Amazon Prime Rewards Visa Signature Review

Visa Chip Paypass
Amazon Prime Rewards Visa Signature: Interest rates, credit limits, cashback, and bonuses. Learn about the conditions for obtaining the card, registration and options for receiving it online or at a branch. Discover its features.
from 500 $
Credit Limit
20.49 - 29.24 %
APR
$ 100 Amazon Gift Card
Welcome Bonus

Details

General Info
Required documents Required documents
SSN
APR APR
20.49 - 29.24 %
Credit Limit Credit Limit
from 500 $
Welcome Bonus Welcome Bonus
$ 100 Amazon Gift Card
Interest rates
Shopping Shopping
20.49 - 29.24
APR for Cash Advances APR for Cash Advances
29.99 %
APR for Balance Transfers APR for Balance Transfers
20.49 - 29.24 %
Do I fit in?
Credit Score Credit Score
670 - 739
Age Age
from 18 years
Fees
Annual Fee Annual Fee
0 $
Foreign Transactions Foreign Transactions
0 %
Late Payment Late Payment
Up to 39 $
Returned Payment Returned Payment
Up to 39 $
Cash back
Purchases Purchases
5 %
Gas Gas
2 %
Restaurants Restaurants
2 %

The Amazon Prime Rewards Visa Credit Card, also known as Prime Visa, offers a range of rewards for Prime members, including 5% back on purchases at Amazon, Amazon Fresh, Whole Foods Market, and Chase Travel, 2% back at gas stations, restaurants, and on local transit, and 1% back on all other purchases. New cardmembers receive a $100 Amazon Gift Card upon approval. The card has no annual fee and a variable APR ranging from 20.49% to 29.24%, depending on creditworthiness.

Features

  • 5% Back at Amazon and Chase Travel. Cardholders earn unlimited 5% back on purchases made at Amazon, Amazon Fresh, Whole Foods Market, and Chase Travel.
  • 2% Back on Everyday Purchases. The card offers 2% back on purchases at gas stations, restaurants, and on local transit and commuting, including rideshare services.
  • 1% Back on All Other Purchases. For all other purchases, cardholders earn 1% back.
  • $100 Amazon Gift Card for New Cardmembers. Upon approval, new cardmembers receive a $100 Amazon Gift Card instantly loaded into their Amazon account.

Pros and Cons

Pros

Cons

How to Apply for an Amazon Prime Rewards Visa Credit Card

Online

Mobile App

In Bank's Office

Infographic

Amazon Prime Rewards Visa Signature

Eligibility Requirements

Reasons You May Be Denied a Card

How to Pay Off Credit Card Debt

Editorial Opinion

The Amazon Prime Rewards Visa Credit Card's value hinges on individual spending habits and financial needs. It offers substantial rewards for Amazon purchases and everyday expenses such as gas and dining, making it appealing for frequent Amazon shoppers and those who travel often using Chase Travel services. The lack of an annual fee further enhances its attractiveness by providing value without additional costs. However, the card’s high variable APR and the necessity of an Amazon Prime membership are essential considerations for potential cardholders. Therefore, this card is particularly advantageous for existing Prime members who can maximize the rewards based on their spending patterns in eligible categories.

Additional Resources

Sources

FAQ

Is the Amazon Prime Rewards Visa Credit Card worth it?

Who would benefit from acquiring the Amazon Prime Rewards Visa Credit Card?

Is it hard to get an Amazon Prime Rewards Visa Credit Card?

Zarina S
Editor
Zarina S
02.12.2022
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Update 28.06.2024