BMO Digital Banking
BMO Digital Banking is a mobile banking app offered by BMO Harris Bank, a subsidiary of the Bank of Montreal. The app is designed to provide customers with access to their accounts and banking services through their mobile devices, such as smartphones and tablets.
With the BMO Digital Banking Mobile app, customers can view account balances, transaction history, and statements, as well as transfer funds between accounts and pay bills. The app also offers features such as mobile check deposit, which allows customers to deposit checks by taking a photo of the check with their mobile device.
The app also provides access to BMO's financial planning tools, which can help customers track their spending, set savings goals, and manage their investments. Additionally, users can contact BMO customer service representatives directly through the app for any questions or concerns they may have about their accounts.
The BMO Digital Banking Mobile app is available for free on both the Apple App Store and Google Play Store. To use the app, customers need to have an active BMO Harris Bank account and enroll in online banking. Security features of the app include multi-factor authentication and Touch ID or Face ID login options.
Mobile App Features
The BMO Digital Banking Mobile app offers a wide range of features that allow customers to manage their accounts and banking services on-the-go. Here are some of the key features of the app:
- Account Management. Customers can view their account balances, transaction history, and statements for all their BMO Harris Bank accounts, including checking, savings, and credit cards.
- Bill Pay. Customers can pay bills directly from the app, including one-time payments and scheduled recurring payments.
- Transfers. Customers can easily transfer funds between their BMO Harris Bank accounts and to other banks through the app.
- Mobile Check Deposit. Customers can deposit checks by taking a photo of the check using their mobile device.
- Alerts. Customers can set up account alerts to receive notifications for account activity, such as deposits, withdrawals, and balance updates.
- Budgeting and Spending. Customers can track their spending and set budgets using the app's budgeting tools.
- ATM and Branch Locator. Customers can find the nearest BMO Harris Bank ATM or branch using the app's locator tool.
- Contactless Payments. Customers can use their mobile devices to make contactless payments with Apple Pay, Google Pay, and Samsung Pay.
- Multi-Factor Authentication. The app provides an extra layer of security with multi-factor authentication, which requires customers to verify their identity with a password and a unique code sent to their mobile device.
- Touch ID and Face ID. Customers can log in to the app using Touch ID or Face ID for added convenience and security.
Overall, the BMO Digital Banking Mobile app provides customers with a comprehensive set of features to manage their accounts and banking services from their mobile devices.
How to Download
To download the BMO Digital Banking Mobile app, follow these steps:
- Open the Apple App Store or Google Play Store on your mobile device.
- In the search bar, type "BMO Digital Banking" and select the app from the search results.
- Tap the "Download" or "Install" button to begin the download and installation process.
- Once the app is installed, open it and follow the on-screen instructions to sign in or enroll in online banking.
- If you are a new user, you may need to provide your BMO Harris Bank account information to enroll in online banking through the app.
- Once you are logged in, you can start using the app to manage your accounts and banking services.
Note that the app may require certain device and operating system requirements, so make sure to check that your device meets the necessary requirements before downloading the app. Also, be sure to download the official BMO Digital Banking Mobile app from the App Store or Google Play Store to ensure that you are downloading a safe and secure app.
How to Apply in the App?
To apply for BMO Digital Banking through the app, follow these steps:
- Download the BMO Digital Banking Mobile app from the Apple App Store or Google Play Store, if you haven't already done so.
- Open the app and click on the "Enroll Now" button located under the login area.
- Enter your BMO Harris Bank debit or credit card number and select "Next".
- Follow the on-screen instructions to verify your identity and create a username and password for online banking.
- Once you have completed the enrollment process, you will be able to log in to the BMO Digital Banking Mobile app and access your accounts.
If you don't have a BMO Harris Bank debit or credit card, you can still enroll in online banking by visiting the BMO Harris Bank website and clicking on the "Enroll" button on the online banking login page. You will need to provide your account information and personal details to complete the enrollment process.
Once you have enrolled in online banking, you can download the BMO Digital Banking Mobile app and log in using the same username and password that you created during enrollment.
How to Make Payments Through the App?
To make payments through the BMO Digital Banking Mobile app, follow these steps:
- Log in to the BMO Digital Banking Mobile app using your username and password.
- Navigate to the "Payments" section of the app.
- Select "Pay Bills" to make a one-time payment or "Scheduled Payments" to set up a recurring payment.
- Choose the payee from your list of saved payees, or add a new payee by providing their name, account number, and billing address.
- Enter the amount you want to pay and the date you want the payment to be processed.
- Review the payment details to ensure that everything is correct.
- If you are satisfied with the payment details, click "Submit" to complete the payment.
- After the payment has been processed, you will receive a confirmation message.
Note that you can only make payments to payees that have been set up in your BMO Harris Bank online banking account. If you need to add a new payee, you can do so through the "Pay Bills" section of the app or through the online banking website.
Also, remember to schedule payments in advance to ensure that they are processed on time. Some payments may take longer to process, depending on the payee's processing time and the payment method used.
How to Delete an app?
To delete the BMO Digital Banking Mobile app from your mobile device, follow these steps:
- Locate the app on your device's home screen or app drawer.
- Press and hold the app icon until the options menu appears.
- Select "Delete" or "Uninstall" from the options menu.
- Confirm that you want to delete the app by selecting "Delete" or "Uninstall" again.
- Wait for the app to be removed from your device. The time it takes to delete the app may vary depending on your device and internet speed.
- Once the app has been deleted, it will no longer be accessible on your device.
Note that deleting the BMO Digital Banking Mobile app from your device does not close your BMO Harris Bank account. If you want to close your account or cancel any banking services, you will need to contact BMO Harris Bank customer service directly.
