Choose a country
United States
Select a city
Select a city
Select language
English
Select country
Choose a country
United States
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Россия
Україна
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

CashAdvance

Finanso.Multilogin™

About lender

CashAdvance is Hawk, LLC, the tribal company of the Ute Indian Tribe. The firm is owned and operated by the members of the Ute Tribe and follows the laws and jurisdiction of the Tribe.

CashAdvance was established in 1997, according to the company itself. It is a member of the Online Lenders Alliance (OLA), which is concerned with borrowers' security. The headquarters of CashAdvance is located in Roosevelt, Utah.

The company provides services to connect its customers with suitable lenders. The service is free due to the company additionally offers other credit-related services, such as debt relief, credit monitoring, and credit repair.

The loans CashAdvance focuses on are short-term cash advances. They help borrowers to cover emergency needs and are advised to be used as a last resort.

Pros and cons

Pros

  • Free to use service. CashAdnave doesn't require any payment for its services. It makes money by advertising other credit options to you.

  • Secure service. The company is committed to protecting your information and doesn't push its customers into taking loans.

  • Large network of lenders. As CashAdvane has worked for quite a long time, it has built a huge partner network. It offers you as a customer to suitable lenders.

Cons

  • Potentially high interest rates. As cash advances are short-term loans, they have triple and quadruple numbers as APRs.

  • The service is only available in 31 states.

  • Fees and penalties are unclear. They vary depending on the lender.

Terms and conditions

CashAdvance provides assistance in finding suitable cash advance lenders. Cash advances typically come in amounts of $200 to $10,000 and are short-term. The available loan term is from seven days to 12 months. Interest comes in the form of annual percentage rates (APRs). The numbers are large, as with most short-term loans: 782% - 1564%.

As CashAdvance is not a lender, it only provides general information. Once you connect with your actual lender, you will get full disclosure of loan details. The interest rate and fees are determined by the lender itself and will be based on the submitted information.

The lenders working with CashAdvance have different policies regarding penalties. The late payment policies, non-payment policies, and loan renewal policies are stated in the loan agreements. Though they vary greatly, the lenders must follow the state regulations. CashAdvance has such information listed on the website.

For example, if you are a resident of California, the maximum loan amount for you will be $300, and the loan term is up to 31 days. In Kentucky, the loan amount is up to $500, and the loan term is 14-60 days. Through the map, you can also find the locations CashAdvance has its services.

CashAdvance allows you to submit a request for a loan if:

  • Are at least 18 years old;

  • A United States citizen;

  • Have a phone number and valid email address;

  • Have a job.

Funding a loan

Once you submit a loan request, CashAdvance runs a soft credit check and sends your information to the lenders it finds suitable. If there are lenders ready to give you a loan, CashAdvance will reach you with a list of them. Once you've decided on a lender, it can conduct another credit check, this time a hard inquiry. You will be contacted if the lender is still willing to work with you and get the disclosure of the loan terms.

If you are approved for a cash advance, the money will be deposited directly into your bank account the next business day.

If there are no lenders willing to work with you, CashAdvance will send your contacts to its marketing partners, who can offer you other non-loan credit products.

FAQ

Is cash advance USA a legitimate company?

CashAdvance is Hawk, LLC. The company is owned by the Ute American Indian Tribe and is registered as a member of the Online Lenders Alliance. 

How much can I borrow from CashAdvance?

Cash advances are short-term loans, allowing people to get from $200 to $10,000. The sum depends on the state laws and regulations, so you can check how much you can borrow in your state. Additionally, the lenders have their own cash advance sums. 

What are CashAdvance rates and terms?

CashAdvance doesn't issue loans, so it only gives an estimate of what you can get. It states that the APR can be 782% to 1564%. Yet, the numbers depend only on your lender and will be based on your creditworthiness. 

Do I need a fax or printer for CashAdvance?

No, you don't need a printer or fax. It is not required to print your loan contract. 

Company documents

Terms & Conditions
Privacy Policy

Our mission has never been to push a customer into a loan they don’t want, but to help them find a short-term loan offer in their time of financial need.

© CashAdvance

Financial products

CashAdvance
Short-term loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$200-$10,000
Rate
i

Effective interest rate on the product

up to 1,564%
Term
i

Loan term for the financial product

up to 12 months

Similars products

Happy Money
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

5
Recommended FinScore™
0
300
650
1000
$5,000 - $40,000
Rate
i

Effective interest rate on the product

up to 24.99%
Term
i

Loan term for the financial product

up to 60 months
MaxLend
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100-$3,000
Rate
i

Effective interest rate on the product

up to 841%
Term
i

Loan term for the financial product

up to 300 days
Opploans
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$4,000
Rate
i

Effective interest rate on the product

up to 160%
Term
i

Loan term for the financial product

9-18 months
Avant
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$2,000-$35,000
Rate
i

Effective interest rate on the product

up to 35.99%
Term
i

Loan term for the financial product

24-60 months
Mariner Finance
Unexpected Expenses
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
i

Effective interest rate on the product

18.99% - 35.99% APR
Term
i

Loan term for the financial product

12 - 60 months

Calculate loan payments in CashAdvance

CashAdvance calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
i

Enter the desired loan amount

USD
USD
200 $
10000 $
Loan term
i

Specify the loan term for the calculation

days
months
7
365

What to focus on before applying for a loan with CashAdvance

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between CashAdvance and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All CashAdvance’s reviews by October 2022
Leave feedback

Similar companies

Mission Loans
19500 Jamboree, Suite 300 Irvine, CA 92612
855-959-4500
Accredited Debt Relief
9525 Towne Centre Dr, Suite 100, San Diego, CA 92121
800-497-1965
LoanMe
1900 S. State College Blvd, Ste 300, Anaheim, CA 92806
844-956-2663
Advance.Cash
PO Box 10, Parshall, ND 58770
855-259-3401
Wintrust Mortgage
9700 W. Higgins Road, Ste. 300, Rosemont, IL 60018
847-939-9500