Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.6

Apply For Cash Express

Advertiser Disclosure

Applying for a Cash Express loan is a straightforward process: visit the website, click "Apply Now," select your desired service, and enter your personal information such as name, address, phone number, date of birth, SSN, and email. After completing the application form, simply submit it for review. The conditions, including loan amounts, terms, and interest rates, vary by state and loan type, so be sure to review them carefully.

cash express apply

How to Apply for a Cash Express Loan

  1. Visit the Website. Navigate to the official website of the Cash Express loan provider.

  2. Click "Apply Now". Find and click on the "Apply Now" button, usually located on the homepage.

  3. Select a Service. Choose the specific loan service you are interested in from the available options.

  4. Enter Personal Information. Fill in the required details, including your name, address, phone number, date of birth, Social Security Number (SSN), and email address.

  5. Click "Continue". After entering your information, click the "Continue" button to proceed to the next step.

  6. Complete the Application Form. Follow the prompts to fill out the rest of the application form with any additional required information.

  7. Submit the Application. Once the form is complete, review your information and click "Submit" to send your application for processing.

Conditions

  • Loan Amounts. The loan amounts available through Cash Express vary depending on the state and the type of service you choose. For example, Flex Loans can offer amounts up to $4,000.

  • Terms. The terms of Cash Express loans can differ based on the specific loan product and the regulations of your state. It's important to review the terms carefully before committing.

  • Interest Rates. Interest rates for Cash Express loans are not fixed and can vary depending on the loan type and state regulations. Make sure to understand the interest rate applicable to your loan to avoid any surprises.

Requirements

  • Age Requirement. Applicants must be at least 18 years old to qualify for a Cash Express loan.

  • State Residency. You must reside in one of the following states: Tennessee, Kentucky, Alabama, or Mississippi, to be eligible for a Cash Express loan.

  • Bank Account. A valid and active bank account is required to apply for a Cash Express loan.

  • Income. Applicants must have a verifiable source of income to demonstrate their ability to repay the loan.

Reasons for Rejection

  • Insufficient Income. If your annual income is below the required minimum, your application may be rejected due to an inability to meet the repayment obligations.

  • Lack Of Required Documentation. Failure to provide necessary documents, such as a copy of your paycheck stub, can result in your application being denied.

  • No Bank Account Or Credit Card. Not having a bank account or credit card as an alternative payment method can lead to rejection since it is a mandatory requirement.

  • Employment Verification Issues. Inaccurate or unverifiable employment information, such as discrepancies in your employer's details or job title, can cause your application to be rejected.

  • Age Restriction. Applicants under the age of 18 are not eligible for the program, and any application from individuals below this age will be automatically rejected.

Additional Resources

FAQ

Do I need to visit the Cash Express in-store location?

Cash Express does not provide services online. To take out a Cash Express loan, cash checks, or use cash for gold service, visit the in-store location. To get more information about the services of Cash Express, call a corporate office or the nearest store. 

What do I need to apply for a Cash Express loan?

To apply for the majority of Cash Express loans, a customer should have A current bank statement, the most recent pay stub, verification for other sources of income (if applicable), a driver's license or state Issued ID, Social Security Card, and proof of home address. 

How much can I borrow from a Cash Express Flex loan?

It is possible to borrow up to $4,000 with a Cash Express Flex loan.

Offers
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.55
Recommended FinScore™
0
300
650
1000
to 4000.00 $
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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2000.00 – 100000.00 $
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Loan term for the financial product

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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
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Loan term for the financial product

6 months – 3 years
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Calculate loan payments in Cash Express

Cash Express calculator will allow you to calculate an approximate payment schedule for the loan

Cash Express calculator
Interest rates are given in accordance with the rates of the Cash Express of 08.02.2025
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Cash Express reviews 2025
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2
Cons
I initially secured a loan and diligently made on-time payments, often exceeding the required amounts. However, due to a change in my job's pay schedule, I continued to make payments as best I could, including additional funds to reduce the principal. To my surprise, I recently discovered that Cash Express claims I owe $93, which they attribute solely to interest for a single payment. This situation effectively amounts to an alteration of the loan terms, which I believe to be unlawful.
Complain
1.6
Cons
They debited an amount from my account that exceeded the available balance. I am requesting a refund for the overdrawn amount.
Complain
1.8
Cons
They offer loans with exorbitant interest rates, primarily targeting low-income families, making it extremely challenging for borrowers to pay off their loans, as a significant portion of their payments seems to serve the company's profit margins. Moreover, they create obstacles for borrowers attempting to reduce the principal amount owed. To enforce payment, they utilize an in-house attorney who sends intimidating letters to coerce individuals into paying these excessive amounts.
In my personal experience, I borrowed $1,000 in a Flex loan and ended up paying a staggering $3,331 to this company. When I expressed my unwillingness to make further payments and requested arbitration, I received a menacing letter from a purported Legal Assistant. Despite the presence of an arbitration clause in the contract I signed, they insisted on my paying an additional $591 as of today.
Complain
4.8
Pros
Cash Express stands out as the epitome of customer service excellence. Their efficiency and speed surpass the competition in every way. I place my complete trust in Cash Express without reservation.
Complain
Company rating
2.6
/ 5
4 reviews
Application
2.5
Support service
3.3
Mobile App
2.0
Service quality
2.5
Your satisfaction level
2.5
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