Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.6
(25 Ratings)

Apply For Big Picture Loans

Advertiser Disclosure

Firstly, check your eligibility requirements. Next, complete the application procedure following our instructions.

In most cases, the lender takes up to an hour to check whether you meet all the requirements and call you to verify your details and credit information to approve your application. If everything is fine, you will receive the loan according to bank login information specified in your registration form the following business day.

The most common reasons for rejection are:

      • A borrower is underage or a US alien.
      • A borrower's monthly income is lower than $700.
      • A borrower has provided false information.
      • Big Picture Loans are currently unavailable in a particular state.

Apply for a loan

  1. Visit the Application page by clicking the Apply Now button on the Big Picture Loans webpage.
  2. Fill in your personal information in the corresponding fields.
  3. Tick in the Receive Text Messages box if you want to do so.
  4. Read the privacy terms and the conditions for electronic communications and tick in the box next to them.
  5. Create your account login and password.
  6. Fill in your financial information in the corresponding fields, like your employment and banking details.
  7. Click on the Submit button to complete the application.
  8. Wait for Big Picture Loans to call you back with the approval.

You may get approval as fast as 15 minutes after applying because the lender's credit checks for personal loans are quick. You will receive money the next business day.

Applicants will have to meet the following requirements for a personal loan:

  1. They must be 18 years old or older.
  2. They must be citizens of the United States or have a US permanent residence permit.
  3. Their income must be at least $1K per month, excluding the taxes.
  4. In addition, they will have to provide:
    • Business and home (or cell) telephone numbers.
    • Bank account number.
    • E-mail address.

Loan Conditions

  1. It is possible to borrow between $100 and $5000 per personal loan.
  2. A typical payment schedule for installment loans covers the period of 4 to 18 months.
  3. In the case of new borrowers, the annual percentage rate is between 350% and 700%.
  4. For the subsequent loans, the annual percentage rate goes down to as low as 35% in some cases.
  5. The loan becomes available on the first business day following the application approval.
  6. In the case of late payments, the lender will charge fees not to exceed $20 per occurrence.

Important: Big Picture Loans only offers installment loans, and no payday loans are available to date. If you need a payday loan, you should consider another lender.

Loan Funding

You will have to open a bank account before applying for a loan. As soon as Big Picture Loans accepts your application, they will transfer the money directly to the checking account stated during the application process.

Big Picture Loans application

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.504
(21 Ratings)
Recommended FinScore™
0
300
650
1000
200.00 – 5000.00 $
Rate
i

Effective interest rate on the product

160.00 – 699.00 %
Term
i

Loan term for the financial product

to 12 months
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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100.00 – 4000.00 $
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
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Effective interest rate on the product

6.34 – 35.89 %
Term
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Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
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Effective interest rate on the product

to 160.00 %
Calculate loan payments in Big Picture Loans

Big Picture Loans calculator will allow you to calculate an approximate payment schedule for the loan

Big Picture Loans calculator
Interest rates are given in accordance with the rates of the Big Picture Loans of 27.05.2024
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5000 $
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All Big Picture Loans’s reviews by may 2024
Leave feedback
4.4
Advantages
The customer service was friendly, and the approval process was quick. The online application was also very straightforward. Thank you, Big Picture Loans!
Complain
4.2
Advantages
I had a fantastic experience with the customer service representative, who was exceedingly polite and helpful.
Complain
4.4
Advantages
I required funds for an emergency, and they provided the financial support when no one else would.
Complain
4.4
Advantages
Having the chance to secure the funds I required greatly improved my outlook. Thank you, Big Picture Loans!
Complain
5
Advantages
The process was quick, easy to grasp, and the customer service representative was exceptionally polite, courteous, and respectful.
Complain
5
Advantages
The customer service is exceptional, and the staff displayed remarkable patience and politeness.
Complain
4.6
Advantages
I had a wonderful and delightful experience with their friendly and secure service.
Complain
4.6
Advantages
They make the process incredibly convenient, all online through email. I received approval on the very same day!
Complain
4.6
Advantages
I've never encountered any issues with this company. My only wish is that they could offer some discounts to long-time customers.
Complain
4.8
Advantages
After applying, I went through the verification process with a representative from Big Picture Loans and my bank. The funds were crucial for an emergency, and I'm grateful for their assistance. Thank you!
Complain
Overall company rating
4.6
/ 5
25 reviews
Execution of an application
4.6
Support service
4.6
Mobile app
4.5
Service quality
4.6
Your satisfaction level
4.6
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