World of Hyatt Credit Card Review

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World of Hyatt Credit Card: Interest rates, credit limits, cashback, and bonuses. Learn about the conditions for obtaining the card, registration and options for receiving it online or at a branch. Discover its features.
from 2000 $
Credit Limit
21.49 - 28.49 %
$ 60000 points
Welcome Bonus


General Info
Required documents Required documents
21.49 - 28.49 %
Credit Limit Credit Limit
from 2000 $
Welcome Bonus Welcome Bonus
$ 60000 points
Interest rates
Shopping Shopping
21.49 - 28.49 %
APR for Cash Advances APR for Cash Advances
29.99 %
APR for Balance Transfers APR for Balance Transfers
21.49 - 28.49 %
Do I fit in?
Credit Score Credit Score
from 700
Age Age
from 18 years
Annual Fee Annual Fee
95 $
Foreign Transactions Foreign Transactions
0 %
Late Payment Late Payment
Up to 40 $
Returned Payment Returned Payment
Up to 40 $

The World of Hyatt Credit Card offers a range of benefits tailored to frequent travelers and Hyatt loyalists. Cardholders can earn up to 60,000 Bonus Points through qualifying purchases, with 9X total points per dollar spent at Hyatt hotels and resorts, 2X points per dollar on various categories such as dining, airline tickets, local transit, and gym memberships, and 1X point per dollar on all other purchases. The card also includes an annual fee of $95 and a variable interest rate ranging from 21.49% to 28.49% APR, as well as a free night at any Category 1–4 Hyatt hotel each year after the cardmember anniversary, with an additional free night if $15,000 is spent within a calendar year.


  • Up to 60,000 Bonus Points. New cardholders can earn up to 60,000 Bonus Points through qualifying purchases, which includes 30,000 points after spending $3,000 within the first three months, plus an additional 30,000 points by earning 2 Bonus Points per dollar on up to $15,000 in purchases within the first six months.
  • High Points Earning Rate at Hyatt. Cardholders earn up to 9X total points per dollar spent at Hyatt hotels and resorts, combining 4 Bonus Points per dollar from the card with up to 5 Base Points from Hyatt for World of Hyatt members.
  • Bonus Points on Everyday Spending. The card offers 2 Bonus Points per dollar spent on dining, airline tickets purchased directly from the airline, local transit, commuting, and fitness club and gym memberships, providing value for common expenses.

Pros and Cons



How to Apply for a World of Hyatt Credit Card


Mobile App

Branch Application


World of Hyatt Credit Card

Eligibility Requirements

Reasons You May Be Denied a Card

How to Pay Off Credit Card Debt

Editorial Opinion

In evaluating the World of Hyatt Credit Card, it's important to consider both its rewards structure and associated costs. The card's high point-earning potential at Hyatt properties and its bonus categories may appeal to those who frequently stay at Hyatt hotels and spend in related categories. However, the annual fee and potential for high variable APRs might be a consideration for those who do not maximize the card's benefits or carry a balance. As with any financial product, prospective cardholders should assess their spending habits and travel preferences to determine if this card aligns with their needs and goals.

Additional Resources



Is the World of Hyatt Credit Card worth it?

Who would benefit from acquiring the World of Hyatt Credit Card?

Is it hard to get a World of Hyatt Credit Card?

Zarina S
Zarina S
Update 28.06.2024