Choose a country
United States
Select a city
Select a city
Select language
English
Select country
Choose a country
United States
Australia
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Россия

Capital One Credit cards for february 2024

Apply for a Capital One Credit card. On 27.02.2024 you have access to 32 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 32
Updated:
31.07.2023
10:44
Capital One
Capital One SavorOne Rewards for Students®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

24.74 – 29.74 %
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

14.49% - 24.49%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

14.24% - 24.24%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BEST CREDIT CARD FOR COLLEGE STUDENTS
Capital One
SavorOne Rewards for Students®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

19.24 – 29.24 %
BEST TRAVEL CREDIT CARD FOR STUDENTS
Capital One
Journey Student Rewards®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Capital One
Capital One Venture X Rewards
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.24 – 28.24 %
Capital One
Capital One Platinum Secured®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

24.74 – 29.74 %

Credit Card Online Application of February 2024

Define the conditions and choose an appropriate bank card

Card limit
i

Specify the loan term for the calculation

500 $
15000 $
$
Konstantin T
Your data is securely protected
CreditFresh
4.8
The application process was a breeze, and I received a response within minutes. This straightforward and prompt procedure proved to be a great help to me during a crucial time of need.
Review
JG Wentworth
4.6
The assistance I received was exceptional. My representative handled my case with care and provided all the necessary information...
Review
OneMain Financial
4.4
The loan application process was straightforward, and the representative I interacted with displayed patience, provided informative answers, and was quite pleasant throughout...
Review
My Funding Choices
4.6
The process was swift and straightforward, which was particularly helpful during a time when, despite my reluctance to seek assistance, I genuinely needed help.
Review
Plain Green Loans
2
The interest rate is shockingly high, and it feels like taking advantage of individuals facing financial challenges when unexpected expenses arise...
Review
Advance America
4.6
I have never encountered any issues with this company. They consistently deliver funds on time, and the repayment process is straightforward...
Review

Types of credit cards

Capital One provides a diverse range of credit cards to cater to customer requirements. If you make most of your financial transactions online, the digital account management that Capital One credit cards can be handy for you.  

  • Student Credit Card provides students with access to a credit line. The credit requirements for many student credit cards are laxer than those for regular credit card offers. There is 1% cash back with no limits.

  • Business Credit Cards can assist you in maintaining a clear separation between your business and personal spending. Capital One Spark Cash Select offers $500 Cash Bonus, and Capital One Spark Cash Select has 0% intro APR for 12 months. The Capital One Spark Miles for the Business credit card is a business counterpart of the famous Capital One Venture Rewards credit card. You gain 2 miles for every dollar spent, and miles can be redeemed for 1 cent each for any travel transaction, without the blackout dates and other restrictions of branded hotel and airline cards. The card also has a terrific sign-up bonus.

  • Secured Credit Cards. Applying for a secured credit card could be a good idea if you have a low credit score or are just starting. You are required to make a refundable security deposit, which the card issuer will keep as collateral. After that, you can use the card to purchase precisely like any other credit card. If you use your card responsibly, you can even recover the money you deposited.

  • Cash Back Credit Cards. Capital One's Cash back credit cards may reward grocery, gas, eating, and entertainment spending. You earn a percentage of eligible purchases. Statement credits, cheques, and gift cards are options to redeem cash back.

  • Travel Rewards Credit Cards. When you make purchases with a travel credit card, you may earn travel rewards that you can redeem in various travel-related ways. You may be able to use travel rewards credit card to receive points on non-travel-related purchases as well. Some travel rewards cards, for example, may offer the same travel rewards rate on all purchases. Others may provide a higher rate of return for travel-related items.

Pros and cons

Pros

  • No annual fee

  • Low spending threshold for the welcome bonus

  • Earn cash back for any quantity at any time

  • No international transaction fee.

Cons

  • High regular APRs

  • Low credit limits.

Main Requirements 

To open a credit card in your name, you must generally be at least 18 years old. If you're under 21, you'll also have to show that you can pay the account's minimum payments on your own. If you can't, you may need a co-signer who is a little older. Someone else will have to prove you can make payments if you can't. Be aware that not all credit card firms enable co-signers to be included in the transaction. In Capital One, the following information is needed: full name, date of birth, SSN, physical address (not a PO box), estimated gross annual income.

To apply for a business credit card, you will additionally need to provide:

  • Your Business's Legal Name

  • Contact Information for Your Business

  • Industry Type

  • Business Entity or Legal Structure

  • Time in Business and Number of Employees

  • Federal Tax ID

  • Annual Business Revenue and Estimated Monthly Spend

  • Total Annual Income.

How to apply for a card

Capital One processed your application immediately. You can also apply in person, by phone, or by mail. You may have to wait longer for opening hours or a lender's response. Here's how to apply for a credit card:

  1. Analyze your credit reports;

  2. Decide on the kind of credit card you require;

  3. Get pre-approved for a loan;

  4. Determine which approach to use and then carry out the appropriate steps.

FAQ

Is Capital One a sound credit card?

Yes. The Capital One Credit Card can help construct or reestablish a credit history because of its low-interest rate. For instance, the annual fee and monthly fees for using the Capital One Platinum Secured card are both waived, and the card also submits account information to the three main credit bureaus every month.

What is the credit limit on a Capital One card?

Credit cards issued by Capital One do not often come with a pre-established minimum credit limit. Once your application has been accepted, your credit limit will be determined by how creditworthy you are compared to other applicants.

Is Capital One a hard card to get?

Because Capital One issues credit cards to customers regardless of their credit standing, obtaining one of their cards is not overly complicated. The Capital One Quicksilver Secured Cash Rewards Credit Card is the most straightforward credit card to get from Capital One. Applicants with poor credit can apply for this card.