Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.6

Apply For Cash Express

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How to Apply

Requirements

To qualify for Cash Express loans, the borrower should be at least 18 years old, have a stable source of income, a Social Security Card, and be a US resident.

Required documents depend on the loan provided by Cash Express. The basic list of documents for Flex and Payday loans is the following:

  • A current bank statement

  • The most recent pay stub

  • Verification for other sources of income (if applicable)

  • Driver's license or state Issued ID

  • Social Security Card

  • Proof of home address

Add there a clear title and a vehicle registration for title loans.

Cash Express' website has a convenient option for financial services selection. If you do not know which service fits your needs. Click on the "let us help you find the right service to fit your needs" yellow line at the bottom of each page with the description of financial services. After answering a few questions, you will see the application form.

If you know what you need, click on "apply now" and choose the service manually. After that, you will see the form. Complete name, address, phone, date of birth, Social Security Number, email, and nearest store fields.

After a call or receiving an SMS with the invitation, go to the Cash Express store. Going to the store is necessary, as Cash Express does not allow online credit transactions.

It is also possible to go to the Cash Express store and complete all procedures in person.

FAQ

Do I need to visit the Cash Express in-store location?

Cash Express does not provide services online. To take out a Cash Express loan, cash checks, or use cash for gold service, visit the in-store location. To get more information about the services of Cash Express, call a corporate office or the nearest store. 

What do I need to apply for a Cash Express loan?

To apply for the majority of Cash Express loans, a customer should have A current bank statement, the most recent pay stub, verification for other sources of income (if applicable), a driver's license or state Issued ID, Social Security Card, and proof of home address. 

How much can I borrow from a Cash Express Flex loan?

It is possible to borrow up to $4,000 with a Cash Express Flex loan.

Financial products
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.55
Recommended FinScore™
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300
650
1000
to 4000.00 $
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Recommended FinScore™
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300
650
1000
100.00 – 20000.00 $
Rate
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Effective interest rate on the product

from 0.05 %
Term
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Loan term for the financial product

5 days – 3 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
100.00 – 4000.00 $
Finanso
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
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Effective interest rate on the product

6.34 – 35.89 %
Term
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Loan term for the financial product

2 months – 72 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
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Effective interest rate on the product

to 160.00 %
Calculate loan payments in Cash Express

Cash Express calculator will allow you to calculate an approximate payment schedule for the loan

Cash Express calculator
Interest rates are given in accordance with the rates of the Cash Express of 23.05.2024
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All Cash Express’s reviews by may 2024
Leave feedback
2
Disadvantages
I initially secured a loan and diligently made on-time payments, often exceeding the required amounts. However, due to a change in my job's pay schedule, I continued to make payments as best I could, including additional funds to reduce the principal. To my surprise, I recently discovered that Cash Express claims I owe $93, which they attribute solely to interest for a single payment. This situation effectively amounts to an alteration of the loan terms, which I believe to be unlawful.
Complain
1.6
Disadvantages
They debited an amount from my account that exceeded the available balance. I am requesting a refund for the overdrawn amount.
Complain
1.8
Disadvantages
They offer loans with exorbitant interest rates, primarily targeting low-income families, making it extremely challenging for borrowers to pay off their loans, as a significant portion of their payments seems to serve the company's profit margins. Moreover, they create obstacles for borrowers attempting to reduce the principal amount owed. To enforce payment, they utilize an in-house attorney who sends intimidating letters to coerce individuals into paying these excessive amounts.
In my personal experience, I borrowed $1,000 in a Flex loan and ended up paying a staggering $3,331 to this company. When I expressed my unwillingness to make further payments and requested arbitration, I received a menacing letter from a purported Legal Assistant. Despite the presence of an arbitration clause in the contract I signed, they insisted on my paying an additional $591 as of today.
Complain
4.8
Advantages
Cash Express stands out as the epitome of customer service excellence. Their efficiency and speed surpass the competition in every way. I place my complete trust in Cash Express without reservation.
Complain
Overall company rating
2.6
/ 5
4 reviews
Execution of an application
2.5
Support service
3.3
Mobile app
2.0
Service quality
2.5
Your satisfaction level
2.5
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