Repaying Check City loans is a straightforward process that can be done through their website by logging into your account, navigating to the payments section, and following the provided instructions. Check City offers various loan options, including payday loans and installment loans, designed to provide quick financial relief. These loans are easy to apply for and offer flexible repayment terms, making them a convenient choice for short-term financial needs. However, it's important for borrowers to understand the terms and interest rates to ensure they can meet repayment obligations.
Make Payments Online Through the Bank Account
Visit Website. Go to the Check City website.
Click Login. Click on "Login" at the top right-hand corner of the homepage.
Enter Credentials. Enter your email address and password.
Go To Payments. Navigate to the payments section.
Follow Instructions. Follow the on-screen instructions to complete your loan repayment.
Make Payments Through a Different Bank
Obtain Payment Details. Gather all necessary information, including your loan account number and the Check City account details where the payment should be sent.
Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.
Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Check City payment details, including the bank account number and routing number.
Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.
Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.
Via ATM
Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.
Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.
Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments.
Enter Payment Details. Provide the necessary details, such as your Check City account number. You might also need to enter the amount you wish to pay.
Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.
No, Check City does not charge any prepayment penalty.
How can I pay Check City?
To pay Check City, customers can have their funds drafted from a bank account. Also, Check City can deposit the clientele's check as collateral, or Check City's users can make payments in cash with the help of a debit card or an autopay.
What if I don't pay Check City?
If you are late on your payment or default, depending on your state, Check City may charge a returned payment fee or a late fee. It may also affect your credit. Hence, if you aren't able to repay a loan, contact Check City to discuss your payment options.
Can I extend my loan term with Check City?
Yes, with Check City, you can extend your loan term. In some states, there is also an option to use the Extended Payment Plan.