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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.


CashNetUSA's account


How to Register an Account on CashNetUSA

You will need a personal account to apply for money for your business or company on the same working day:

  • You need to choose the state (your location). This will give you access to special offers.

  • If the location where you are located allows you to take out a loan, then click "Apply Now."

  • Next, you open three forms that you need to fill out. They contain your personal data and work data. You will need to sign a contract.

When filling out each form, do not forget to click "Continue." You can use it to navigate to another page.

How to Reset a Password on the Website

If you decide to change your password, you need to log in to your personal account. Click on "Change password" in the "Profile" section. Then, enter the password that you will remember. Your new password will be used with the login to the cabinet.

If you forgot your password, when logging into your personal account, click "Forgot your email address or password?" When a new window pops up, enter your email address, to which you will receive a temporary password. You should specify only the mail that is attached to your personal account. When you log in to the cabinet using a temporary password, it will no longer be valid. You will need to enter a new password.

How to Delete an Account on the Website

You should contact the customer support of the company via email provided on their website. In the message, specify what you require.


How to create an account on CashNetUSA?

If you are a new user and have not been issued a loan yet, you will need to create a new account. Select the state using the location where you are located to check if you can get a loan. If your location is on the list, then you can proceed to the next step. Click the button to apply now. The site will present you with three forms to fill out.

How to delete an account from CashNetUSA?

Contact the lender by email. In the letter, you need to indicate that you need to delete your account.

Financial products

Online Loan
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
up to $3500

Effective interest rate on the product

up to 805.28%

Loan term for the financial product

up to 24 months

Calculate loan payments in CashNetUSA

CashNetUSA calculator will allow you to calculate an approximate payment schedule for the loan

CashNetUSA calculator
Interest rates are given in accordance with the rates of the CashNetUSA in Washington, D.C. as of 24.09.2022
Loan amount

Enter the desired loan amount

100 $
3500 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with CashNetUSA

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between CashNetUSA and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All CashNetUSA’s reviews by September 2022
Leave feedback
1 reviews
Online Loan Go
I am a user of this service, I sometimes have to resort to micro-loans, but I try not to do it so often, because I have to return the interest in any case. I have an application installed and in it you can not only make a payment or get acquainted with the information under the contract, but also have the opportunity to get a free coupon or even get an invitation to a free financial course. It is not possible to use the lending service in every state, but I was lucky, I already trust the service and take money only from them, because they provide decent services and after signing the contract, the conditions do not change
Overall company rating
/ 5
1 reviews
Execution of an application
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