About company
CARD provides customized cards to its customers, allowing them to personalize their banking experience. With CARD, customers can tailor their debit or credit cards to reflect their unique preferences or interests, adding a personal touch to their financial transactions. Whether it's selecting a design, adding a photo, or choosing a specific color scheme, CARD offers a range of options for customization to suit individual tastes and preferences.
Key features
- No Fees. CARD offers a fee-free banking experience, allowing customers to save money by avoiding monthly fees typically associated with traditional banking accounts.
- Optional Savings Account. CARD provides customers with the option to open a savings account, enabling them to set aside funds for future goals or emergencies while earning interest on their balance.
- Two-Part Optional Overdraft Protection. CARD offers a unique overdraft protection feature consisting of two parts. The first part allows customers to link their savings bank account to their checking account to cover overdrafts automatically, helping to avoid declined transactions or costly overdraft fees. The second part provides an overdraft line of credit, offering additional flexibility for managing unexpected expenses.
- Mobile Banking. With the CARD mobile banking app, customers can conveniently access their accounts anytime, anywhere. The app allows users to check balances, view transaction history, transfer funds, pay bills, and manage their finances on the go, providing a seamless and convenient banking experience.
Pros and cons
Pros
Cons
Reliability
CARD can be considered reliable due to its FDIC insurance coverage. Funds held in CARD accounts are FDIC insured up to $250,000, providing customers with peace of mind and protection against potential losses in the event of bank failure. This insurance coverage ensures that customers' deposits are safeguarded and backed by the full faith and credit of the United States government, enhancing the reliability and security of the banking experience with CARD.
Products
CARD offers a range of financial products tailored to meet the diverse needs of its customers. These products include anonymous prepaid card transactions, bank accounts, direct deposit services, debit cards, and liability policies to protect against unauthorized charges. Customers can access their accounts conveniently through online banking, transfer money, and receive tax refunds directly into their accounts. CARD prioritizes security, offering faster access to funds while monitoring for unusual activity to ensure customer protection.
Credit and debit cards
CARD offers a variety of custom credit and debit cards, providing customers with fair, fashionable, and fun financial products. These cards feature unique card art from a wide range of sources, including the NFL Players Association, Sesame Street, Betty Boop, Star Trek, Lisa Frank, Sanrio, Care Bears, Elvis Presley, Sonic the Hedgehog, artists, bands, animals, causes, and more. With CARD, customers can personalize their payment experience by selecting a card design that matches their personality and interests. Additionally, CARD provides RapidAlerts, allowing customers to customize their balance and transaction notifications to stay informed about their account activity. With RapidAlerts, customers can quickly view their balance, transfer funds, pay bills, and send money—all with the swipe of a finger. Customers can also add up to three card designs to their collection, further personalizing their payment experience with CARD.
Accounts
CARD offers customers the opportunity to open an Optional Savings Account, providing a convenient way to earn interest on their deposited funds while taking advantage of automated savings tools. With the Optional Savings Account, customers can stow away their cash and watch it grow with interest, enhancing their financial stability and goals. One of the notable features of the Optional Savings Account is the Automatic Roundup tool, which allows customers to effortlessly save money by rounding up their purchases to the nearest dollar and transferring the spare change into their savings account. This automated savings feature helps customers build their savings gradually over time without the need for manual transfers or extra effort.
Other services CARD offers
- Two-Part Optional Overdraft Protection. Customers can opt for overdraft protection, consisting of two parts, to cover potential overdrafts and avoid declined transactions or costly fees.
- Mobile Banking In the CARD App. Customers can conveniently access their accounts, view balances, transfer funds, and manage their finances on the go using the CARD mobile banking app.
- Transfers. CARD allows customers to transfer funds easily and securely between accounts, providing flexibility and convenience in managing their finances.
Conditions and requirements
Conditions
- Free Sign-Up. There is no cost to sign up for CARD, making it accessible to all individuals who wish to join.
- No Recurring Monthly Fee. CARD does not charge a recurring monthly fee, providing customers with a fee-free banking experience.
- Additional Card Order Fee. A fee of $5 will apply for each additional card order, allowing customers to customize their cards for a nominal fee.
Requirements
- Age Requirement. Applicants must be at least 18 years old to open an account with CARD.
- Social Security Number (SSN). Applicants are required to provide their Social Security Number (SSN) during the account opening process.
- US Residency. Applicants must be residents of the United States to be eligible for a CARD account.
Network of ATMs
You can access cash fee-free from your Account at any time using in-network (MoneyPass) ATMs. However, please consult your Demand Deposit Account Agreement for information regarding out-of-network fees. The locations where you can access fee-free cash may change, so it's essential to use the ATM locator on our website or mobile app before making a withdrawal to ensure the location is participating. If you use an in-network ATM and still encounter a surcharge fee from the ATM provider, please contact Customer Service at (844) 227-3602. Be ready to provide the transaction's date and time, amount, and the name and address of the ATM provider for assistance.
Apps like CARD
- Chase. The Chase mobile app allows users to manage their accounts, track spending, deposit checks, and make payments. It offers features like account alerts, spending insights, and the ability to lock and unlock cards.
- American Express. The American Express mobile app provides users with account management tools, including the ability to view transactions, pay bills, and redeem rewards points. Cardholders can also receive account alerts and access personalized offers.
- Discover. The Discover mobile app offers features such as account management, transaction monitoring, and bill payment. Cardholders can track their FICO® Credit Score, redeem cashback rewards, and set up account alerts for added security.
- Capital One. The Capital One mobile app enables users to manage their accounts, view transactions, and pay bills. It includes features like spending insights, transaction alerts, and the ability to lock and unlock cards for added security.
Editorial opinion
Additional Resources
- CARD Reviews
