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Gamer Credit Cards of February 2024

Apply for an Gamer credit cards. On 22.02.2024 you have access to 4 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 4
Updated:
06.12.2023
11:24
BEST 0% APR CREDIT CARD FOR PURCHASES
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Recommended FinScore™
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1000
Rate
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Effective interest rate on the product

18.24 – 28.24 %
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BEST CREDIT CARD FOR E-SHOPPING
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
Rate
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Effective interest rate on the product

18.49 – 26.49 %
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BEST CREDIT CARD FOR SIMPLE CASH BACK
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.6
Recommended FinScore™
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1000.00 – 20000.00 $
Rate
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Effective interest rate on the product

16.24 – 26.24 %

Credit Card Online Application of February 2024

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Reviews
CreditFresh
4.8
The application process was a breeze, and I received a response within minutes. This straightforward and prompt procedure proved to be a great help to me during a crucial time of need.
Review
JG Wentworth
4.6
The assistance I received was exceptional. My representative handled my case with care and provided all the necessary information...
Review
OneMain Financial
4.4
The loan application process was straightforward, and the representative I interacted with displayed patience, provided informative answers, and was quite pleasant throughout...
Review
My Funding Choices
4.6
The process was swift and straightforward, which was particularly helpful during a time when, despite my reluctance to seek assistance, I genuinely needed help.
Review
Plain Green Loans
2
The interest rate is shockingly high, and it feels like taking advantage of individuals facing financial challenges when unexpected expenses arise...
Review
Advance America
4.6
I have never encountered any issues with this company. They consistently deliver funds on time, and the repayment process is straightforward...
Review

Wells Fargo Active Cash

The Wells Fargo Active Cash card is a rewards credit card offered by Wells Fargo Bank. The card offers cash back rewards on purchases made in several categories, including everyday spending, travel, and dining. It also provides some additional benefits, such as cell phone insurance, roadside assistance, and extended warranty coverage on eligible purchases.

APR: The APR for the Wells Fargo Active Cash card varies based on the prime rate but is typically around 15.74% for purchases and balance transfers. There is a 0% Intro APR for 15 months on qualifying balance transfers.

Fees: The Wells Fargo Active Cash card has a $0 annual fee and does not charge foreign transaction fees for purchases outside of the US. The card also has a balance transfer fee of 3% or $5 for balance transfers made within 120 days of account opening.

Rewards: The credit card rewards program for the Wells Fargo Active Cash card offers cash back on purchases made in several categories, including:

  • Everyday spending: 1.5% cash back on all eligible purchases

  • Travel: 3% cash back on travel purchases, such as flights, hotels, and rental cars.

  • Dining: 3% cash back on dining purchases, including restaurants, cafes, and fast food.

Cash back rewards are earned in the form of points. You can redeem rewards for cash back, merchandise, or travel. There is no limit to the amount of rewards that can be earned, and rewards do not expire as long as the card is in good standing. You can save money on interest payments.

Bank of America Customized Cash

The Bank of America Customized Cash Rewards credit card is a cashback rewards credit card that offers its cardholders the opportunity to earn cash rewards on their purchases.

Rewards: With this credit card, you can earn 1% cashback on all your purchases, an additional 2% cashback at grocery stores and wholesale clubs, and 3% cashback on gas for the first $2,500 in combined grocery, wholesale club, and gas purchases each quarter.

Benefits: Some of the benefits of the Bank of America Customized Cash Rewards credit card include zero liability for fraudulent purchases, extended warranty protection, and travel accident insurance. You can also receive exclusive access to ticket pre-sales, discounts, and special offers through Bank of America's preferred rewards program.

APR: The annual percentage rate (APR) for purchases and balance transfers with this credit card is a variable rate based on the Prime Rate. The APR for cash advances is also a variable rate, which is higher than the rate for purchases and balance transfers.

Fees: Some of the fees associated with the Bank of America Customized Cash Rewards credit card include a 3% foreign transaction fee for purchases made outside of the United States, a balance transfer fee of either $10 or 3% of the transfer amount, whichever is greater, and a cash advance fee of either $10 or 5% of the advance amount, whichever is greater. There is also an annual fee, depending on your account type and relationship with Bank of America.

U.S. Bank Cash+ Visa Signature Card

The U.S. Bank Cash+ Visa Signature Card is a cash-back rewards credit card offered by U.S. Bank. It is a good credit card for internet bill payments.

Rewards: This card offers a generous cash-back rewards program. Cardholders can earn 5% cash back on their first $2,000 in combined eligible net purchases each quarter on two categories they choose, such as gas stations or grocery stores, and 2% cash back on one everyday category, such as dining or cell phone services. All other purchases earn 1% cash back.

Benefits: Cardholders also receive a number of benefits, including travel accident insurance, extended warranty protection, and an auto rental collision damage waiver. Cardholders also have access to 24/7 customer service, fraud protection, and online banking services.

APR: The APR for this card is variable, meaning it can change based on market conditions. As of 2021, the ongoing APR is 14.74% to 23.74% based on creditworthiness.

Fees: This card has a $0 annual fee and does not charge any foreign transaction fees. However, cash advances and balance transfers are subject to a fee. Late or returned payments may also incur additional fees. Review the terms of the card before applying to understand all the fees and charges associated with the card.

U.S. Bank Shopper Cash Rewards Visa Signature Cards

The U.S. Bank Shopper Cash Rewards Visa Signature Card is a cash back rewards credit card that offers various benefits and rewards for cardholders.

Rewards: Cardholders earn 2% cash back on one category of their choice, such as groceries, dining, or gas, and 1% cash back on all other purchases.

Benefits: Some benefits of the U.S. Bank Shopper Cash Rewards Visa Signature Card include 24/7 fraud protection, 24-hour customer service, access to credit monitoring, and extended warranty protection on eligible items. Cardholders also have the ability to access their FICO score for free and can take advantage of travel and emergency assistance services while traveling.

APR: The APR for this credit card is determined based on your creditworthiness, but it may vary between a range of 12.99% to 22.99% based on the current market conditions.

Fees: Some of the fees associated with this credit card include a 3% foreign transaction fee for transactions made in a currency other than U.S. dollars, a $2 fee for each balance transfer made within 60 days of account opening, and a $39 fee for late or returned payments. There is no annual fee for this credit card.

U.S. Bank Shopper Cash Rewards Visa Signature Card is a good option for those who are looking for a cash back rewards card with a variety of benefits and rewards for everyday purchases, especially for grocery shopping.

Amazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards Visa Signature Card is a credit card designed for Amazon Prime members that offer rewards on purchases made at Amazon and Whole Foods Market, as well as on other purchases.

Rewards: Cardholders can earn 5% back at Amazon and Whole Foods Market, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. These rewards are earned in the form of points that can be redeemed for purchases on Amazon.

Benefits: In addition to rewards, the Amazon Prime Rewards Visa Signature Card offers a number of benefits, including no annual fee, a $70 Amazon gift card upon approval, and access to exclusive cardmember events. Cardholders also receive extended warranty protection and travel and emergency assistance services.

APR: The annual percentage rate (APR) for the Amazon Prime Rewards Visa Signature Card will depend on the cardholder's creditworthiness and market conditions.

Fees: The Amazon Prime Rewards Visa Signature Card has no annual fee, but it does charge a fee for balance transfers and cash advances. There is also a late payment fee and a fee for exceeding your credit limit. Cardholders are also responsible for paying any interest that accrues on their balances.

Target REDcard

The Target REDcard is a store-branded credit card that provides several rewards and benefits for users. Some of the key features of the Target REDcard include:

Rewards: Cardholders receive 5% off every purchase made at Target or Target, including groceries, clothing, electronics, and more. Additionally, the REDcard provides free shipping on most Target purchases, and cardholders receive an additional 30 days to return items purchased with the card.

Benefits: In addition to the 5% discount and free shipping, the Target REDcard also includes early access to select sales and promotions, as well as a 10% discount on your first purchase made with the card.

APR: The annual percentage rate (APR) for purchases made with the Target REDcard varies based on the prime rate. As of 2021, the typical APR for the REDcard is between 25.15% and 28.15%.

Fees: The Target REDcard does not have an annual fee. However, there is a late payment fee of up to $40 for payments received after the due date. Additionally, there is a returned payment fee of up to $25 for payments returned due to insufficient funds or other issues.

The Target REDcard provides a convenient way for shoppers to save money at Target and Target. However, it's important to note that the high APR and potential fees can make it difficult to use this card responsibly. Before applying for the REDcard, it's a good idea to make sure you understand the terms and conditions and how they will affect your financial situation.

Capital One Walmart Rewards Mastercard

Capital One Walmart Rewards Mastercard is a co-branded credit card offered by Capital One and Walmart. This card provides rewards and benefits to cardholders who use it for their purchases at Walmart stores and online.

Rewards: Cardholders can earn 5% back on purchases made at Walmart and in Walmart stores, 2% back on travel and dining and in-store purchases, and 1% back on all other purchases. The rewards are in the form of Walmart Rewards, which can be redeemed for future purchases at Walmart stores or on Walmart and statement credit.

Benefits: The Capital One Walmart Rewards Mastercard offers several benefits, including extended warranty coverage, which adds an additional year to the original manufacturer's warranty. Cardholders also receive Mastercard Platinum benefits, including 24/7 concierge service and travel accident insurance.

APR: The APR for the Capital One Walmart Rewards Mastercard varies based on the Prime rate and the cardholder's creditworthiness.

Fees: There is no annual fee for the Capital One Walmart Rewards Mastercard. Cardholders may be charged a late payment fee of up to $40, as well as a returned payment fee of up to $40. Foreign transaction fees may also apply to purchases made outside of the United States.

The Capital One Walmart Rewards Mastercard is a good option for people who frequently shop at Walmart and want to earn rewards on their purchases. The card's 5% rewards rate on Walmart purchases and its other benefits, such as extended warranty coverage, can make it a valuable tool for managing finances.

PlayStation Visa Credit Card

The PlayStation Visa Credit Card is a credit card designed specifically for gamers. This credit card is issued by Capital One and can be used anywhere Visa is accepted.

Rewards: Cardholders can earn rewards points with every purchase they make, including in-game purchases on the PlayStation Store, as well as purchases made outside of PlayStation. For every dollar spent, cardholders earn 5 points on authorized retailers, 3 reward points for PlayStation Store purchases and for eligible purchases at select gaming and entertainment merchants, 2 points on restaurants, and 1 point on other purchases.

Benefits: Cardholders can enjoy a number of benefits, including exclusive discounts and offers on PlayStation Store purchases, no annual fee, and zero liability for unauthorized purchases. They also receive extended warranty protection on eligible items, 24/7 concierge service, and fraud coverage.

APR: The APR for the PlayStation Visa Credit Card is determined based on the individual's creditworthiness and can range from a variable rate of 17.99% to 25.74%.

Fees: The fees associated with this credit card include a late payment fee of up to $40, a foreign transaction fee of 3% of the transaction amount, and a balance transfer fee of either $5 or 3% of the amount transferred, whichever is greater. There is no annual fee for this credit card.

Pros and Cons of Credit Cards for Gamers

Pros

  • Rewards. Many gaming credit cards offer rewards and points for purchasing games, gaming hardware, and other gaming-related items. This means you can earn rewards just for doing what you already love to do, play games.
  • Special discounts. Some gaming credit cards offer exclusive discounts and special deals on popular games, hardware, and accessories.
  • Build credit. Using a credit card responsibly helps you build a positive credit history and improve your credit score over time.

Cons

  • High interest rates. Some gaming credit cards have higher interest rates compared to other types of credit cards. If you carry a balance, this could result in paying more interest charges over time.
  • Annual fees. Some gaming credit cards charge an annual fee, which could be substantial, depending on the card.
  • The temptation to overspend. Having a credit card specifically for gaming may increase the temptation to overspend on games and other gaming-related items. This could lead to debt and other financial problems.

How to Get Credit Cards for Gamers

Getting a credit card specifically designed for gamers is not very different from getting any other type of credit card. There are a few steps you can follow to help you find and apply for the best credit card for gamers:

  1. Check your credit score. Before you start searching for credit cards, you should check your credit score. Your credit score is a key factor in determining the credit card offers you will receive and the interest rate and credit limit you may be eligible for. You can check your credit score for free on several websites.
  2. Research credit cards for gamers. Once you have an idea of your credit score, you can start researching credit cards specifically designed for gamers. Look for credit cards that offer rewards and benefits specific to gaming, such as cash back on gaming purchases or discounts on gaming equipment and accessories. You can also compare features like interest rates, annual fees, and other costs to determine the best card for your needs.
  3. Compare rewards and benefits. Once you have a list of credit cards for gamers, compare the rewards and benefits offered by each card. Some credit cards for gamers may offer rewards like cash back on gaming purchases, discounts on gaming subscriptions, and other gaming-related perks. Consider what is most important to you, whether it's earning rewards, avoiding fees, or earning discounts, and look for a card that meets your needs.
  4. Read the fine print. Before you apply for a credit card, make sure you understand the terms and conditions, including the interest rate, annual fee, and any other fees associated with the card. Be sure to read the fine print so you are aware of any restrictions, such as how to earn rewards or what kind of purchases are eligible for rewards.
  5. Apply for a credit card. After you've done your research and compared rewards and benefits, it's time to apply for a credit card. You can usually apply online by filling out an application form and providing personal and financial information. The credit card companies will review your application and determine whether you're eligible for the card. If you are approved, you will receive your credit card in the mail.

FAQ

What is a gaming credit card?

A gaming credit card is a type of rewards credit card that is specifically designed for gamers. This type of card offers rewards or benefits for purchases made gaming-related purchases such as video games, gaming accessories, and other related items. These rewards may include cash back, points, or miles, which can be redeemed for gaming gear, merchandise, or other rewards. The terms and conditions, including fees, APR, and rewards structure, vary from card to card, so it's important to carefully compare options and choose a card that aligns with your specific gaming needs and spending habits.

What is the easiest gaming credit card to get?

The easiest gaming credit card to get is one that is marketed toward consumers with fair or average credit. These cards often have lower credit score requirements and may come with fewer benefits and rewards than cards designed for customers with excellent credit. To find the best gaming credit card for your needs, it's important to compare the available options, look for a card with a reasonable APR and manageable fees, and consider the rewards and benefits that align with your spending habits. Be sure to also check your credit score beforehand so you have an idea of which types of cards you might be eligible for.

Is it a good idea to buy games with a credit card?

Whether it's a good idea to buy games with a credit card depends on the individual's financial situation and spending habits. Using a credit card to make purchases can earn rewards and offer consumer protection. On the other hand, if the balance is not paid in full each month, the interest charged can add up and negate any rewards earned. It's important to consider the individual's ability to pay the balance in full and avoid overspending when deciding if buying games with a credit card is a good idea.

How many credit cards for gamers should I have?

The number of credit cards for gamers that you should have depends on your individual financial situation and goals. Some people prefer to have just one credit card for all their expenses, while others may choose to have multiple cards to take advantage of various rewards and benefits. It is important to evaluate your spending habits and choose a credit card that fits your needs rather than trying to accumulate as many cards as possible. Additionally, having too many credit cards can negatively impact your credit score, so it's important to keep this in mind when considering the number of cards to have.