How to pay back a debt?
This banking service is not for consumers that plan to take out large loans or run up huge credit card bills. However, they do have a feature that's called SpotMe, and it's a feeless overdraft. Not everyone is eligible for SpotMe - before approving your application to enroll, the company will verify if the direct deposit you've set up is $200 or more. Also, they will look at your recent activity and previous account activity to see if you can realistically handle a debt.
Feeless overdraft can't usually exceed $200, but there are several bonuses that can be used to increase the limits. In general, paying back a debt with this company can only be done with direct deposit.
Payment Details
Short name
Chime
