Capital One SavorOne Rewards® Review
Capital One SavorOne Rewards®: Interest rates, credit limits, cashback, and bonuses. Learn about the conditions for obtaining the card, registration and options for receiving it online or at a branch. Discover its features.
Update 09.07.2024
Capital One SavorOne Rewards® Review

Terms & Requirements

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

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The Capital One SavorOne Rewards® card offers a range of benefits for those who enjoy dining, entertainment, and travel. Cardholders can earn unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases. Additionally, the card provides a 0% introductory APR for the first 15 months on purchases and balance transfers, followed by a variable APR ranging from 19.99% to 29.99%. The card has no annual fee and no foreign transaction fees, making it a convenient option for both domestic and international spending.

Features

  • Unlimited 3% Cash Back. Earn 3% cash back on dining, entertainment, popular streaming services, and at grocery stores, allowing for significant rewards in everyday spending categories.

  • $200 Cash Bonus. New cardholders can earn a $200 cash bonus after spending $500 within the first three months, providing an immediate benefit.

  • 0% Introductory APR. Benefit from a 0% introductory APR for 15 months on purchases and balance transfers, which is useful for financing larger purchases or consolidating debt.

  • No Annual Fee. There is no annual fee, making the card accessible without the burden of additional yearly costs.

  • No Foreign Transaction Fees. Make purchases abroad without incurring foreign transaction fees, which is ideal for travelers.

Pros and Cons

Pros

Cons

How to Apply for a Capital One SavorOne Rewards® Credit Card

Online

Mobile App

Branch Application

Infographic

Capital One SavorOne Rewards®

Eligibility Requirements

Reasons You May Be Denied a Card

How to Pay Off Credit Card Debt

Editorial Opinion

In terms of value, the Capital One SavorOne Rewards® card is well-suited for individuals who frequently spend in the categories it rewards, such as dining and entertainment. The absence of an annual fee adds to its appeal, particularly for budget-conscious users. The introductory APR offer is attractive for those looking to finance large purchases or manage existing debt. However, potential cardholders should consider the relatively high variable APR after the introductory period and ensure it aligns with their financial habits and needs.

Additional Resources

Sources

Other Loans

Travel Credit Cards
13.12.2022
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Update 09.07.2024