About
CB&S Bank is a regional bank based in Russellville, Alabama, with over 50 branches serving communities in Alabama, Mississippi, and Tennessee. The bank offers a range of financial products and services, including personal and business checking and savings accounts, loans, mortgages, and investment services.
CB&S Bank has been in operation for over 115 years and prides itself on its commitment to customer service and community involvement.
Based on its history and range of financial services, CB&S Bank appears to be a reputable regional bank that offers a variety of options for personal and business banking needs. Customers may appreciate the bank's long-standing commitment to customer service and community involvement. Ultimately, individuals should conduct their research and compare CB&S Bank with other financial institutions to determine which best meets their specific needs.
Key Features
Some key features of CB&S Bank include:
- Range of Financial Services. The bank offers a wide variety of financial products and services, including personal and business checking and savings accounts, loans, mortgages, and investment services.
- Community Involvement. CB&S Bank is committed to giving back to the communities it serves through charitable donations, sponsorships, and volunteer work.
- Online Banking. Customers can access their accounts and manage their finances online through CB&S Bank's online banking platform.
- Mobile Banking. The bank offers a mobile banking app that allows customers to check account balances, transfer funds, pay bills, and deposit checks from their mobile devices.
- Over 50 Branches. CB&S Bank has over 50 branches in Alabama, Mississippi, and Tennessee, providing customers with convenient access to in-person banking services.
Requirements
To open an account with CB&S Bank, you will typically need to provide the following information and meet the following requirements:
- Personal Information. You will need to provide personal information such as your full name, address, phone number, date of birth, and Social Security number.
- Identification. You will need to provide a valid government-issued photo ID such as a driver's license or passport.
- Minimum Deposit. Some CB&S Bank accounts may require a minimum deposit to open the account.
- Age Requirement. You must be at least 18 years old to open a personal checking or savings account, but minors may be able to open a joint account with a parent or guardian.
- Business Documentation. If opening a business account, you will need to provide business documentation such as a business license or articles of incorporation.
Note that specific account requirements may vary depending on the type of account you are opening and your individual circumstances. It's best to contact CB&S Bank directly or visit a branch to inquire about their specific account opening requirements.
Access on the Go
CB&S Bank provides access to its banking services on the go through its mobile banking app. It is available for download on both iOS and Android devices and can be used to:
- Check account balances and transaction history. Customers can view their account balances and recent transactions from their mobile devices.
- Transfer funds. The app allows customers to transfer funds between their CB&S Bank accounts and to external accounts.
- Pay bills. Customers can use the app to pay bills online.
- Deposit checks. The app features mobile check deposit, allowing customers to deposit checks remotely by taking a photo of the check with their mobile device.
- Find branches and ATMs. Customers can use the app to find the nearest CB&S Bank branch or ATM location.
Overall, the CB&S Bank mobile app provides a convenient and secure way for customers to access their accounts and manage their finances on the go.
Products and Services
CB&S Bank offers a range of products and services for personal and business banking customers, including:
- Checking and Savings Accounts. Customers are offered a variety of personal and business checking and savings accounts to meet different needs.
- Loans and Lines of Credit. The bank has personal loans, auto loans, home equity loans, and business loans and lines of credit.
- Mortgages. CB&S Bank provides a range of mortgage options, including conventional, FHA, VA, and USDA loans.
- Investment Services. The financial institution offers investment services, including retirement planning, investment management, and financial planning.
- Online and Mobile Banking. Customers can access their accounts and manage their finances online and through the CB&S Bank mobile app.
- Credit Cards. CB&S Bank offers personal and business credit cards with a variety of benefits and rewards.
- Merchant Services. The bank provides merchant services to businesses, including credit card processing and payment solutions.
- Insurance. These services include home, auto, and life insurance.
Overall, CB&S Bank offers a wide range of products and services to meet the needs of personal and business banking customers, along with convenient online and mobile banking options.
Which associations does CB&S Bank belong to?
CB&S Bank is a member of several associations, including:
- Federal Deposit Insurance Corporation (FDIC). It provides deposit insurance to protect depositors in case of bank failures.
- American Bankers Association (ABA). This is a trade association for the banking industry in the United States.
- Alabama Bankers Association (ABA). This is a trade association for banks in Alabama.
- Mississippi Bankers Association (MBA). It is a trade association for banks in Mississippi.
- Tennessee Bankers Association (TBA). This is a trade association for banks in Tennessee.
Membership in these associations helps CB&S Bank stay up-to-date on industry trends and regulations, and allows the bank to participate in advocacy efforts for the banking industry.
