Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.8
(20 Ratings)

Apply For Cash Central

Advertiser Disclosure

Applying for a Cash Central loan involves meeting basic eligibility requirements, such as having a verifiable income, a valid checking account, a phone number, and being at least 18 years old (19 in Alabama). The application process is straightforward and can be completed online, where you'll need to provide personal and financial information. Once submitted, your application is reviewed quickly, making Cash Central loans a convenient option for those in need of fast funding, though it's important to carefully consider the high interest rates and short repayment terms before applying.

cash central apply

How to Apply for a Cash Central Loan

  1. Visit Website. Go to the Cash Central website.

  2. Click "Apply Now." Click on the "Apply Now" button.

  3. Enter Personal Information. Enter your name, email, Social Security Number (SSN), and state.

  4. Enter Income Information. Provide details about your income.

  5. Complete Application. Finish filling out the application form.

  6. Submit Application. Submit your completed application for review.

Conditions

  • High Interest Rates. Interest rates can be as high as 739.99%.

  • Short Loan Terms. Loan terms are available for up to 60 days.

  • Loan Amounts. Borrowers can apply for loan amounts up to $2,000.

Requirements

  • Verifiable Income. You must have a verifiable source of income.

  • Checking Account. A valid checking account in your name is required.

  • Valid Phone Number. You need a current and valid telephone number.

  • Social Security Number. You must provide your Social Security Number.

  • Minimum Age. You must be at least 18 years of age (19 years of age in Alabama).

Reasons for Rejection

  • Insufficient Income. If your annual income is below the required minimum, your application may be rejected due to an inability to meet the repayment obligations.

  • Lack Of Required Documentation. Failure to provide necessary documents, such as a copy of your paycheck stub, can result in your application being denied.

  • No Bank Account Or Credit Card. Not having a bank account or credit card as an alternative payment method can lead to rejection since it is a mandatory requirement.

  • Employment Verification Issues. Inaccurate or unverifiable employment information, such as discrepancies in your employer's details or job title, can cause your application to be rejected.

  • Age Restriction. Applicants under the age of 18 are not eligible for the program, and any application from individuals below this age will be automatically rejected.

Additional Resources

FAQ

What credit score do you need for Cash Central?

The company often lends to people with bad credit history. It is one of their advantages. However, you can only find out if you will receive approval when you submit an application.

What are the requirements for Cash Central?

You must have a valid source of income, at least two current and valid phone numbers, Social Security Number; your age can't be less than 18; you must have a valid checking account; you must be a resident of a state where the company offers lending.

How long does it take to receive funds from Сash Central?

If your loan is approved, you will receive your money within 24 hours.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
300.00 – 5000.00 $
Term
i

Loan term for the financial product

6 months – 2 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.81
(20 Ratings)
Recommended FinScore™
0
300
650
1000
100.00 – 2000.00 $
Rate
i

Interest rate

to 739.99 %
Term
i

Loan term for the financial product

4 days – 2 months
Apply
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
Apply
Calculate loan payments in Cash Central

Cash Central calculator will allow you to calculate an approximate payment schedule for the loan

Cash Central calculator
Interest rates are given in accordance with the rates of the Cash Central of 08.02.2025
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Cash Central reviews 2025
Leave feedback
1.8
Cons
I applied for a loan, but my application was denied with no explanation. I'm deeply disappointed with how I was treated in this situation.
Complain
1.8
Cons
I arranged the payment schedule as instructed by the company to ensure they received their funds. However, Cash Central ended up withdrawing the money twice, resulting in overdraft fees for me. This experience has been highly frustrating and disappointing.
Complain
1.8
Cons
I received a phone call where they requested to verify information. It's important to note that we have absolutely no affiliation or relationship with this company.
Complain
2
Cons
I obtained a $300 loan from them, and I've been diligent about making every payment on time. I'm perplexed as to why they continue to deduct money from my account, even though I've repaid the original loan amount and more.
Complain
2.6
Cons
Cash Central is an awful service. Dealing with their customer service is an incredibly frustrating experience. I wouldn't suggest this service to anyone; it seems exploitative, especially with its high-interest rates. You're better off seeking an alternative option, as going to a loan shark might be a more favorable choice.
Complain
2.6
Cons
I was granted approval for a loan, but I declined to provide my personal bank information, login credentials, and password, even though they assured me that it would remain confidential. I indicated my reluctance to share such information, and they responded by asking why I wouldn't do so, to which I explained my concern about privacy. They promised my loan would be available on Monday, but regrettably, I never received it. This experience was quite disappointing.
Complain
2.6
Cons
They deposited a fraudulent check into my account, which led to me having to close down my account, request new cards, and make various adjustments. Furthermore, I received intimidating text messages from them, warning of the possibility of charging me double the amount they had initially deposited into my account. This experience left me extremely disappointed, especially because I needed the money urgently for rent due to an emergency situation.
Complain
4.8
Pros
Cash Central does have relatively high costs associated with their loans, which is somewhat expected for small, short-term loans. I've used their service on one occasion. The application process and loan terms are straightforward and easy to understand.
Complain
2
Cons
The service was extremely poor. They asserted that the loan amount had been sent to my bank, but in reality, it was never transferred. Upon calling Cash Central again today, they mentioned that they had received the funds back. To my surprise, I discovered that on one of my documents, someone had input incorrect account and routing numbers. I can confirm that those numbers were entered by someone other than me. However, they insisted that I must have made the error in typing those numbers. As a result of this frustrating experience, I decided to cancel the loan. My strong recommendation is to steer clear of obtaining a loan from them!
Complain
1.8
Cons
My experience with Cash Central following my loan application yesterday was nothing short of a nightmare. After receiving approval at 1:30 pm, the company proceeded to hound me for additional information, including bank statements, ID, and verification, throughout the day, finally concluding at 10 pm. To my shock, I woke up today to discover an email notifying me that they were deducting a payment from my bank for a loan I had not even received! This is absolutely outrageous! I promptly contacted my bank and froze all my accounts because I have lost trust in Cash Central. Dealing with them has turned out to be the worst decision I've ever made.
Complain
Company rating
2.8
/ 5
20 reviews
Application
2.8
Support service
3.1
Mobile App
2.6
Service quality
2.9
Your satisfaction level
2.8
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