How to apply for a loan?
To apply for Branch, your employer needs to fill in your details with the company. After your company has an access to the platform, to get a paycheck advance, you need to:
Enter the Instant Pay tab;
Press the Take Advance;
Indicate how much you want to borrow as an advanced payment;
Tick the Terms and Conditions field;
Follow the next instructions and find your advanced payment on your app balance.
Requirements
To make sure you can apply for a payment advance, check your app. If your employer enabled this feature for you, you would see the Instant Pay tab in the app — it will look like a dollar sign at the bottom of the screen. The feature is currently available only for companies having an official relationship with Branch.
To apply for a payment advance via Branch, or use any other of its features, you must be an employee of a company partnering with Branch first. Branch doesn't accept remote workers, so you need to be a traditional office employee.
Application details
The application for a payment advance is very quick, and you can do it instantly via the app. Just enter the Instant Pay tab and follow the instructions in the app.
So, to be eligible for creating an account, you must be a part of the company working with Branch. To use the Instant Pay payment advance feature, you need to meet more requirements:
Provide a history of your income for the last two months
Have an eligible debit card
Have moderate spending activity for the last several months; this activity shouldn't be too high (exceed your monthly income).
