How to apply for a loan?
To apply for an online loan, the borrower needs to follow these steps:
- Click the "Apply Now" button;
- Enter your first name, last name, email address, and state of residence and come up with a password;
- On the next page, fill in your home address and ZIP code and answer the question "Own or Rent";
- Enter the phone number and identification document details. Also, enter the SSN;
- Choose the appropriate financial option;
- Choose the nearest company store;
- On the next page, select the main source of income and enter information about employment;
- Select paycheck frequency;
- Next, link the checking account using the Plaid tool or manually.
Requirements
The borrower must meet these criteria to be qualified for a loan:
- The site does not specify the exact minimum FICO credit score, but based on the requirements of other similar lenders, it is possible to say that the minimum required indicator is 500.
- Minimum age 18 years.
- The borrower must be a U.S. citizen or U.S. Permanent Resident.
- A provable income is required.
Application details
To receive funding, it is mandatory to provide some additional documents:
- Identification document. For example, a driver's license.
- Proof of income.
- Social Security Number.
- Proof of residence. For example, utility bills or mortgage statements.
- Bank statement.
The borrower has a small chance of being rejected since a fairly small minimum credit point is required to obtain a loan.
