Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.0
(20 Ratings)

Check City PayOff

Advertiser Disclosure

Repaying Check City loans is a straightforward process that can be done through their website by logging into your account, navigating to the payments section, and following the provided instructions. Check City offers various loan options, including payday loans and installment loans, designed to provide quick financial relief. These loans are easy to apply for and offer flexible repayment terms, making them a convenient choice for short-term financial needs. However, it's important for borrowers to understand the terms and interest rates to ensure they can meet repayment obligations.

check city repay

Make Payments Online Through the Bank Account

  1. Visit Website. Go to the Check City website.

  2. Click Login. Click on "Login" at the top right-hand corner of the homepage.

  3. Enter Credentials. Enter your email address and password.

  4. Go To Payments. Navigate to the payments section.

  5. Follow Instructions. Follow the on-screen instructions to complete your loan repayment.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Check City account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Check City payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your Check City account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

Does Check City have a prepayment penalty?

No, Check City does not charge any prepayment penalty.

How can I pay Check City?

To pay Check City, customers can have their funds drafted from a bank account. Also, Check City can deposit the clientele's check as collateral, or Check City's users can make payments in cash with the help of a debit card or an autopay.

What if I don't pay Check City?

If you are late on your payment or default, depending on your state, Check City may charge a returned payment fee or a late fee. It may also affect your credit. Hence, if you aren't able to repay a loan, contact Check City to discuss your payment options.

Can I extend my loan term with Check City?

Yes, with Check City, you can extend your loan term. In some states, there is also an option to use the Extended Payment Plan.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 9000.00 $
Rate
i

Interest rate

120.00 – 210.00 %
Term
i

Loan term for the financial product

225 days – 585 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
300.00 – 1500.00 $
Rate
i

Interest rate

386.40 – 509.40 %
Term
i

Loan term for the financial product

5 months – 184 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 3000.00 $
Rate
i

Interest rate

386.40 – 610.18 %
Term
i

Loan term for the financial product

3 months – 6 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.98
(20 Ratings)
Recommended FinScore™
0
300
650
1000
50.00 – 2500.00 $
Rate
i

Interest rate

194.67 – 782.14 %
Term
i

Loan term for the financial product

4 days – 36 days
Apply
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
Calculate loan payments in Check City

Check City calculator will allow you to calculate an approximate payment schedule for the loan

Check City calculator
Interest rates are given in accordance with the rates of the Check City of 08.09.2024
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Check City reviews 2024
Leave feedback
4.6
Pros
Everyone at my preferred location is exceptionally helpful, informative, and empathetic. They understand that needing these types of loans is often a situation people would rather avoid, and they make the process as comfortable as possible.
Complain
4.6
Pros
I consistently have excellent experiences whenever I visit Check City, and this holds true no matter which location I choose. Great job, as always!
Complain
4.8
Pros
I'm currently facing a challenging situation, and Check City came through with the funds I needed to address my problem. The process was straightforward and hassle-free, and within minutes of applying, I received a call to discuss my loan terms. Thank you so much!
Complain
4.4
Pros
I find myself needing their services quite frequently. However, regardless of how often I visit to either obtain a loan or make a payment, I never sense any judgment. They consistently make me feel genuinely welcome.
Complain
2
Cons
I inquired about making my payment a day later, and the representative assured me it was acceptable. However, when I returned the next day, I was surprised to find out that they had already deposited my check and withdrawn the entire loan amount from my checking account. This action left me in a difficult financial situation, compelling me to close my bank account, which I had maintained for nearly 20 years.
Complain
4.6
Pros
Consistently outstanding service! The employees are fantastic, always friendly and eager to assist.
Complain
4.4
Pros
I consistently receive excellent service. I often pay before the due date, sometimes even early on the due date, and whenever I need some extra cash, I trust them to deliver. Thank you!
Complain
4.4
Pros
My visits have consistently been pleasant. Despite having 3 or 4 people ahead of me, the wait time is minimal. No complaints here, and I encourage you to keep up the great work!
Complain
2
Cons
The sales representatives lack comprehensive knowledge about the various tasks and services offered by Check City. They often resort to offering any information they can conjure up, which doesn't effectively assist customers.
Complain
4.8
Pros
Check City was a significant help during a challenging time for me. Faced with unexpected, sizable bills between paychecks, they provided a swift solution, allowing me to promptly cover my expenses and alleviate my worries.
Complain
Company rating
4.0
/ 5
20 reviews
Application
4.0
Support service
4.0
Mobile App
4.0
Service quality
3.9
Your satisfaction level
4.1
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