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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Cash N Go's pay off


Repayment of loan

The lender offers multiple repayment options, which can be very useful at the time of repayment. They accept most major credit and debit cards through Cash N Go Payments, including MasterCard, Visa, and Discover. Your primary account is debited for auto repayment automatically.

Steps to repay

The method of automatically debiting your payments each month on your due date is known as automatic draught remittance. When you accept your loan agreement, you automatically permit them to deduct your monthly payment. If your autopay account is insufficient for auto-repayment and you have additional verified business bank accounts on file, the auto-repayment will be deducted from one of those accounts. If that's not the case, you can also make manual repayments from the branch itself

To make manual payments, visit any Cash N Go's register branches and go to a customer representative. Tell them your loan details and deposit your cash payment to the representative directly.

Conditions of loan extension

Loan extensions are granted depending on the borrower's payment history and credit worthiness. Tight corporate restrictions govern loan extensions. It is suggested that you pay according to the conditions of the contract. Also, keep in mind that late payments will result in a penalty.

Early payoff

The lender supports early payoff, which can be beneficial for the borrower. You have the option of repaying your debt early with no prepayment penalties.


How do I make a payment to Cash N Go?

You will get a statement roughly two weeks before your due date each month, and most of the repayments are auto-debited from the given account. So, you need to make sure you have enough funds available in your bank account. You can alternatively deposit payments in their branch as well.

What happens if you don't pay back Cash N Go?

Borrowers who fail to pay their dues on time have to pay additional late payment penalties. If you are still unable to clear the dues, the company has the right to take legal action.

Can you pay Cash N Go early?

Early repayments can be made by manually paying the lender directly through their branch before your due date.

Can Cash N Go sue you?

Cash N Go can sue you if you flunk on payments against your loan.

What to focus on before applying for a loan with Cash N Go

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Cash N Go and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Cash N Go’s reviews by October 2022
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