Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.8
(20 Ratings)

Cash Central Account Review

Advertiser Disclosure

The Cash Central personal account offers a secure and user-friendly platform for managing your loans online. With features like easy account management, personalized dashboards, quick payment options, and loan application tracking, it ensures that you have full control over your financial transactions. The account also provides secure login, direct customer support access, and email notifications to keep you informed about important updates. Additionally, the platform allows for seamless password resets and helps you stay on top of your financial commitments with minimal effort.

cash central account

Key Features

  • Easy Account Management. Allows you to manage your loan details, make payments, and view transaction history online.

  • Secure Access. Provides secure login with password protection and reCAPTCHA verification to ensure your account safety.

  • Personalized Dashboard. Offers a user-friendly dashboard where you can easily access your loan information, upcoming payment dates, and available balance.

  • Quick Payment Options. Facilitates quick and easy payments directly through your account, with options for automatic payment scheduling.

Step-by-step Registration

  1. Receive Email. Wait for Cash Central to send you an email with instructions on how to set up your personal account after loan approval.

  2. Read Instructions. Open the email and read the instructions carefully.

  3. Contact Customer Service. Follow the instructions and call Cash Central's customer service number to create your account.

  4. Provide Information. Provide your personal and loan information to the customer service representative.

  5. Verify Identity. Verify your identity by answering security questions or providing necessary identification documents.

  6. Set Password. Create a password for your account.

  7. Agree to Terms. Agree to the terms and conditions of the account.

  8. Confirm Account. Confirm your account by clicking on the link provided in the confirmation email.

How to Log In?

  1. Visit Website. Go to the Cash Central website.

  2. Click "Sign In." Click on the "Sign In" button located on the top right corner of the page.

  3. Enter Credentials. Enter your registered email address and password in the respective fields.

  4. Complete reCAPTCHA. Complete the reCAPTCHA verification by following the prompts. This may involve selecting certain images or solving a puzzle to prove that you are not a robot.

  5. Click "Sign In." Click on the "Sign In" button.

How to Activate My Account?

You cannot activate a Cash Central account yourself. Instead, your account will be created automatically when you are approved for a loan. Once your loan is approved, you will receive an email with instructions on how to access your account. The email will contain a link that you can click on to set up your account and create a password.

If you have not received an email with instructions on how to access your Cash Central account after being approved for a loan, you should contact the service team for assistance. They can help you set up your account and provide you with any necessary login information.

How to Delete My Account?

  1. Call Customer Service. Call the customer service number at 1-800-460-4305.

  2. Request Account Deletion. Explain to the customer service representative that you want to delete your account.

  3. Verify Identity. The representative may ask for some information to verify your identity and account ownership.

  4. Close Account. Once your identity is verified, the representative will assist you with closing your account.

How to Reset My Password?

  1. Visit Website. Go to the Cash Central website.

  2. Access Login Form. Click on the "Sign In" button to access the login form.

  3. Click "Forgot Password?" On the login form, click on the "Forgot Password?" link.

  4. Enter Email. Enter the email address associated with your Cash Central account and click on "Submit."

  5. Check Email. Cash Central will send you an email with a link to reset your password.

  6. Click Reset Link. Click on the link in the email to be taken to the password reset page.

  7. Enter New Password. Enter a new password and confirm it.

  8. Submit New Password. Click on "Submit" to complete the password reset process.

Editorial Opinion

The Cash Central personal account offers a practical and straightforward solution for managing loans online, with features that cater to both convenience and security. While the platform provides essential tools for account management, such as payment options and loan tracking, its effectiveness ultimately depends on the user's ability to navigate the system and utilize the available resources. As with any financial service, it's crucial for users to remain vigilant and fully understand the terms and conditions to ensure that they make informed decisions about their financial commitments.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How do I contact Cash Central?

There are several ways to contact Cash Central:

  1. Phone:
    • Customer Service. You can call Cash Central's customer service number at 1-800-460-4305. Customer service representatives are available from Monday through Thursday from 8:00 am to 10:00 pm Eastern Time, Friday from 8:00 am to 8:00 pm Eastern Time, and Saturday from 11:00 am to 7:00 pm Eastern Time. You can also email customer service at [email protected].
    • Collections. If you have an outstanding loan with Cash Central and need to contact collections, you can call 1-844-259-3050.
  2. Fax. You can send a fax to Cash Central at 1-800-460-4217.
  3. Mail. You can write Cash Central to the address: Cash Central / Community Choice Financial, 5165 Emerald Parkway, Suite 100, Dublin, OH 43017.

      It's important to note that customer service hours and availability may vary depending on holidays and other factors.

      Can I reset my Cash Central account password if I forget it?

      Yes, you can reset your password by clicking on the "Forgot Password?" link on the login page and following the instructions sent to your registered email.

      Why can't I access my Cash Central account online?

      There could be several reasons why you are unable to access your Cash Central account online. Here are some possible reasons and solutions:

      1. Incorrect login information. Make sure that you are entering the correct email address and password associated with your account. If you have forgotten your password, you can reset it by clicking on the "Forgot Your Password?" link on the login page.
      2. Account not yet created. If you have recently been approved for a loan with Cash Central, your account may not have been created yet. Check your email for instructions on how to access your account.
      3. Account suspended. Cash Central may suspend or close accounts if there are issues with repayment or if the account has been inactive for a period of time. If your account has been suspended, you should contact customer service for assistance.
      4. Technical issues. There may be technical issues on the Cash Central website that are preventing you from accessing your account. Try clearing your browser cache and cookies or using a different browser. If the problem persists, contact customer service for assistance.

      If none of these solutions work, you should contact the customer service team for further assistance. They can help you troubleshoot the issue and provide you with any necessary support.

      Offers
      Rating by Finanso®
      i

      The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

      Recommended FinScore™
      0
      300
      650
      1000
      300.00 – 5000.00 $
      Term
      i

      Loan term for the financial product

      6 months – 2 years
      Rating by Finanso®
      i

      The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

      2.81
      (20 Ratings)
      Recommended FinScore™
      0
      300
      650
      1000
      100.00 – 2000.00 $
      Rate
      i

      Interest rate

      to 739.99 %
      Term
      i

      Loan term for the financial product

      4 days – 2 months
      Apply
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      Rating by Finanso®
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      The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

      Recommended FinScore™
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      2000.00 – 100000.00 $
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      i

      Interest rate

      6.34 – 35.89 %
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      2 months – 5 years
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      Rating by Finanso®
      i

      The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

      Recommended FinScore™
      0
      300
      650
      1000
      100.00 – 4000.00 $
      Rating by Finanso®
      i

      The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

      3.93
      (20 Ratings)
      Recommended FinScore™
      0
      300
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      450.00 – 12000.00 $
      Rate
      i

      Interest rate

      27.50 – 81.29 %
      Term
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      Loan term for the financial product

      6 months – 3 years
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      Calculate loan payments in Cash Central

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      Cash Central calculator
      Interest rates are given in accordance with the rates of the Cash Central of 10.02.2025
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      Cash Central reviews 2025
      Leave feedback
      1.8
      Cons
      I applied for a loan, but my application was denied with no explanation. I'm deeply disappointed with how I was treated in this situation.
      Complain
      1.8
      Cons
      I arranged the payment schedule as instructed by the company to ensure they received their funds. However, Cash Central ended up withdrawing the money twice, resulting in overdraft fees for me. This experience has been highly frustrating and disappointing.
      Complain
      1.8
      Cons
      I received a phone call where they requested to verify information. It's important to note that we have absolutely no affiliation or relationship with this company.
      Complain
      2
      Cons
      I obtained a $300 loan from them, and I've been diligent about making every payment on time. I'm perplexed as to why they continue to deduct money from my account, even though I've repaid the original loan amount and more.
      Complain
      2.6
      Cons
      Cash Central is an awful service. Dealing with their customer service is an incredibly frustrating experience. I wouldn't suggest this service to anyone; it seems exploitative, especially with its high-interest rates. You're better off seeking an alternative option, as going to a loan shark might be a more favorable choice.
      Complain
      2.6
      Cons
      I was granted approval for a loan, but I declined to provide my personal bank information, login credentials, and password, even though they assured me that it would remain confidential. I indicated my reluctance to share such information, and they responded by asking why I wouldn't do so, to which I explained my concern about privacy. They promised my loan would be available on Monday, but regrettably, I never received it. This experience was quite disappointing.
      Complain
      2.6
      Cons
      They deposited a fraudulent check into my account, which led to me having to close down my account, request new cards, and make various adjustments. Furthermore, I received intimidating text messages from them, warning of the possibility of charging me double the amount they had initially deposited into my account. This experience left me extremely disappointed, especially because I needed the money urgently for rent due to an emergency situation.
      Complain
      4.8
      Pros
      Cash Central does have relatively high costs associated with their loans, which is somewhat expected for small, short-term loans. I've used their service on one occasion. The application process and loan terms are straightforward and easy to understand.
      Complain
      2
      Cons
      The service was extremely poor. They asserted that the loan amount had been sent to my bank, but in reality, it was never transferred. Upon calling Cash Central again today, they mentioned that they had received the funds back. To my surprise, I discovered that on one of my documents, someone had input incorrect account and routing numbers. I can confirm that those numbers were entered by someone other than me. However, they insisted that I must have made the error in typing those numbers. As a result of this frustrating experience, I decided to cancel the loan. My strong recommendation is to steer clear of obtaining a loan from them!
      Complain
      1.8
      Cons
      My experience with Cash Central following my loan application yesterday was nothing short of a nightmare. After receiving approval at 1:30 pm, the company proceeded to hound me for additional information, including bank statements, ID, and verification, throughout the day, finally concluding at 10 pm. To my shock, I woke up today to discover an email notifying me that they were deducting a payment from my bank for a loan I had not even received! This is absolutely outrageous! I promptly contacted my bank and froze all my accounts because I have lost trust in Cash Central. Dealing with them has turned out to be the worst decision I've ever made.
      Complain
      Company rating
      2.8
      / 5
      20 reviews
      Application
      2.8
      Support service
      3.1
      Mobile App
      2.6
      Service quality
      2.9
      Your satisfaction level
      2.8
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