Installment Loan

In this comprehensive review, we explore Cash Store® Installment Loan designed to meet diverse financial needs. Discover how Cash Store® stands out with its competitive interest rates, flexible borrowing limits, and rewarding perks.
105 - 3000 $
Loan Amount
4 - 7 Months
Repayment Term
345.87 - 650 %
APR

Product Details

General Info
 Loan Amount Loan Amount
105 - 3000 $
Repayment Term Repayment Term
4 - 7 Months
Required documents Required documents
SSN, ID
Do I fit in?
Age Age
from 18 years
Credit Score Credit Score
300
Income required Income required
Fees
APR APR
345.87 - 650 %

How to Apply for a Cash Store?

  1. Visit the Website. Start by going to Cash Store's official website. Browse through the available loan options such as Installment Loans, Cash Advances, Title Loans, and Auto Equity Loans. Select the one that best suits your needs.

  2. Pre-Qualify Online. Click on the "Pre-Qualify Now" button associated with your chosen loan type to begin the application process.

  3. Complete the Application Form. Fill out the short, secure online application form with your personal, employment, and financial information as prompted.

  4. Gather Required Documents. Prepare the necessary documents which may include a valid government-issued ID, proof of income, bank statements, and proof of residency, among others.

  5. Visit a Cash Store Location. After completing the online pre-qualification, locate the nearest Cash Store branch using the "Locations" feature on the website and bring your required documents with you.

  6. Finalize the Loan Process. At the Cash Store location, a staff member will assist you with the remaining steps, including document verification and final loan approval.

  7. Receive Your Cash. Once approved, you'll be able to pick up your cash the very same day, ensuring you have immediate access to the funds you need.

Conditions and Requirements

Conditions

  1. Loan Availability by State. The availability of loan products varies by state, including Installment Loans, Cash Advances, Title Loans, and Auto Equity Loans.

  2. Loan Amounts. Loan amounts vary by product, with Installment Loans up to $5,000, Cash Advances up to $1,000, Title Loans up to $25,000, and Auto Equity Loans up to $20,000.

  3. Interest Rates and Fees. The annual percentage rate (APR) on installment loans can range from 300% to 780%. There are no penalties for early repayment. Late payments will incur a penalty.

  4. Repayment Terms. Each loan type comes with different repayment terms, ranging from single payment options for Cash Advances to longer-term installment plans for Installment Loans.

  5. Collateral. For Title Loans and Auto Equity Loans, your vehicle is used as collateral, but you can continue driving it.

  6. Loan Approval and Disbursement Time. Same-day cash is available, with the possibility of getting your cash in as little as 20 minutes for returning customers.

Requirements

  1. Pre-Qualification. Start by completing a short, secure online pre-qualification form on the Cash Store website.

  2. Age and ID Verification. Must be of legal age to contract in your state and provide a valid government-issued ID.

  3. Proof of Income. Required to present proof of income, such as recent pay stubs or bank statements showing direct deposits.

  4. Bank Account. A current checking account is required for most loan types, as evidenced by bank statements.

  5. Residency. Proof of residency may be required, such as utility bills or a lease agreement in your name.

  6. Vehicle Evaluation. For Title Loans and Auto Equity Loans, your vehicle will be subject to evaluation to determine the loan amount you're eligible for.

  7. Physical Visit. After completing the online pre-qualification, you must visit a Cash Store location with the required documents to finalize your loan application.

  8. Credit Check. While not explicitly stated, creditworthiness may be evaluated for loan approval, especially for higher loan amounts or specific loan types.

Ways to Receive the Money

At Cash Store, customers have a convenient and immediate way to receive their loan funds. Once the loan application is approved, which can be as quick as the same day, customers can pick up their cash directly from any Cash Store location. This straightforward process ensures that individuals have access to the funds they need without unnecessary delays. For added convenience, returning customers who are in good standing may benefit from even faster service, potentially receiving their cash in as little as 20 minutes. This efficient system is designed to provide financial assistance promptly when it is most needed, highlighting Cash Store's commitment to customer satisfaction and accessibility.

Company documents

Privacy Policy Show
Terms and Conditions Show
27.05.2022
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Last update 27.03.2024
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