Payday Loan

In this comprehensive review, we explore Cash Central payday loan designed to meet diverse financial needs. Discover how Cash Central stands out with its competitive interest rates, flexible borrowing limits, and rewarding perks.
100 - 2000 $
Loan Amount
4 - 60 days
Repayment Term
up to 739.99 %
APR

Product Details

General Info
 Loan Amount Loan Amount
100 - 2000 $
Repayment Term Repayment Term
4 - 60 days
Required documents Required documents
SSN, ID
Do I fit in?
Age Age
from 18 years
Credit Score Credit Score
Income required Income required
Fees
APR APR
up to 739.99 %

How to Apply for a Cash Central Loan?

  1. Visit Website. Start by navigating to the Cash Central website. If you're new to Cash Central, click on the "Apply Now" button. This will direct you to the application process for new customers.

  2. Fill Out Application. You will be required to fill out an application form with your personal, employment, and financial information. This includes your name, address, date of birth, and other details necessary for identification and loan assessment.

  3. Credit Check and Verification. Cash Central will perform a credit check and verify your information to ensure you meet the eligibility criteria. This process is subject to state regulations and may require additional verification, which can delay the lending decision.

  4. Submit Application. Once you have completed the application and reviewed all the necessary information, submit your application for review.

  5. Wait for Approval. Approval times may vary. Cash Central will notify you of your application status. Some applications may require additional verification, affecting the time to receive a decision.

  6. Receive Funds. If approved, you will receive the loan funds directly on your bank account.

Conditions and Requirements

Conditions

  1. Loan Amount. For payday loans, the possible loan amount ranges from $100 to $1000, with the maximum amount depending on the state. Installment loans are available for amounts up to $5000.

  2. Interest Rates. The APR ranges from 153.73% to 611.14% and is determined based on the state, creditworthiness, and loan amount.

  3. Applicable Fees. The company imposes a finance charge ranging from $30 to $75. The specific amount depends on the state.

  4. Use of Loans. Loans are intended for short-term financial needs only and not as a long-term financial solution. Borrowers with credit difficulties should seek credit counseling.

  5. Rate and Fee Transparency. Cash Central provides a clear rate and fee schedule for each state of residence, ensuring borrowers understand the costs associated with their loan.

Requirements

  1. Age Requirement. The minimum age to apply varies by state, with most requiring applicants to be at least 18 years old, except in Alabama where the minimum age is 19.

  2. Credit Check and Underwriting Approval. Subject to a credit check, underwriting, and approval. This process also includes meeting state database eligibility where required.

  3. Documentation for Identification. In compliance with the USA PATRIOT Act, applicants must provide their name, address, date of birth, and other information for identity verification. Additional documentation may be required as proof of identification.

  4. Residency. Applicants must select their state of residence from the provided map to determine the specific products offered and the applicable rates and fees.

  5. Financial Information. Applicants must provide employment and financial information to determine their eligibility for the loan amount requested.

Company documents

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27.05.2022
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Last update 27.03.2024
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