Repayment of loan
To pay back a payment advance borrowed via Branch's Pay feature, you just need to wait until your next payday. Branch has automated payouts, so your debt will be repaid on the due date from the funds deposited to your account from your employer.
The payments are processed through Evolve Bank & Trust, so the processing time depends on the bank’s efficiency. Branch states the payments are issued instantly, meaning it takes from several seconds to several minutes. You don’t need to link your debit card or bank account.
Early payoff
Branch doesn't charge you for early payoff of the advance payments. You can pay off early if you want to. There is no reason to make early payments, though, as they will be issued automatically anyway. But, if you can afford it, you can opt for paying earlier than your paycheck date.
