Payday Loan

In this comprehensive review, we explore Check Into Cash® Payday Loan designed to meet diverse financial needs. Discover how Check Into Cash® stands out with its competitive interest rates, flexible borrowing limits, and rewarding perks.
50 - 1500 $
Loan Amount
14 - 31 Days
Repayment Term
208.04 - 782.14 %
APR

Details

General Info
 Loan Amount Loan Amount
50 - 1500 $
Repayment Term Repayment Term
14 - 31 Days
Required documents Required documents
SSN, ID
Do I fit in?
Age Age
from 18 years
Credit Score Credit Score
300
Fees
APR APR
208.04 - 782.14 %

How to Apply for a Check Into Cash?

  1. Visit website. Search Check Into Cash using your browser and start by going to official site.

  2. Choose Your Loan. On the general page, explore the different types of loans available, such as Payday Loans, Installment Loans, Title Loans, and Flex Lines of Credit. Click on the one that suits your needs to learn more.

  3. Get Started Online. Click on the "Get Started" button associated with the loan type you've chosen. This will take you to the application process.

  4. Enter Your Information. You will be prompted to enter personal information, such as your name, address, phone number, and income details. Ensure all the information is accurate to avoid delays.

  5. Submit Application. Once you've filled out all required fields, submit your application for review. Note that you may need to create an account if you're a new customer.

  6. Wait for Approval. Approval times can vary, but Check Into Cash aims to provide quick responses. You may be approved in just a few minutes.

  7. Visit a Store (if required). Depending on the type of loan and your location, you may need to visit a Check Into Cash store near you to complete the application process. Use the "Find A Store" feature on the website to locate the nearest branch.

  8. Get Cash. Once approved, if you visited a store, you could leave with cash in hand. If you applied online for a product that supports direct deposit, expect the funds to be deposited into your account as per the terms discussed during the application process.

Conditions and Requirements

Conditions

  1. Loan Amounts. The loan amount for a payday loan from Check Into Cash can range from $50 to $1,000, depending on your income and other factors.

  2. Repayment Term. Payday loans from Check Into Cash are typically due on your next payday, which is usually within two to four weeks of taking out the loan.

  3. Interest Rates and Fees. The interest rates and fees for a payday loan from Check Into Cash can vary depending on your state, but they can be high. APRs can range from around 150% to over 400% depending on the state.

  4. Loan Limits. Check Into Cash sets loan limits based on the customer's income and other factors to help ensure that borrowers are able to repay their loans without excessive fees and charges.

Requirements

  1. Age and Identification. Applicants must be at least 18 years old (or the state's required age) and able to provide valid ID, SSN or ITIN to prove their identity and age.

  2. Employment and Income Verification. Proof of a stable source of income is typically required to ensure the borrower has the means to repay the loan. This can include pay stubs, bank statements, or other official documentation.

  3. Bank Account. A current checking account is often required for both the deposit of the loan funds and the repayment of the loan, including the associated fees and interest.

  4. Credit Check. While some loan products, like payday loans, might not require a traditional credit check, others may require a review of your credit history to determine eligibility and terms.

  5. Residency. Applicants must be residents of the state in which they are applying for a loan, and must provide proof of residency.

Ways to Receive the Money

There are various ways to receive the money if you're approved for a loan from Check Into Cash, catering to different preferences and loan types. Firstly, if you apply in-store, you have the option to receive the funds immediately in cash upon approval. Alternatively, Check Into Cash provides a prepaid debit card service, allowing you to load the loan funds onto the card for easy access, enabling purchases or ATM withdrawals like a regular debit card. For online loans, the funds can be transferred via an ACH transfer directly to your bank account, typically becoming available within one to two business days. It's essential to consider your bank's processing times, as they may affect the availability of funds in your account. Remember to use the loan responsibly and ensure timely repayment to avoid additional fees and charges.

Company documents

Rates and Terms Show
Privacy Policy Show
05.05.2022
-
Update 18.04.2024
Other Loans of Check Into Cash
Product
Check Into Cash
-
-
Check Into Cash
-
-
Check Into Cash
-
-