High Interest Rates. Interest rates vary by state.

Short Loan Terms. Loan terms are available for up to 24 months.

Loan Amounts. Borrowers can apply for loan amounts up to $5,000.

Verifiable Income. You must have a verifiable source of income.

Checking Account. A valid checking account in your name is required.

Valid Phone Number. You need a current and valid telephone number.

Social Security Number. You must provide your Social Security Number.

Minimum Age. You must be at least 18 years of age (19 years of age in Alabama).