How to apply for a loan?
You can call +1 (800) 852-0655 or fill out its online application. The procedure of application includes a few steps:
On the main page, click Apply Now;
Fill in your full name, email address, and phone number, or sign into your account;
Choose if you want to take a loan for business or personal purposes.
If you chose a business loan, select if you have been in business for under 9 months or over, and click Continue. You will have to specify how much money you want to get. Choose a loan purpose and the state you live in. Depending on your state, you will be redirected to the OneMain Financial website. If you decide to apply with OneMain Financial, you will have to start an application there.
Requirements
Eligibility requirements with Camino Financial include:
A registered business that has been operating for at least 9 months with sales of $30,000 annually or $2,500 a month
A credit score of over 550
Average gross revenue of $8,500/month for at least 6 months
Up-to-date on your mortgage/rent payment
No bankruptcies in the last 2 years
A business account
Not being located in Hawaii, New Jersey, or North Carolina.
Application details
To qualify for a business loan from Camino Financial, a customer should attach to the application some documents, including the following:
Articles of incorporation
Profit and loss statements
Personal and business bank records
Personal and business tax returns
Detailed business plan.
Depending on the lender you work with, other documents may also be required.
