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Central Bank

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About Bank

Central Bank is a regional bank that serves customers in the Midwest region of the United States, specifically Missouri, Kansas, and Oklahoma. They offer a range of personal and business banking services, such as checking and savings accounts, loans, credit cards, and wealth management.

Central Bank provides their customers with convenient online banking services, as well as a mobile banking app that enables customers to manage their accounts from anywhere. They also have a network of physical branch locations where customers can receive personalized assistance from banking professionals.

In addition to their banking services, the bank is dedicated to supporting the communities they serve through charitable giving, volunteerism, and sponsorship of community events.

Overall, Central Bank strives to provide their customers with comprehensive financial solutions that meet their needs, while also giving back to their local communities.

Key Features

Some key features of Central Bank include:

  1. Personal and Business Banking. These services include checking and savings accounts, loans, credit cards, and wealth management solutions.
  2. Online and Mobile Banking. Customers can access their accounts and manage their finances conveniently through Central Bank's online and mobile banking platforms.
  3. Branch Locations. The bank has a network of physical branch locations throughout Missouri, Kansas, Oklahoma, and other states where customers can receive personalized assistance from banking professionals.
  4. Community Involvement. Central Bank is committed to supporting the communities they serve through charitable giving, volunteerism, and sponsorship of community events.
  5. Financial Education. The bank provides financial education resources for their customers to help them make informed financial decisions.

Overall, Central Bank aims to provide comprehensive banking solutions that meet the needs of their customers, while also being involved in and contributing to their local communities.

Requirements

The specific requirements to open an account with Central Bank may vary depending on the type of account and the state in which you live. However, some general requirements to open a personal checking or savings account with Central Bank may include:

  1. Personal Information. You will need to provide personal information such as your full name, address, phone number, email address, and social security number.
  2. Valid ID. You will need to present a valid government-issued photo ID such as a driver's license, passport, or state ID.
  3. Minimum Deposit. Depending on the type of account you wish to open, you may need to make a minimum deposit to open the account.
  4. Employment Information. You may need to provide information about your employment, including your employer's name, address, and phone number.
  5. Additional Documents. Depending on the type of account and your personal circumstances, you may need to provide additional documents such as proof of address, proof of income, or a credit report.

It's always a good idea to check with Central Bank directly to confirm the specific requirements for opening an account, as they may vary depending on your location and the type of account you wish to open.

Access on the Go

Central Bank offers mobile banking services that allow you to access your account on the go. The mobile app is available for both iOS and Android devices and can be downloaded from the App Store or Google Play.

With the Central Bank mobile app, you can view your account balances, transaction history, transfer funds between accounts, pay bills, and deposit checks remotely using your smartphone or tablet. You can also use the app to locate the nearest branch or ATM.

The mobile app is free to download and use, but you must have a Central Bank account and be enrolled in online banking to use the app. Additionally, you will need a compatible device and a data plan or Wi-Fi connection to access the app.

Overall, the Central Bank mobile app provides a convenient and secure way to manage your finances on the go, giving you access to your account information and banking services anytime and anywhere.

Products and Services

Central Bank offers a variety of products and services to meet the financial needs of individuals and businesses. Some of their products and services include:

  1. Checking and Savings Accounts. The bank offers a range of checking and savings accounts, including interest-bearing options.
  2. Loans. They offer personal loans, auto loans, powersport loans, home equity loans, and mortgages for both residential and commercial properties.
  3. Credit Cards. Central Bank provides a variety of credit card options, including rewards cards and cards with low introductory rates.
  4. Wealth Management. The financial institution provides investment management, retirement planning, trust and estate services, and other wealth management solutions.
  5. Merchant Services. Central Bank provides payment processing solutions and other merchant services to businesses.
  6. Treasury Management. They offer a variety of treasury management services, including cash management, remote deposit capture, and merchant services, to help businesses streamline their financial operations.

Overall, Central Bank aims to provide comprehensive financial solutions that meet the needs of their customers, whether they are individuals, families, or businesses.

Which associations does Central Bank belong to?

Central Bank is a member of several associations related to the banking industry, including:

  • Federal Deposit Insurance Corporation (FDIC). Central Bank is an FDIC-insured institution, which means that deposits held at Central Bank are insured up to the maximum amount allowed by law.
  • American Bankers Association (ABA). The bank is a member of the ABA, which is the largest banking trade association in the United States.
  • Missouri Bankers Association (MBA). Central Bank is a member of the MBA, which is a trade association that represents banks and other financial institutions in the state of Missouri.
  • Kansas Bankers Association (KBA). The financial institution is a member of the KBA, which is a trade association that represents banks and other financial institutions in the state of Kansas.
  • Oklahoma Bankers Association (OBA). Central Bank is a member of the OBA, which is a trade association that represents banks and other financial institutions in the state of Oklahoma.

    By being a member of these associations, Central Bank is able to stay up-to-date on industry trends and best practices, as well as advocate for policies that benefit their customers and the communities they serve.

    Central Bank

    FAQ

    Who owns Central Bank?

    Central Bank is a privately held bank, and its ownership is not publicly disclosed. However, Central Bank is a subsidiary of Central Bancompany, Inc., which is a bank holding company based in Jefferson City, Missouri.

    Central Bancompany, Inc. is owned by the Kemper family, which has been involved in banking and financial services for several generations. The company was founded in 1902 by James M. Kemper, and it has since grown to become one of the largest privately held banks in the United States, with a network of banks and financial services companies across several states.

    While the specific details of Central Bank's ownership may not be publicly disclosed, the bank is known for its commitment to serving its customers and the communities it serves, as well as providing a range of comprehensive banking and financial services.

    Is Central Bank a good bank?

    Central Bank has been operating for over 100 years, and it is a well-established financial institution that has received positive ratings from independent rating agencies.

    For example, the bank has received a 5-star rating from BauerFinancial, which is a well-known rating agency that evaluates the financial strength and performance of banks and credit unions. Additionally, Central Bank has received high marks for customer satisfaction from organizations such as J.D. Power and Consumer Reports.

    Ultimately, the decision of whether Central Bank is a good bank for you will depend on your individual financial needs and preferences. It's a good idea to research the products and services offered by this bank, compare them to other financial institutions, and read customer reviews to determine if they are a good fit for your banking needs.

    Is Central Bank hard to get approved for?

    Central Bank will typically evaluate a variety of factors when considering a loan application, including your credit score, income, employment history, and other financial obligations.

    Whether or not you are approved for a loan from the bank will depend on a variety of factors, including the specific loan product you are applying for, the amount you are requesting, and your overall financial situation. If you have a strong credit score and a stable source of income, you may be more likely to be approved for a loan from Central Bank.

    Ultimately, the best way to determine if you are eligible for a loan from Central Bank is to contact them directly and speak with a loan officer. They can provide you with information about their lending criteria and help you determine if you meet the requirements for the loan you are interested in.

    Central Bank disputes number

    If you need to dispute a charge or report fraud on your Central Bank account, you can call Central Bank's customer service number at 1-866-236-8744. They will be able to assist you with any disputes or concerns you have related to your account.

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    With Central Bank, you’ll get the convenience and technology that you expect from a big bank, right here in your community, from your hometown bank.

    © Central Bank
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