Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.1
(20 Ratings)

Best Egg Account Review

Advertiser Disclosure

A Best Egg personal account provides an efficient and secure way to manage your loans online. It features an easy-to-navigate interface where you can make, schedule, or cancel payments, view detailed loan information, and upload necessary documentation. Additionally, the account offers real-time alerts to keep you informed about important activities and direct access to customer support for assistance. Overall, it streamlines the loan management process, making it convenient and accessible for users.

best egg account

Key Features

  • Online Payment Management. Make, schedule, and cancel payments online through the Personal Loan dashboard.

  • Loan Details Access. View detailed information about your loan, including balance, interest rates, and payment history.

  • Account Security. Secure login process with username and password protection to ensure your account remains safe.

  • User-Friendly Interface. An intuitive and easy-to-navigate dashboard for managing all aspects of your loan.

Step-by-step Registration

If you have already applied for a loan at Best Egg, follow these steps to register for a personal account:

  1. Go To The Best Egg Website. Visit the official Best Egg website.

  2. Click On The "Login" Button. Locate and click the "Login" button in the top right corner of the homepage.

  3. Click On The "Register" Link. On the login page, find and click the "Register" link below the login button.

  4. Enter Personal Information. Input your last name, the last 6 digits of your SSN, and your birthdate.

  5. Click On The "Find Me" Button. Click the "Find me" button to proceed.

  6. Follow The Prompts. Complete the registration process by creating a username and password, and verifying your email address.

How to Log In?

  1. Go To The Best Egg Website. Visit the Best Egg official website.

  2. Click On The "Log In" Button. Locate and click the "Log In" button in the top right-hand corner of the homepage.

  3. Select "My Account." From the drop-down menu that appears, select "My account."

  4. Enter Your Username. In the first field, enter your username. Remember, this should be the username you created when signing up, not your phone number or email address.

  5. Enter Your Password. In the second field, enter your password.

  6. Click The "Login" Button. Click the "Login" button to access your Best Egg account.

How to Activate My Account?

  1. Check Your Email. Look for an email from Best Egg with the subject line "Activate Your Best Egg Account" in your inbox.

  2. Click On The "Activate Your Account" Button. Open the email and click on the "Activate Your Account" button.

  3. Create A Password. You will be directed to a page on the Best Egg website where you can create a password for your account. Enter a new password in the fields provided and confirm the password.

  4. Click On The "Activate Account" Button. Click the "Activate Account" button to complete the activation process.

  5. Receive Confirmation Email. You will receive a confirmation email from Best Egg indicating that your account has been activated.

  6. Log In. Once your account is activated, you can log in to your account dashboard using your email address and the new password you created.

How to Delete My Account?

  1. Call Best Egg Customer Service. Dial 1-855-282-6353 to reach Best Egg customer service.

  2. Request Account Deletion. Inform the customer service representative that you want to delete your account and provide necessary information to verify your identity, such as your name, email address, and loan account number.

  3. Follow Guidance. The customer service representative will guide you through the account deletion process.

  4. Resolve Outstanding Issues. Best Egg may require you to pay off any outstanding loans or resolve any pending issues before deleting your account.

  5. Account Deletion Confirmation. Once your account has been deleted, you will no longer have access to your loan account dashboard or any loan-related information.

How to Reset My Password?

  1. Go To The Best Egg Website. Visit the Best Egg official website.

  2. Click On The "Login" Button. Locate and click the "Login" button in the top right corner of the homepage.

  3. Select "My Account." From the drop-down menu, select "My account."

  4. Click On The "Forgot Username Or Password?" Link. On the login page, find and click the "Forgot username or password?" link below the login button.

  5. Click On The "Forgot Password" Button. Choose the “Forgot password” option.

  6. Enter Your Username. Input the username associated with your Best Egg account in the provided field.

  7. Click On The "Reset My Password" Button. Click the "Reset my password" button to proceed.

  8. Check Your Email. You will receive an email from Best Egg with a link to reset your password.

  9. Click On The Link. Open the email and click on the provided link to go to the password reset page.

  10. Enter A New Password. Enter a new password in the designated fields and confirm the new password.

  11. Click On The "Save" Button. Click the "Save" button to save your new password.

  12. Receive Confirmation Email. You will receive a confirmation email from Best Egg indicating that your password has been reset.

Editorial Opinion

Best Egg's personal account offers a user-friendly platform for managing loans efficiently, providing features such as easy online payments, clear loan details, and secure access through a straightforward login process. While it excels in convenience and accessibility, the requirement to call customer service for account deletion and the lack of availability in certain states might be seen as drawbacks. Overall, Best Egg personal accounts strike a balance between functionality and user control, catering well to those seeking a streamlined approach to loan management.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How do I contact Best Egg?

To contact Best Egg, you can use the following methods:

  1. Personal loans.
    • Phone: 1-855-282-6353
    • Email: [email protected]
    • Mailing address: PO Box 42912, Philadelphia PA, 19101
    • Payment mailing address: Best Egg, PO Box 207865, Dallas, TX 75320-7865.
  2.  Credit card.
    • Phone: 1-833-707-1226, 24 hours a day, 7 days a week
    • Email: [email protected]
    • Mailing address: Po Box 7606, Philadelphia, PA 19101
    • Payment mailing address: Best Egg Credit Card, PO Box 70164, Philadelphia, PA 19176-0164
  3.  Financial health. For financial health inquiries or assistance, you can email Best Egg at [email protected].

Is my Best Egg personal account secure?

Yes, Best Egg personal accounts are secure, utilizing username and password protection to ensure the safety of your account information.

Why can't I access my Best Egg account online?

There are several reasons why you may not be able to access your Best Egg account online. Here are some common issues and possible solutions:

  1. Incorrect login credentials. Double-check that you are entering the correct email address and password associated with your Best Egg account. If you have forgotten your password, you can reset it by clicking on the "Forgot username or password?" link on the login page.
  2. Account not activated. If you recently applied for a loan with Best Egg, you may need to activate your account by following the instructions in the activation email sent to you. Check your email inbox and spam folder for the activation email.
  3. Technical issues. If you are experiencing technical issues with the Best Egg website or app, try clearing your browser cache and cookies or accessing your account from a different browser or device.
  4. Account locked. Your Best Egg account may be locked if there have been too many failed login attempts or suspicious activity. Contact their customer service for assistance in unlocking your account.
  5. Account closed. Your Best Egg account may be closed if you have paid off your loan or requested to close your account. If you believe your account was closed in error, contact their customer service for assistance.
Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.06
(20 Ratings)
Recommended FinScore™
0
300
650
1000
2000.00 – 50000.00 $
Rate
i

Interest rate

8.99 – 35.99 %
Term
i

Loan term for the financial product

36 months – 60 months
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Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
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Interest rate

6.34 – 35.89 %
Term
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Loan term for the financial product

2 months – 72 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
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Best Egg reviews 2024
Leave feedback
4.8
Pros
I was highly pleased with the prompt and efficient customer service I received during the loan process. Thank you for your assistance.
Complain
4
Pros
The process was incredibly straightforward and had no impact on my credit report. I managed to pay off all my debt, including my car, which I hadn't initially planned to do because the loan amount exceeded my immediate needs. However, the flexibility of making large payments without penalties made it a great choice. To top it off, I had the funds deposited into my bank account within just 24 hours.
Complain
4.8
Pros
I reached out to customer service to switch from monthly to bi-weekly payments. The representative helped me make this change, and although I initially tried to do it online without success, the representative efficiently addressed my issue with professionalism and a solid understanding of the solution.
Complain
4.4
Pros
The process was straightforward and expedited. Every individual I communicated with over the phone displayed politeness, professionalism, and attention to detail. I wholeheartedly recommend them to anyone seeking assistance.
Complain
1.6
Cons
I recently discovered a severe penalty for making two payments a month, essentially paying for the following month early. This issue led to a significant drop in my credit score and negative notes on my credit reports, indicating an increase in my loan balance from early payments. Despite contacting numerous representatives and managers, the situation was not resolved. Additionally, attempting to secure an additional loan with a 7% APR, as my initial loan, proved unsuccessful as I received offers with APRs exceeding 20%, even with the same annual income. This experience has been frustrating.
Complain
4.4
Pros
I recently obtained a loan from Best Egg, and I had the opportunity to interact with their Customer Service team twice. The first time was during the loan application, and the second was when I set up automatic payments. On both occasions, their representatives were exceptionally helpful and friendly. I wholeheartedly recommend Best Egg to anyone in need of their services.
Complain
4.4
Pros
I must express my gratitude to Best Egg; they have consistently exceeded my expectations. It brought me immense joy to secure a loan within just two days, with the funds arriving on the second day. My experience with Best Egg has been truly outstanding, and I wholeheartedly recommend it to others. During a period when my bank account was at its lowest, Best Egg provided much-needed assistance. Thanks to the exceptional services of Best Egg, I can now embark on a fresh start, pay off my debts, and enjoy the peace of having just one stress-free payment.
Complain
2
Cons
Securing the loan was a swift and uncomplicated process. Nevertheless, I was taken aback by the substantial deduction for administrative processing, as I was never informed of such a sizable fee. The unexpected reduction in the amount I received was quite significant, and I now find myself having to repay the amount I didn't anticipate.
Complain
4.8
Pros
I obtained a loan through Best Egg, and I've had an excellent experience with them. They are a fantastic company to deal with, making the process easy and providing helpful assistance. The best part is that you interact with knowledgeable and experienced individuals who speak clearly, without a significant accent, making communication smooth and straightforward.
Complain
4.4
Pros
Best Egg delivered a remarkably quick and professional service. I submitted the application, and within just two minutes, I received a response. The entire process was conducted online, and it allowed me to consolidate all of my credit cards.
Complain
Company rating
4.1
/ 5
20 reviews
Application
4.1
Support service
4.1
Mobile App
4.0
Service quality
4.2
Your satisfaction level
4.1
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