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American Express Cash Rewards Cards for february 2024

Apply for an American Express Cash Rewards Card. On 26.02.2024 you have access to 4 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 4
Updated:
20.02.2023
05:49
American Express
Blue Cash Everyday® Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
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Effective interest rate on the product

18.49 – 29.49 %
BEST CREDIT CARD FOR GROCERIES
American Express
Blue Cash Preferred®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

18.49 – 29.49 %
American Express
Blue Business Cash™ Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

17.74 – 25.74 %
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

American Express
Cash Magnet® Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000

Credit Card Online Application of February 2024

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Card limit
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Specify the loan term for the calculation

500 $
15000 $
$
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CreditFresh
4.8
The application process was a breeze, and I received a response within minutes. This straightforward and prompt procedure proved to be a great help to me during a crucial time of need.
Review
JG Wentworth
4.6
The assistance I received was exceptional. My representative handled my case with care and provided all the necessary information...
Review
OneMain Financial
4.4
The loan application process was straightforward, and the representative I interacted with displayed patience, provided informative answers, and was quite pleasant throughout...
Review
My Funding Choices
4.6
The process was swift and straightforward, which was particularly helpful during a time when, despite my reluctance to seek assistance, I genuinely needed help.
Review
Plain Green Loans
2
The interest rate is shockingly high, and it feels like taking advantage of individuals facing financial challenges when unexpected expenses arise...
Review
Advance America
4.6
I have never encountered any issues with this company. They consistently deliver funds on time, and the repayment process is straightforward...
Review

Terms and conditions

American Express provides prospective Card Members with three unique cashback credit cards. You can select the card that most closely matches your spending habits and maximizes your opportunity to earn cash back and other benefits. 

When you use your Amex card, you earn cash back as Reward Dollars, which can be redeemed for statement credits. A cashback card from American Express allows you to pay no annual fee or earn up to 6% cash back on certain categories of purchases.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred program offers even greater percentages of cash back rewards on certain types of purchases. For instance, you want to maximize the benefits you get from the grocery store and gas purchases, all while getting cash back for your subscriptions to streaming services. The Blue Cash Preferred card has an annual cost of $95 and allows you to receive $350 in cash back after making at least $3,000 in eligible purchases within the first six months of becoming a card member. The price for this card is $95 per year.

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday card is a tiered cash back card that does not charge an annual fee and delivers rewards in certain spending areas, such as grocery stores and gas stations. In addition, new Card Members are eligible for a cashback bonus of up to $200 if they use their Card to make eligible purchases totaling $2,000 within the first six months of their membership.

American Express Cash Magnet® Card

The Cash Magnet Card is an uncomplicated credit card that provides unrestricted cash back advantages on all purchases and doesn't charge an annual fee. If you sign up for Cash Magnet, you have the opportunity to earn a welcome incentive of $200 in the form of a statement credit after making a total of $2,000 in qualified purchases using your Card within the first six months of Card Membership. Cash Magnet gives customers a cashback rate of 1.5% on all qualified purchases, with no cap on the amount that can be spent.

Requirements

The applicants must be of at least 18 years old, possess a Social Security number, and have a street address in the United States to be qualified to apply for an American Express card. 

It is difficult to obtain the Amex Blue Cash Everyday card because candidates must have a score of 670 or higher for their application to be approved for the card. If you have a FICO score that is at least extremely good, your chances of being authorized for the card will be significantly increased (740 to 799).

How to apply

Sign into your American Express account and select the "Use Reward Dollars" button to redeem your Reward Dollars. Simply input the amount of Reward Dollars that you would want to utilize as a credit on your next bill balance, and the credit should reflect on your account within three business days, on average. Note that the credit applied to your statement will not apply to the area of your amount labeled "minimum payment due." As long as the associated with your Card account is in good standing — that is, it has neither been canceled nor is it overdue – your reward dollars will never become invalid. They will be waiting for you to redeem them whenever you are ready.

How to use the card

You can optimize the benefits you receive from your spending thanks to the personalized benefits and rewards that come with using an American Express credit card. American Express's overarching mission is to facilitate your participation in activities that are meaningful to you. You can indulge in exquisite shopping, eating, and travel experiences, as well as many other benefits, with an American Express Credit Card.

To earn the rewards and cash back, just use the card for your everyday purchases. You can link your bank account and cover the borrowed amount on your paydays.

FAQ

What is an American Express cash card?

The American Express Cash Magnet® Card is a cashback card that does not charge its cardholders an annual fee and enables cardholders to receive an unlimited 1.5% cash back on purchases made with the card. You can get a statement credit, items, or gift cards in exchange for your rewards.

How do I earn the rewards on an American Express card?

If you use your Card more frequently, you will accumulate more points. You can earn points for practically every dollar you spend when you charge your regular purchases to your American Express® Cards. These points can then be redeemed for the prize of your choice as quickly as possible. You take advantage of everything that life offers when you sign up for the Membership Rewards® Program.

How do I use my American Express card?

You will either need to swipe the Card through the terminal or enter it into the slot. However, this will depend on the type of terminal being used. When you make a purchase online, during the checkout process, you will be required to input your Card details, including your Card number, the expiration date, and the four-digit security code that is on the front of your Card.