Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.1
(20 Ratings)

Best Egg PayOff

Advertiser Disclosure

Repayment of loan

Paying off a personal loan with this company is pretty straightforward. There are multiple ways of doing that: online, via the cellphone, via text messages, chat, and by check/mail. You can use a check for repayment. You can set up automatic payments with the usage of our online bank account for the full duration of the repayment period. In short, Best Egg personal loans can be repaid in more than just one way.

Conditions of loan extension

In most cases, Best Egg will try to adjust the terms of the loan to your benefit if you fail to continue making payments for some reason. If you require a loan extension, you need to contact a Best Egg representative and request one. The fastest way to do that is by calling the hotline at +1-855-282-6353.

Early payoff and personal loan default

This company's loan offers do not entail any penalties or fees for an early payoff. You can pay off your Best Egg personal loan earlier than required.

When talking about default and its consequences, it's important to mention that if you cannot repay your Best Egg loan, you'll be facing some severe repercussions: your credit score will drop, and it will, most likely, stay at a low point for quite a long period. You will continue to amass fees and suffer additional credit damage that is almost irreparable.

There are many proven tips for paying off personal loans before their due dates, including making extra payments, creating a budget, eliminating your credit card debt, arranging bi-weekly payments, and more.

FAQ

What happens if you don't pay Best Egg?

Doesn't matter if you have secured or unsecured personal loans. Not paying one means that you will face many unpleasant consequences. Your credit score will drop, you will owe more money than you can afford to repay, and you will suffer immense financial damage in the long run.

Will Best Egg sue you?

Yes, it's possible that Best Egg might sue you. It's within their right to hire a lawyer to pursue legal action against you for a breach of contract.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.06
(20 Ratings)
Recommended FinScore™
0
300
650
1000
2000.00 – 50000.00 $
Rate
i

Effective interest rate on the product

8.99 – 35.99 %
Term
i

Loan term for the financial product

36 months – 60 months
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
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Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
i

Effective interest rate on the product

to 160.00 %
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All Best Egg’s reviews by may 2024
Leave feedback
4.8
Advantages
I was highly pleased with the prompt and efficient customer service I received during the loan process. Thank you for your assistance.
Complain
4
Advantages
The process was incredibly straightforward and had no impact on my credit report. I managed to pay off all my debt, including my car, which I hadn't initially planned to do because the loan amount exceeded my immediate needs. However, the flexibility of making large payments without penalties made it a great choice. To top it off, I had the funds deposited into my bank account within just 24 hours.
Complain
4.8
Advantages
I reached out to customer service to switch from monthly to bi-weekly payments. The representative helped me make this change, and although I initially tried to do it online without success, the representative efficiently addressed my issue with professionalism and a solid understanding of the solution.
Complain
4.4
Advantages
The process was straightforward and expedited. Every individual I communicated with over the phone displayed politeness, professionalism, and attention to detail. I wholeheartedly recommend them to anyone seeking assistance.
Complain
1.6
Disadvantages
I recently discovered a severe penalty for making two payments a month, essentially paying for the following month early. This issue led to a significant drop in my credit score and negative notes on my credit reports, indicating an increase in my loan balance from early payments. Despite contacting numerous representatives and managers, the situation was not resolved. Additionally, attempting to secure an additional loan with a 7% APR, as my initial loan, proved unsuccessful as I received offers with APRs exceeding 20%, even with the same annual income. This experience has been frustrating.
Complain
4.4
Advantages
I recently obtained a loan from Best Egg, and I had the opportunity to interact with their Customer Service team twice. The first time was during the loan application, and the second was when I set up automatic payments. On both occasions, their representatives were exceptionally helpful and friendly. I wholeheartedly recommend Best Egg to anyone in need of their services.
Complain
4.4
Advantages
I must express my gratitude to Best Egg; they have consistently exceeded my expectations. It brought me immense joy to secure a loan within just two days, with the funds arriving on the second day. My experience with Best Egg has been truly outstanding, and I wholeheartedly recommend it to others. During a period when my bank account was at its lowest, Best Egg provided much-needed assistance. Thanks to the exceptional services of Best Egg, I can now embark on a fresh start, pay off my debts, and enjoy the peace of having just one stress-free payment.
Complain
2
Disadvantages
Securing the loan was a swift and uncomplicated process. Nevertheless, I was taken aback by the substantial deduction for administrative processing, as I was never informed of such a sizable fee. The unexpected reduction in the amount I received was quite significant, and I now find myself having to repay the amount I didn't anticipate.
Complain
4.8
Advantages
I obtained a loan through Best Egg, and I've had an excellent experience with them. They are a fantastic company to deal with, making the process easy and providing helpful assistance. The best part is that you interact with knowledgeable and experienced individuals who speak clearly, without a significant accent, making communication smooth and straightforward.
Complain
4.4
Advantages
Best Egg delivered a remarkably quick and professional service. I submitted the application, and within just two minutes, I received a response. The entire process was conducted online, and it allowed me to consolidate all of my credit cards.
Complain
Overall company rating
4.1
/ 5
20 reviews
Execution of an application
4.1
Support service
4.1
Mobile app
4.0
Service quality
4.2
Your satisfaction level
4.1
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