Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.0
(27 Ratings)

Bright Lending Reviews may 2025

Advertiser Disclosure

Bright Lending reviews 2025

1.6
Cons
I was granted approval for a $700 loan, but after accepting it, I was told I had to repay a total of $3,200. This is utterly absurd and implies they are charging an interest rate of over 300%, which should be illegal.
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1.4
Cons
I took out a $700 loan and wound up paying thousands of dollars in repayments. This company's practices are alarming, and they should face consequences. I genuinely hope for a future class action lawsuit against Bright Lending.
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2.4
Cons
This company displays unprofessionalism and a lack of respect. I've been attempting to reach a supervisor regarding my loan payments, but they have consistently denied my refund request. They seem to operate in a sneaky manner, withholding crucial information while deducting money. I strongly urge you not to apply with this loan company.
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1.6
Cons
If I had the option to give a negative rating, I definitely would. They approved me for a $600 loan, but now they're asking for a repayment of $3,756.47. This seems utterly unjust and unfair.
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2.8
Cons
The level of unprofessionalism from this company is staggering, and it strongly suggests it might be a scam. Despite providing a contact number, it's virtually impossible to actually speak to a human being. Whenever I tried to chat with an employee online and asked serious questions, the chat mysteriously disconnected. These are numerous red flags, and I strongly advise against borrowing from them.
Complain
1.6
Cons
I obtained a loan and signed documents clearly stating that I could pay it off at any time without incurring penalties. However, when I called in to make an early payoff, they refused my payment, insisting that I call back tomorrow because my next payment was due then. Clearly, they were trying to extract additional payments from me before allowing me to pay off the loan. This deceitful behavior, the apparent scams, and predatory tactics make them a company to avoid at all costs.
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1.8
Cons
Their terms were vague and confusing, and the customer service experience was absolutely dreadful. I would not recommend this company to anyone in need of a loan. I strongly suggest exploring alternative options for a better lending experience.
Complain
1.8
Cons
They proposed a repayment plan spanning 10 months, which initially seemed promising. However, when they suggested a monthly payment of $196.76 for a $350 loan, it became apparent that this was far from great. This figure came after they sent me a "pre-approval" for a $1,000 loan, which made their terms even more baffling.
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2.2
Cons
I borrowed $800 and made all my payments on time, but they still demanded an additional $1,300 from me. This company is extremely unreliable; I strongly advise against using it. They seem to be taking advantage of innocent people for their own gain, and it's unacceptable.
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2.2
Cons
This company's conduct has been highly unprofessional and disrespectful. Despite my efforts to reach out to a supervisor regarding my loan payments, they have consistently refused to address my concerns or provide a refund. Their practices are deceptive, and it seems they withhold important information while deducting money from customers.
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Welcome to the review page of Bright Lending!

Here, you will find client reviews about their experience with Bright Lending. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with Bright Lending. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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