About
Bank of Walker County is a community bank located in Jasper, Alabama. The bank offers a range of personal and business banking services to its customers.
For personal banking, Bank of Walker County offers checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and loans such as home loans, auto loans, personal loans, and home equity loans.
For business banking, the bank provides checking accounts, savings accounts, money market accounts, CDs, and loans such as commercial loans, construction loans, and equipment loans.The bank also offers merchant services, online banking, mobile banking, and cash management services to its business customers.
In addition to its banking services, Bank of Walker County is committed to supporting its local community. The bank sponsors local events, supports local charities, and encourages its employees to volunteer in the community.
Bank of Walker County is FDIC-insured and has been serving the residents and businesses of Walker County since 1936.
Key Features
Here are some key features of Bank of Walker County:
- Community Involvement. Bank of Walker County is committed to supporting its local community. The bank sponsors local events, supports local charities, and encourages its employees to volunteer in the community.
- Online and Mobile Banking. These services allow customers to access their accounts, transfer funds, pay bills, and deposit checks from anywhere with an internet connection.
- Experienced Staff. The bank has a team of experienced and knowledgeable staff who are committed to providing personalized service to customers and helping them achieve their financial goals.
Requirements
To open an account at Bank of Walker County, customers must meet the following requirements:
- Personal Identification. Customers must provide a valid government-issued ID such as a driver's license, passport, or state ID.
- Social Security Number. Customers must provide a valid Social Security number or Taxpayer Identification Number (TIN).
- Minimum Deposit. It may be required to make a minimum opening deposit, which varies depending on the type of account they wish to open.
- Proof of Address. It may be requred to provide proof of their physical address, such as a utility bill or lease agreement.
- Business Documentation. If opening a business account, customers must provide documentation such as a business license, Articles of Incorporation, and/or partnership agreement.
It's recommended to contact the bank directly for specific requirements as they may vary depending on the type of account and other factors.
Access on the Go
Bank of Walker County provides access to its banking services on the go through its mobile banking app. It is available for download on both iOS and Android devices and allows customers to manage their accounts, transfer funds, pay bills, deposit checks, and view transaction history from anywhere with an internet connection.
The app also offers additional features such as the ability to locate ATMs and branches, set up account alerts, and initiate a stop payment request. Customers can log in to the app using their online banking credentials and enjoy the same level of security and privacy as their desktop version.
In addition to the mobile app, Bank of Walker County also offers online banking services, which allow customers to access their accounts, pay bills, transfer funds, and view statements from any internet-enabled device.
Overall, the bank provides its customers with the convenience and flexibility to manage their finances on the go.
Products and Services
Bank of Walker County offers a wide range of personal and business banking products and services to its customers. Here are some of their offerings:
Personal Banking:
- Checking Accounts. Customers are offered a variety of checking accounts to choose from that come with different features such as free online banking, mobile banking, and eStatements.
- Savings Accounts. They include traditional savings accounts, money market accounts, and certificates of deposit (CDs).
- Loans. The bank has a range of loans, including home loans, auto loans, personal loans, and home equity loans.
- Debit Cards. Bank of Walker County provides debit cards to access funds from the checking account.
- Credit Cards. Customers can get credit cards with competitive rates and rewards program.
- Online Banking. The financial institution provides secure online banking services to check account balances, transfer funds, pay bills, and view account statements.
- Mobile Banking. The bank’s app allows customers to manage their accounts on-the-go.
Business Banking:
- Checking Accounts. Bank of Walker County has a variety of checking accounts for businesses, including Commercial Checking, and Small Business Checking.
- Savings Accounts. They include traditional savings accounts, money market accounts, and certificates of deposit (CDs) for businesses.
- Loans. The bank offers a range of loans, including commercial loans, construction loans, and equipment loans.
- Merchant Services. The bank provides payment processing solutions for businesses to accept debit and credit cards.
- Cash Management Services. They include ACH origination, wire transfers, and remote deposit capture.
- Online and Mobile Banking. Bank of Walker County provides secure online banking services to businesses to manage their accounts, pay bills, and view account statements.
Bank of Walker County also offers additional services, such as safe deposit boxes, notary services, wire transfers, and overdraft protection. The bank is committed to supporting the local community and sponsors local events, supports local charities, and encourages employees to volunteer in the community. Overall, Bank of Walker County provides a comprehensive range of banking products and services to meet the needs of its customers.
Which associations does Bank of Walker County belong to?
Bank of Walker County is a member of several banking associations that help ensure the bank operates in a safe and sound manner and adheres to industry best practices. Here are some of the associations that the bank belongs to:
- Federal Deposit Insurance Corporation (FDIC). Bank of Walker County is insured by the FDIC, which provides deposit insurance to protect customers in case of bank failure.
- Alabama Bankers Association (ABA). The bank is a member of the ABA, a trade association that represents the banking industry in Alabama and provides education, advocacy, and other services to member banks.
- Independent Community Bankers of America (ICBA). Bank of Walker County is a member of the ICBA, a national trade association that represents community banks and promotes a strong and competitive community banking industry.
- Community Bankers Association of Alabama (CBAA). The bank is a member of the CBAA, a trade association that represents community banks in Alabama and provides education, advocacy, and other services to its members.
By being a member of these associations, Bank of Walker County can access resources, information, and networking opportunities to help provide its customers with the best possible banking experience.
