Capital One Spark 1.5X Miles Select® Review
Capital One Spark 1.5X Miles Select®: Interest rates, credit limits, cashback, and bonuses. Learn about the conditions for obtaining the card, registration and options for receiving it online or at a branch. Discover its features.
Update 11.07.2024
Capital One Spark 1.5X Miles Select® Review

Terms & Requirements

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

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The Capital One Spark 1.5X Miles Select® card is designed for business owners with excellent credit who seek to earn rewards on their expenditures. Cardholders earn an unlimited 1.5 miles per dollar on all purchases, with no caps or categories. Additionally, new cardholders can earn a one-time bonus of 50,000 miles after spending $4,500 within the first three months. The card features no annual fee and includes travel rewards, offering 5 miles per dollar on hotel and car rental bookings made through Capital One Travel. Other notable aspects include a variable APR ranging from 18.49% to 24.49% based on creditworthiness, and no foreign transaction fees.

Features

  • Unlimited 1.5X Miles on Every Purchase. Cardholders earn 1.5 miles per dollar spent on all purchases, without any caps or categories to track.

  • 50,000 Miles Bonus. New cardholders earn a one-time bonus of 50,000 miles after spending $4,500 within the first three months of account opening.

  • Travel Rewards. Earn 5 miles per dollar on hotel and car rental bookings made through Capital One Travel.

Pros and Cons

Pros

Cons

How to Apply for a Capital One Spark 1.5X Miles Select® Credit Card

Online

Mobile App

Branch Application

Infographic

Capital One Spark 1.5X Miles Select®

Eligibility Requirements

Reasons You May Be Denied a Card

How to Pay Off Credit Card Debt

Editorial Opinion

The Capital One Spark 1.5X Miles Select® card offers a straightforward rewards structure, making it suitable for businesses that have varied spending habits. The unlimited miles on all purchases and the lack of an annual fee provide value without complexity. However, the card's benefits are optimized for those who frequently use Capital One Travel for hotel and car rental bookings, as these transactions earn higher rewards. The variable APR and high penalty APR should be considered by businesses managing their cash flow and credit responsibly. Overall, this card could be a valuable tool for businesses seeking to maximize their travel rewards and minimize costs.

Additional Resources

Sources

Other Loans

Travel Credit Cards
13.12.2022
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Update 11.07.2024