Information
CashinaMoment is an online referral service that connects borrowers with over 100 direct lenders for short term payday loans. Application is 100% online, requires personal, employment and banking info, decisions in minutes. While it’s quick to get funds, the APR’s are high depending on lender and state regulations. Borrowers should review their situation and terms before applying.
About Company
CashinaMoment is a trusted online payday loan referral service that has been providing emergency payday loans to Americans for 15 years. With a large network of direct lenders, CashinaMoment helps people in cash crunch situations by offering payday loans with terms of about 30 days in most states.
The parent company of CashinaMoment has been in the direct lending referral business for many years so CashinaMoment knows how to help when you need it. One of the biggest advantages of CashinaMoment is the loan request process is fast and easy. You can complete and submit your loan request in 3-5 minutes on your smartphone and get an answer in under 60 seconds.
Key Features
Fast Loan Request. You can complete and submit your loan request in 3-5 minutes on your smartphone and get an answer in under 60 seconds.
Big Network. The company has a large network of direct lenders who help people in cash crunch situations.
No Hidden Fees. The lender is transparent and has no hidden fees, upfront charges or surprise fees.
Regulated. CashinaMoment’s direct lenders are licensed in states that allow payday loans and follow the laws of each state.
Pros and Cons
Fast Loan Request. You can complete and submit your loan request in a few minutes and get an answer in under 60 seconds.
Big Network. CashinaMoment has a large network of direct lenders who help people in cash crunch situations.
No Hidden Fees. The company is transparent and has no hidden fees, upfront charges or surprise fees.
High Interest Rates. Payday loans have higher interest rates than other types of credit.
Short Term Loans. These loans are short term loans with a 30 day term which may not be enough time for some borrowers to pay back the loan in full.
Debt Trap. If you can’t pay back the loan on time you may incur additional fees and interest charges which can lead to a debt trap.
Reliability
How to Apply for a CashinaMoment Loan?
Visit the Website. Go to the CashinaMoment website and click on "Get Started Now."
Enter Personal Information. Provide details such as the loan amount, first and last name, email address, home or cell phone number, home address, apartment number if applicable, and zip code. Indicate whether you own or rent your residence.
Provide Identification. Enter your Social Security Number, date of birth, valid driver’s license or ID number, and the state where it was issued.
Specify Contact Preferences. Enter the best time for CashinaMoment to contact you.
Confirm Military Status. Indicate whether you are currently in the military.
Specify Loan Purpose. State the reason for your loan request.
Provide Employment Information. Enter your employer’s name, employer contact information, job title, work phone number, and zip code. Mention your type of income, monthly income, pay frequency, and next two pay dates.
Enter Bank Information. Provide your bank name, routing number, account number, and bank account type.
Submit the Application. Click on "Complete Loan Request" to finalize your application.
Requirements and Conditions
Conditions
Requirements
Ways to Recieve the Money
Products
Reasons for Loan Refusal
CashinaMoment as a loan referral service doesn’t approve or deny loan applications; instead it connects applicants with over 100 lenders. So the reasons for loan denial are determined by the individual lenders and can vary. Common reasons for loan denial are low credit score, insufficient income, high debt to income ratio, unstable employment history or incomplete application information. Since CashinaMoment doesn’t have access to the lenders’ approval criteria or decision we can’t provide you with specific reasons for loan denial.
How to Repay a CashinaMoment Loan?
Repaying a CashinaMoment loan involves automatic deduction from the bank account you provided during the application process. Make sure you have sufficient funds on the repayment date to avoid overdraft fees or penalties. If issues arise like insufficient funds or need for extension contact the lender as soon as possible to discuss alternative arrangements or payment plans.
CashinaMoment is a quick and easy way for borrowers to connect with lenders for short term financial needs. While it’s helpful in emergency situations the high APR rates of payday loans may be challenging for some users. The service is secure and works with licensed lenders which is a plus but not being accredited by BBB may raise concerns for cautious consumers. As with any loan service borrowers should read the terms and conditions, make sure you can pay on time and explore other options if needed.
