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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Cash Aisle's account


How to Register an account on Cash Aisle

The application procedure begins with filling in the information about your name, phone number, and e-mail address. It is available on the main page of the site. Then, you need to provide your social security number, date of birth, and address. It can only be completed during regular business hours. Here you fill in the employment details to confirm you earn at least $1,000 per month. Then, provide your banking details. Make sure the information is valid and corresponds to the location where you want to borrow the money. Submit the application.

The response takes a few minutes. Once you are approved, Cash Aisle will transfer the money to you. Cash Aisle offers pre-approval. It allows borrowers to assess the options they can take and make a wise decision on where to borrow. Though, being pre-approved for a loan doesn't mean you will get this loan later.

How to Reset a Password

If you want to reset your password, go to the official site and provide a valid e-mail address. You used it for the application. After you fill in the e-mail, the lender will reach you via notification. There will be a link you need to click on to reset the password on the website. Follow the instructions under this link until you set a new password. There is no option to delete your account. Instead, you will need to reach Customer Service through the phone or their e-mail.


How does Cash Aisle work?

Cash Aisle provides services in online borrowing. You can apply for the installment loan on their site. After the loan is approved, the money will be transferred to you on the next business day. Emergency personal loans are available to people of all backgrounds and income levels. Every consumer has an equal chance of being a qualifying individual.

How do I contact Cash Aisle?

You can contact the lender through their official site. Customer services are accessible through the phone or an e-mail available on the website.

Calculate loan payments in Cash Aisle

Cash Aisle calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

200 $
2500 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Cash Aisle

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Cash Aisle and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Cash Aisle’s reviews by September 2022
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