, a balance transfer fee of either $10 or 3% of the transfer amount, whichever is greater, and a cash advance fee of either $10 or 5% of the advance amount, whichever is greater. There is also an annual fee, depending on your account type and relationship with Bank of America.

The U.S. Bank Cash+ Visa Signature Card is a cash-back rewards credit card offered by U.S. Bank. It is a good credit card for internet bill payments.

Rewards: This card offers a generous cash-back rewards program. Cardholders can earn 5% cash back on their first $2,000 in combined eligible net purchases each quarter on two categories they choose, such as gas stations or grocery stores, and 2% cash back on one everyday category, such as dining or cell phone services. All other purchases earn 1% cash back.

Benefits: Cardholders also receive a number of benefits, including travel accident insurance, extended warranty protection, and an auto rental collision damage waiver. Cardholders also have access to 24/7 customer service, fraud protection, and online banking services.

APR: The APR for this card is variable, meaning it can change based on market conditions. As of 2021, the ongoing APR is 14.74% to 23.74% based on creditworthiness.

Fees: This card has a $0 annual fee and does not charge any foreign transaction fees. However, cash advances and balance transfers are subject to a fee. Late or returned payments may also incur additional fees. Review the terms of the card before applying to understand all the fees and charges associated with the card.

The U.S. Bank Shopper Cash Rewards Visa Signature Card is a cash back rewards credit card that offers various benefits and rewards for cardholders.

Rewards: Cardholders earn 2% cash back on one category of their choice, such as groceries, dining, or gas, and 1% cash back on all other purchases.

Benefits: Some benefits of the U.S. Bank Shopper Cash Rewards Visa Signature Card include 24/7 fraud protection, 24-hour customer service, access to credit monitoring, and extended warranty protection on eligible items. Cardholders also have the ability to access their FICO score for free and can take advantage of travel and emergency assistance services while traveling.

APR: The APR for this credit card is determined based on your creditworthiness, but it may vary between a range of 12.99% to 22.99% based on the current market conditions.

Fees: Some of the fees associated with this credit card include a 3% foreign transaction fee for transactions made in a currency other than U.S. dollars, a $2 fee for each balance transfer made within 60 days of account opening, and a $39 fee for late or returned payments. There is no annual fee for this credit card.

U.S. Bank Shopper Cash Rewards Visa Signature Card is a good option for those who are looking for a cash back rewards card with a variety of benefits and rewards for everyday purchases, especially for grocery shopping.

The Amazon Prime Rewards Visa Signature Card is a credit card designed for Amazon Prime members that offer rewards on purchases made at Amazon and Whole Foods Market, as well as on other purchases.

Rewards: Cardholders can earn 5% back at Amazon and Whole Foods Market, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. These rewards are earned in the form of points that can be redeemed for purchases on Amazon.

Benefits: In addition to rewards, the Amazon Prime Rewards Visa Signature Card offers a number of benefits, including no annual fee, a $70 Amazon gift card upon approval, and access to exclusive cardmember events. Cardholders also receive extended warranty protection and travel and emergency assistance services.

APR: The annual percentage rate (APR) for the Amazon Prime Rewards Visa Signature Card will depend on the cardholder's creditworthiness and market conditions.

Fees: The Amazon Prime Rewards Visa Signature Card has no annual fee, but it does charge a fee for balance transfers and cash advances. There is also a late payment fee and a fee for exceeding your credit limit. Cardholders are also responsible for paying any interest that accrues on their balances.

The Target REDcard is a store-branded credit card that provides several rewards and benefits for users. Some of the key features of the Target REDcard include:

Rewards: Cardholders receive 5% off every purchase made at Target or Target, including groceries, clothing, electronics, and more. Additionally, the REDcard provides free shipping on most Target purchases, and cardholders receive an additional 30 days to return items purchased with the card.

Benefits: In addition to the 5% discount and free shipping, the Target REDcard also includes early access to select sales and promotions, as well as a 10% discount on your first purchase made with the card.

APR: The annual percentage rate (APR) for purchases made with the Target REDcard varies based on the prime rate. As of 2021, the typical APR for the REDcard is between 25.15% and 28.15%.

Fees: The Target REDcard does not have an annual fee. However, there is a late payment fee of up to $40 for payments received after the due date. Additionally, there is a returned payment fee of up to $25 for payments returned due to insufficient funds or other issues.

The Target REDcard provides a convenient way for shoppers to save money at Target and Target. However, it's important to note that the high APR and potential fees can make it difficult to use this card responsibly. Before applying for the REDcard, it's a good idea to make sure you understand the terms and conditions and how they will affect your financial situation.

Capital One Walmart Rewards Mastercard is a co-branded credit card offered by Capital One and Walmart. This card provides rewards and benefits to cardholders who use it for their purchases at Walmart stores and online.

Rewards: Cardholders can earn 5% back on purchases made at Walmart and in Walmart stores, 2% back on travel and dining and in-store purchases, and 1% back on all other purchases. The rewards are in the form of Walmart Rewards, which can be redeemed for future purchases at Walmart stores or on Walmart and statement credit.

Benefits: The Capital One Walmart Rewards Mastercard offers several benefits, including extended warranty coverage, which adds an additional year to the original manufacturer's warranty. Cardholders also receive Mastercard Platinum benefits, including 24/7 concierge service and travel accident insurance.

APR: The APR for the Capital One Walmart Rewards Mastercard varies based on the Prime rate and the cardholder's creditworthiness.

Fees: There is no annual fee for the Capital One Walmart Rewards Mastercard. Cardholders may be charged a late payment fee of up to $40, as well as a returned payment fee of up to $40. Foreign transaction fees may also apply to purchases made outside of the United States.

The Capital One Walmart Rewards Mastercard is a good option for people who frequently shop at Walmart and want to earn rewards on their purchases. The card's 5% rewards rate on Walmart purchases and its other benefits, such as extended warranty coverage, can make it a valuable tool for managing finances.

The PlayStation Visa Credit Card is a credit card designed specifically for gamers. This credit card is issued by Capital One and can be used anywhere Visa is accepted.

Rewards: Cardholders can earn rewards points with every purchase they make, including in-game purchases on the PlayStation Store, as well as purchases made outside of PlayStation. For every dollar spent, cardholders earn 5 points on authorized retailers, 3 reward points for PlayStation Store purchases and for eligible purchases at select gaming and entertainment merchants, 2 points on restaurants, and 1 point on other purchases.

Benefits: Cardholders can enjoy a number of benefits, including exclusive discounts and offers on PlayStation Store purchases, no annual fee, and zero liability for unauthorized purchases. They also receive extended warranty protection on eligible items, 24/7 concierge service, and fraud coverage.

APR: The APR for the PlayStation Visa Credit Card is determined based on the individual's creditworthiness and can range from a variable rate of 17.99% to 25.74%.

Fees: The fees associated with this credit card include a late payment fee of up to $40, a foreign transaction fee of 3% of the transaction amount, and a balance transfer fee of either $5 or 3% of the amount transferred, whichever is greater. There is no annual fee for this credit card.