Bank of America® Unlimited Cash Rewards Credit Card for Students® Review
Bank of America® Unlimited Cash Rewards for Students®: Interest rates, credit limits, cashback, and bonuses. Learn about the conditions for obtaining the card, registration and options for receiving it online or at a branch. Discover its features.
Update 27.06.2024
Bank of America® Unlimited Cash Rewards Credit Card for Students® Review

Terms & Requirements

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

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Introducing the Bank of America® Unlimited Cash Rewards for Students credit card, designed to assist students in establishing responsible financial habits while offering the benefit of unlimited 1.5% cash back on all purchases. With no annual fee, a $200 online cash rewards bonus offer, and access to free FICO® Score updates, this card provides a valuable opportunity for students to earn rewards while managing their finances responsibly.

Features

  • Unlimited Cash Back. Earn unlimited 1.5% cash back on all purchases, providing students with a straightforward rewards system without the hassle of rotating categories or earning caps.
  • $200 Online Cash Rewards Bonus. Receive a $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening, offering an attractive incentive for new cardholders.
  • Low Introductory APR Offer. Benefit from a 0% introductory APR for the first 15 billing cycles for purchases and balance transfers made within the first 60 days, providing flexibility and potential savings for students managing expenses.

Pros and Cons

Pros

Cons

How to Apply for a Bank of America® Unlimited Cash Rewards for Students Credit Card

Online

Mobile App

Branch Application

Infographic

Bank of America® Unlimited Cash Rewards Credit Card for Students®

Eligibility Requirements

Reasons You May Be Denied a Card

How to Pay Off Credit Card Debt

Editorial Opinion

Determining the value of the Bank of America® Unlimited Cash Rewards for Students Credit Card hinges on individual financial objectives and spending patterns. This card offers a straightforward rewards program with no annual fee, 1.5% unlimited cash back on all purchases, and a $200 online cash rewards bonus, making it attractive for students. Added benefits include free FICO® Score updates and a low introductory APR for purchases and balance transfers. However, the card's foreign transaction fees and higher standard APR may be less appealing to those who frequently make international purchases or plan to carry a balance after the introductory period. Ultimately, it suits students looking for simplicity and cost-effectiveness in their credit card choice.

Additional Resources

Sources

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30.11.2022
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Update 27.06.2024