Check City® Payday Loan Review 2026

How to Apply for a Check City Payday Loan?

Visit Website. Go to the Check City website.
Click Apply Now. Click on the "Apply Now" button.
Enter Basic Info. Enter your email, phone number, last 4 digits of your SSN, and zip code.
Click Get Started. Click on the "Get Started" button.
Complete Application. Fill out the online loan application or visit a nearby Check City store.
Select Personal Loan. Select “Personal Loan” when prompted on the online loan application.
Receive Funds. If approved, online applicants will receive their funds through direct deposit, and in-store applicants will receive their funds in cash at the store.

Age. Be at least 18 years old or older.
Residency. Be a resident of the state where you are applying online.
Identification. Provide a valid form of government-issued identification like a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
Email Address. Provide a valid and active personal email address.
Phone Number. Provide a valid and active personal phone number.
Proof Of Income. Provide proof of income, such as a bank statement or paycheck stubs.