Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Checkmate

Advertiser Disclosure

Applying for a Checkmate loan is a quick process that can be completed online or in-store. You’ll need to provide personal information, proof of income, a valid government-issued ID, and a bank account. After submitting your application, Checkmate reviews it to determine your eligibility. If approved, you can receive loan amounts up to $1,000, depending on your qualifications and state regulations, with short-term repayment options typically up to 30 days.

checkmate apply

How to Apply for a Checkmate Loan

  1. Visit the Website. Go to the Checkmate website.

  2. Click "Apply". Select the "Apply" button to start the loan application.

  3. Enter Personal Information. Provide your first name, middle name (optional), last name, phone number, SSN, and date of birth.

  4. Provide Address Details. Fill in your address, apartment number (if applicable), city, state, and ZIP code.

  5. Enter Contact and Income Information. Provide your email address, select your income type, pay frequency, and gross pay per check (before taxes).

  6. Select Pay Date. Choose your next pay date.

  7. Provide Banking Information. If you are a California applicant, enter your checking account's ABA/routing number and account number.

  8. Select Nearest Store. Choose your nearest Checkmate store from the list.

  9. Continue to E-Sign. Click "Continue" to e-sign your loan application.

  10. Finalize and Submit. Finalize your application and submit it for review.

Conditions

  • Maximum APR. The APR can be as high as 782.14%, depending on the loan terms and your state of residence.

  • Loan Term. Loan terms can extend up to 30 days, providing short-term lending options.

  • Loan Amount. Borrowers may be eligible for loan amounts up to $1,000, depending on eligibility and state regulations.

Requirements

  • Government-Issued ID. A valid government-issued identification is required for verification.

  • Proof of Income. You must provide documentation showing a steady source of income.

  • Proof of Bank Account. A valid, active bank account is required, though restrictions may apply depending on state laws.

  • Phone Number. A home or cell phone number is necessary for communication.

  • Age and Residency. Applicants must meet the minimum age requirement and be a legal resident of the state where the loan is offered.

Reasons for Rejection

  • Insufficient Income. If your annual income is below the required minimum, your application may be rejected due to an inability to meet the repayment obligations.

  • Lack Of Required Documentation. Failure to provide necessary documents, such as a copy of your paycheck stub, can result in your application being denied.

  • No Bank Account Or Credit Card. Not having a bank account or credit card as an alternative payment method can lead to rejection since it is a mandatory requirement.

  • Employment Verification Issues. Inaccurate or unverifiable employment information, such as discrepancies in your employer's details or job title, can cause your application to be rejected.

  • Age Restriction. Applicants under the age of 18 are not eligible for the program, and any application from individuals below this age will be automatically rejected.

Additional Resources

FAQ

Can I apply for a loan online?

Yes, you can apply for a Checkmate loan online by visiting the website, filling out the application form, and submitting the required documents for verification.

How long does it take to get approved for a loan?

The approval process is usually quick, and in many cases, you can receive a decision within minutes after submitting your application.

Do I need to have good credit to apply for a Checkmate loan?

No, Checkmate loans are available to individuals with varying credit scores, and approval is based more on your ability to repay the loan than on your credit history.

Offers
Checkmate
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 2500.00 $
Apply
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
Calculate loan payments in Checkmate

Checkmate calculator will allow you to calculate an approximate payment schedule for the loan

Checkmate calculator
Interest rates are given in accordance with the rates of the Checkmate of 15.11.2024
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