Community First Credit Union

About Credit Union

Community First Credit Union is a financial cooperative that was founded on the principles of people helping people. It all started in 1953 when Maurice Dresang organized Outagamie County Credit Union to assist county employees with their financial needs. Over the years, the credit union grew and merged with other credit unions to become what it is today.

The credit union's commitment to the community is reflected in its name and its belief that the community always comes first. As a member-owned financial institution, Community First Credit Union focuses on improving the financial well-being of its members and their families and the communities it serves. With more than 153,900 members and over $5.3 billion in assets, the credit union has the power to make a positive impact.

One of the benefits of being a member-owner of Community First Credit Union is that you earn more, pay less, and your money stays in the community, making a real difference in people's lives. The credit union is committed to being fiscally responsible with its members' money, maintaining a balance between sound growth, earnings, and reserves.

Community First Credit Union's services go beyond traditional banking services, allowing members to give back to the community, spend smart, and save more. The credit union has 25 full-service locations, making it easily accessible to members across the region.

In summary, Community First Credit Union is a financial cooperative that has been serving its members and the community since 1953. Its commitment to people helping people is evident in everything it does, from providing financial services to giving back to the community. As a member-owner, you have the power to make a difference, and your money is in good hands with Community First Credit Union.

Key Features

Community First Credit Union offers a range of features and benefits for its members, including:

Requirements

To join Community First Credit Union, a few requirements must be met. Here are the steps to become a member:

1. Bring $5 or more to deposit into a membership savings account.

2. Bring a government-issued ID, such as a driver's license, state ID, or passport, to verify your identity.

3. Provide your complete physical and mailing address with some form of proof, such as a utility bill or lease agreement.

4. Provide your social security number, birth date, and contact phone number.

Once you have met these requirements, you can open a membership savings account and start taking advantage of the credit union's services and benefits. As a member-owned financial cooperative, Community First Credit Union is committed to providing its members with personalized service, competitive rates, and a range of financial products and services to help them achieve their financial goals.

Access on the Go

CFCU Community Credit Union offers convenient access to its services on the go through its online banking and mobile banking services. Here are some of the features and benefits of these services:

1. Online banking. With online banking, you can access your accounts, view account balances and transaction history, transfer funds, pay bills, and manage your finances from your computer or mobile device. You can also sign up for e-statements, set up alerts, and manage your account preferences.

2. Mobile banking. Community First Credit Union's mobile banking app is available for both iOS and Android devices, making it easy to access your accounts from your smartphone or tablet. The mobile app lets you check your account balances, view transaction history, transfer funds, deposit checks, pay bills, and more.

3. Mobile payments. Community First Credit Union supports mobile payments through Apple Pay, Samsung Pay, and Google Pay, making it easy to pay for purchases using your mobile device.

4. Card controls. With the credit union's card controls feature, you can manage your debit and credit cards from your mobile device.

5. ATM and branch locator. The mobile app also includes an ATM and branch locator, making it easy to find the nearest CFCU branches or surcharge-free ATMs.

Community First Credit Union Products

Community First Credit Union offers a range of financial products and services to help its members achieve their financial goals. Here is an overview of the credit union's product offerings:

1. Checking. Community First Credit Union's checking accounts offer convenient features like free online banking and mobile banking, bill pay, and debit cards with cashback rewards. No minimum balance and no fee options are available.

2. Savings & Money Markets. The credit union offers a range of savings and money market accounts to help members grow their savings, including high-yield savings accounts and certificates of deposit (CDs).

3. Credit Cards. Community First Credit Union offers a range of credit cards with competitive rates and rewards programs, including cashback rewards, travel rewards, and more.

4. Digital Banking. The credit union's online banking and mobile banking services provide members with convenient access to their accounts and a range of financial services on the go.

5. CDs & IRAs. Community First Credit Union's certificates of deposit (CDs) and individual retirement accounts (IRAs) provide secure savings options for members.

6. Health Savings Account. The credit union's health savings account (HSA) offers a tax-advantaged way for members to save for healthcare expenses.

7. Vehicle Loans. Community First Credit Union offers competitive rates on car loans, motorcycle loans, and other vehicle loans, with fast, local service.

8. Home Loans & Equity. The credit union provides trusted help for members looking to purchase a home or refinance their existing mortgage, with a range of home loan and equity options.

9. Student Loans. Community First Credit Union offers student loans to help members finance their education and achieve their career goals.

10. Anytime Loans. The credit union's anytime loans provide a solution for members who need cash to cover unexpected expenses or emergencies.

11. Financial Wellness. Community First Credit Union offers financial education and resources to help members live their best financial life.

12. Invest & Insure. The credit union provides investment and insurance services to help members plan for their financial future and protect their assets.

Which Associations does Community First Credit Union Belong to?

Community First Credit Union belongs to a number of associations and organizations that support the credit union industry and promote financial education and advocacy. Some of the associations and organizations that Community First Credit Union belongs to include:

1. Credit Union National Association (CUNA). CUNA is the largest national trade association for credit unions, representing more than 90% of America's credit unions.

2. National Association of Federally-Insured Credit Unions (NAFCU). NAFCU is a national trade association for federally-insured credit unions, providing advocacy, education, and compliance resources.

3. GreenPath Financial Wellness. Community First Credit Union partners with GreenPath Financial Wellness to provide members with financial counseling and education.

4. Greater Fox Cities Area Habitat for Humanity. The credit union supports Greater Fox Cities Area Habitat for Humanity through donations and volunteer work, helping to build affordable housing in the community.

Community First Credit Union Reliability

Community First Credit Union is a federally insured credit union, which means that it is regulated and insured by the National Credit Union Administration (NCUA). The NCUA is an independent federal agency that provides insurance protection to credit union members' deposits, similar to the FDIC for banks. This insurance provides members with peace of mind that their deposits are safe and secure.

In addition, Community First Credit Union has a strong financial position, with over $5.3 billion in assets and a long history of sound financial management. The credit union is committed to being fiscally responsible with its members' money, maintaining a balance between sound growth, earnings, and reserves.

Overall, Community First Credit Union is a reliable and trustworthy financial institution, committed to providing its members with personalized service, competitive rates, and a range of financial products and services to help them achieve their financial goals. The credit union is also committed to equal housing opportunity, as indicated by its use of the Equal Housing Opportunity logo.